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The finance sector of Western economies is too large and attracts too many of the smartest college graduates. Financialization over the past three decades has created a structure that lacks resilience and supports absurd volumes of trading. The finance sector devotes too little attention to the search for new investment opportunities and the stewardship of existing ones, and far too much to secondary-market dealing in existing assets. Regulation has contributed more to the problems than the solutions.

While the formal rules of etiquette are not taught the way they once were, good manners are as critical today as they ever were. 50 Things Every Young Lady Should Know provides a modern update on the ageless idea that girls should know appropriate and courteous responses to any given situation.