Folgen

  • Self-Funded Health Insurance — A Solution for Small Churches

    Self-Funded Health Insurance — A Solution for Small Churches
    Nov 5 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans discusses a cost-effective health insurance solution for smaller churches. Self-funded health insurance with stop-loss protection may be a more affordable way for your Church to provide staff benefits. The episode explores how self-funded plans work, their benefits compared to traditional insurance, and the role of stop-loss protection in safeguarding against large claims. Real-life challenges faced by churches, such as high premiums for traditional plans, are addressed, and the steps for implementing self-funded plans are outlined. Discuss your church's health insurance with our Church insurance team by going to insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:45 The Challenge of Providing Health Insurance for Small Churches 01:30 Understanding Self-Funded Health Plans 02:25 The Role of Stop-Loss Protection 03:07 Steps to Implementing a Self-Funded Health Plan 03:39 Is a Self-Funded Plan Right for Your Church? 04:05 How Insurance for Texans Can Help 04:52 Conclusion and Next Steps
    Mehr anzeigen Weniger anzeigen
    5 Min.
  • Creative Ways To Provide Church Staff Health Benefits

    Creative Ways To Provide Church Staff Health Benefits
    Nov 4 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans discusses affordable ways churches can provide health benefits to their staff without breaking the budget. The episode explores three key types of supplemental health insurance: accident insurance, critical illness insurance, and indemnity insurance. By offering these options, churches can show their staff that they are valued and protected, even when traditional group health plans are not affordable. Start a conversation with our Church insurance team today by visiting insurancefortexans.com Grab a copy of our book 'The Promise of Certainty' for deeper understanding of Church insurance at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:27 The Challenge of Health Insurance for Churches 00:58 Creative Solutions for Affordable Health Benefits 01:44 Understanding Supplemental Health Insurance 02:20 Types of Supplemental Insurance 02:22 Accident Insurance Explained 02:54 Critical Illness Insurance Explained 03:28 Indemnity Insurance Explained 04:04 The Importance of Offering Health Benefits 04:16 How Insurance for Texans Can Help 05:28 Conclusion and Final Thoughts
    Mehr anzeigen Weniger anzeigen
    6 Min.
  • Can My Texas Church Benefit From Catastrophic Health Insurance Plans?

    Can My Texas Church Benefit From Catastrophic Health Insurance Plans?
    Nov 3 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley of Insurance for Texans breaks down the benefits of catastrophic health insurance for churches in Texas. With rising health insurance costs, many churches find it challenging to provide traditional coverage. Ron explains how catastrophic plans can significantly reduce premiums, offer staff more control over their healthcare choices, and present lower financial risks with legitimate and regulated policies. He also highlights the importance of stewarding church resources wisely while showing care for staff. Start a conversation with our Church insurance team by visiting insurancefortexans.com Get a copy of our Church insurance book, 'The Promise of Certainty.' at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:28 Focusing on Health Insurance for Texas Churches 01:19 Understanding Catastrophic Health Insurance 01:57 Benefits of Catastrophic Health Insurance 02:55 Combining Catastrophic Coverage with Direct Primary Care 03:16 Lower Financial Risk with Catastrophic Plans 04:04 Stewardship and Financial Responsibility 04:33 Guidance from Insurance for Texans 05:26 Conclusion and Final Thoughts
    Mehr anzeigen Weniger anzeigen
    6 Min.
  • Can My Texas Church Get Full Coverage Insurance?

    Can My Texas Church Get Full Coverage Insurance?
    Oct 31 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, hosted by Ron Wadley of Insurance for Texans, the critical misconceptions surrounding 'full coverage' in church insurance are dissected. Ron highlights the story of Pastor Mark from Abilene, who faced a painful revelation about his insurance policy when a lawsuit was filed against his church. He delves into three major 'almost truths': the illusion of full coverage, the false economy of cheaper insurance, and the deceptive safety of storm coverage. Ron encourages church leaders to seek true wisdom by understanding the complexities of their policies and ensuring they have comprehensive protection. Allow our Church insurance team to review your policy by going to insurancefortexans.com Get a copy of our book about Church insurance called The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:30 The Myth of Full Coverage 00:51 Pastor Mark's Story: A Cautionary Tale 02:02 Understanding Church Insurance Liabilities 02:47 The Danger of Cheaper Insurance 03:25 Storm Coverage: What You Need to Know 04:04 Seeking True Wisdom in Insurance 04:44 Conclusion and Next Steps
    Mehr anzeigen Weniger anzeigen
    5 Min.
  • How To Keep Church Money For Missions Rather Than Giving It To Lawyers

