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No One Ever Told Us That is a series of essential life and financial lessons that every adult needs to listen to before they embark upon their own life's adventures. You've completed your education, your couch surfing, and your internships - now it's time to grow up. You have a "real" job, maybe a family, and maybe a mortgage; but you've been launched into an uncertain world. This book is your much-needed guide to life as an adult, giving you the answers you need about becoming a professional, becoming financially secure, and becoming your own person.

For decades, John D. Spooner has been one of America's leading financial advisers. Now, as his own grandchildren are on the frightening cusp of adulthood, Spooner has chosen to impart his wisdom to them—and to readers everywhere—in the form of old-fashioned letters. This is the book that...