    How To Keep Church Money For Missions Rather Than Giving It To Lawyers
    Oct 30 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the need for comprehensive liability insurance to prevent church funds from being drained by legal fees. Highlighting the real-life example of Pastor David’s church facing costly legal challenges, the episode emphasizes the importance of having a policy that includes defense coverage. Ron outlines three key benefits of such a policy: providing a lawyer, ensuring the lawyer understands church-specific issues, and covering legal fees from the outset. Additionally, he advises on various specific liability coverages churches should consider to safeguard their mission and finances. Allow us to review your church's policy by going to insurancefortexans.com Read more about Church insurance by getting a copy of our book, The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:28 The Importance of Proper Church Insurance 00:43 Pastor David's Cautionary Tale 02:01 Understanding Church Liability Policies 02:10 Three Ways Liability Insurance Protects Your Church 03:32 Additional Liability Policies for Churches 04:13 Preparing for Legal Challenges 04:41 Ensuring Your Church is Properly Protected 05:15 Conclusion and Final Thoughts
    Mehr anzeigen Weniger anzeigen
    6 Min.
  • Can a Risk Purchasing Group Get Your Church the Best Property Coverage?

    Can a Risk Purchasing Group Get Your Church the Best Property Coverage?
    Oct 29 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the challenges Texas churches face with rising property insurance premiums and introduces the concept of a Risk Purchasing Group (RPG) as a potential solution. Ron explains how RPGs allow churches to pool their buying power to access better insurance pricing and coverage. A case study of a Fort Worth church illustrates the benefits of RPGs, such as accessing A-rated carriers and customized policies, leading to significant savings and stable premiums. While noting that RPGs are typically best for larger churches, Ron encourages church leaders to seek personalized insurance reviews to determine if this option suits their ministry's needs. You can have our church team review your policy by going to insurancefortexans.com For more in depth information about Church insurance, get a copy of our book, The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:28 The Challenge of Rising Insurance Premiums 01:20 Understanding Risk Purchasing Groups (RPGs) 02:11 Case Study: Fort Worth Church 02:28 Benefits of Joining an RPG 03:12 Is an RPG Right for Your Church? 03:50 How Insurance for Texans Can Help 04:27 Conclusion and Next Steps
    Mehr anzeigen Weniger anzeigen
    6 Min.
  • Is Your Church Insurance a Reality Respecter or a Wishful Thinker?

    Is Your Church Insurance a Reality Respecter or a Wishful Thinker?
    Oct 28 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the critical importance of being prepared for storms and other unforeseen events that can impact Texas churches. Using the example of Pastor Allen's experience in Waco, Ron highlights the necessity of having the right insurance coverage that respects reality rather than relying on wishful thinking. Key points include understanding the unpredictability of Texas weather, the fine print in insurance policies, the total cost of risk, and the wisdom of being prepared before a storm hits. Ron encourages church leaders to review their insurance policies, ensuring they provide real protection. Listeners are invited to visit insurancefortexans.com for a policy review or to get a copy of Ron's book about Church insurance, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:31 The Reality of Texas Storms 01:14 Pastor Allen's Story: A Lesson in Preparedness 02:22 Facing the Realities of Church Insurance 04:16 Becoming Reality Respecters 04:54 Conclusion and Next Steps
    Mehr anzeigen Weniger anzeigen
    6 Min.
  • Is the New Church Insurance Program with the Low Premium Safe to Use?

    Is the New Church Insurance Program with the Low Premium Safe to Use?
    Oct 27 2025
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley of Insurance for Texans addresses the challenges Texas churches face. Skyrocketing insurance premiums and unreliable carriers are two of such challenges. Through a relatable story about a church volunteer named Teddy, Ron outlines the pitfalls of opting for too-good-to-be-true insurance deals and provides three important trust factors to consider for safe and reliable coverage. These include evaluating the insurer's claim payment history, financial stability, and clarity of policy terms. The episode emphasizes the importance of understanding and securing appropriate coverage to protect the church’s mission and resources, offering a way to find reliable insurance solutions tailored for Texas churches. Start a conversation with the church insurance team at Insurance for Texans by going to insurancefortexans.com Get a copy of our book The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:30 Teddy's Story: The Insurance Dilemma 02:06 Understanding Trust Factors in Church Insurance 02:50 Ensuring Financial Stability and Commitment 03:22 Clarity in Insurance Policies 04:07 Long-term Protection for Texas Churches 04:42 Conclusion and Next Steps
    Mehr anzeigen Weniger anzeigen
    6 Min.