SUMMARY:
In this episode of The Naked Wealth Podcast, host Jennifer Aube welcomes Medicare agent Michelle Bishop to break down the complexities of Medicare and debunk common misconceptions. Michelle shares her journey into the industry, driven by a passion for helping others navigate the healthcare system with clarity and integrity. They discuss important Medicare enrollment timelines, penalties, coverage options, and how to make informed decisions that align with your financial and health needs. Michelle also touches on her broader mission of service, stewardship, and the importance of meeting people where they are in their healthcare journey.

KEY INSIGHTS:

• Michelle's Journey into Medicare: A family business led her to find her passion in educating and assisting people in making informed healthcare decisions.

• Common Medicare Misconceptions: Many confuse Medicare with Medicaid, believe eligibility is income-based, or are unaware of potential penalties for late enrollment.

• Enrollment Windows & Penalties: Medicare has a strict seven-month enrollment window around an individual's 65th birthday. Delaying enrollment without creditable coverage can lead to lifelong penalties.

• Choosing the Right Coverage: Understanding the differences between Medicare Parts A, B, C, D, and F is crucial. The right choice depends on individual health needs, preferred doctors, and prescription drug coverage.

• Impact of Employer Coverage: Individuals with employer-sponsored insurance may delay Medicare enrollment, but cost comparisons are essential to making the best decision.

• Recent Medicare Changes: The Part B premium increased slightly in 2024, and the elimination of the 'donut hole' significantly reduced out-of-pocket costs for prescription drugs.

• The Importance of Trusted Guidance: Working with a knowledgeable Medicare agent ensures personalized, accurate advice, preventing costly mistakes.

• Michelle's Approach to Service: Integrity and client well-being come first—helping clients make the best decisions rather than simply making a sale.

If you or a loved one is within five years of Medicare eligibility, don't let the process overwhelm you. Reach out to Michelle Bishop via Facebook at Bishop Insurance or visit her website at BishopSure.com for expert guidance.

You can also contact Jennifer Aube's office at 978-874-3253 to discuss your full retirement planning picture.

Take charge of your Medicare decisions with confidence and clarity!

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

The opinions voiced in this show podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision

Connect with Jennifer Aube Wealth Management:

W: https://www.jenniferaube.com

IG: https://www.instagram.com/jenniferwaube

PH#: (978)-874-3253

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this two-part episode of the Naked Wealth Podcast, host Jennifer Aube welcomes Veronica Allen, a physical therapist and personal trainer specializing in pelvic floor therapy. Veronica shares her knowledge and experience in pelvic health, debunking the common misconceptions surrounding pelvic floor therapy. She emphasizes the importance of pelvic health for everyone—men, women, postpartum mothers, and individuals who have never had children. Together, they discuss the foundational role of pelvic floor muscles in overall health, how common issues like incontinence and prolapse can be addressed, and the importance of diaphragmatic breathing and proper physical therapy. Veronica also shares practical advice on when and how to engage in therapy post-pregnancy and beyond. This enlightening conversation is a must-listen for anyone looking to improve their quality of life through physical wellness.

Key Insights:

• Pelvic Floor Therapy is for Everyone: Veronica clarifies that pelvic floor therapy is not exclusive to postpartum women. Everyone has a pelvic floor, and conditions like incontinence, pain with intercourse, constipation, and prolapse can affect both men and women at any age.

• Common But Not Normal: Many pelvic floor issues are common, especially after pregnancy or as people age, but that doesn't mean they are normal. These issues, such as incontinence and prolapse, can be treated, improving the overall quality of life.

• The Importance of Diaphragmatic Breathing: Deep breathing is essential for overall core strength and health. Veronica explains how diaphragmatic breathing engages the pelvic floor muscles and aids in physical therapy, stress relief, and injury prevention.

• Postpartum Recovery Tips: Veronica provides valuable advice for women in the postpartum phase, stressing the importance of engaging core muscles and starting pelvic floor therapy early, regardless of whether they had a vaginal birth or a C-section.

• Proactive Physical Therapy: Veronica advocates for proactive pelvic floor and orthopedic therapy to prevent future issues. She suggests seeing a physical therapist regularly for check-ups to maintain muscle health before problems arise.

• Holistic Health for Longevity: Jennifer and Veronica discuss the importance of financial and health abundance to maintain not only a long life but a healthy one. Veronica stresses the importance of maintaining a "health span" where one can enjoy life fully without being limited by health issues.

Veronica Allen's insights into pelvic floor health emphasize that addressing these common issues can significantly improve your quality of life. By being proactive and aware, anyone can benefit from the right physical therapy and daily habits, helping them live their best life. Don't forget to check out Veronica's social media and website for more tips on pelvic and overall physical health!

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Where to Find Veronica Lane

Website: https://wellbodypt2.com/veronica-lane

IG: https://www.instagram.com/vmlane

Book Recommendation:

Relentless: From Good to Great to Unstoppable, by Tim Grover

The opinions voiced in this show podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision

Connect with Jennifer Aube Wealth Management:

W: https://www.jenniferaube.com

IG: https://www.instagram.com/jenniferwaube

PH#: (978)-874-3253

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

When is the right time to start working with a financial adviser? What if the answer is simpler than you think – the moment the thought crosses your mind? What opportunities could you be missing by delaying?

Discover the optimal time to engage with a financial adviser – the moment the thought crosses your mind. Waiting until later in your adult life may result in overlooked opportunities and financial mistakes. Don't postpone optimizing your financial situation. If you lack a relationship with an adviser, make this the year to develop one. For further insights on collaboration, contact the adviser directly.

What you'll hear:

Ideal Time to Consult a Financial Adviser:

• The right time to engage with a financial adviser is the moment the thought arises.

Avoiding Mistakes and Oversights:

• Waiting until later in adult life may lead to financial mistakes and overlooked opportunities.

Optimizing Financial Situation:

• Don't postpone the chance to optimize your financial situation with professional guidance.

Take Action Now. If lacking a relationship with an adviser, make the current year the one to develop that connection. Ready to take the first step?

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

The opinions voiced in this show podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision

Connect with Jennifer Aube Wealth Management:

W: https://www.jenniferaube.com

IG: https://www.instagram.com/jenniferwaube

PH#: (978)-874-3253

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this episode of Naked Wealth, host Jenn invites Bre Johnson, founder of Full Bloom Mama, to explore women's health and the often overlooked yet vital fourth trimester—the 40-day postpartum period that is pivotal for a mother's long-term physical and mental health. Bre shares her wealth of knowledge on postpartum care, drawing from global practices and her personal experiences as a cultural anthropologist.

Key topics discussed include:

• What is the Fourth Trimester? Bre explains the significance of the fourth trimester, emphasizing that many cultures worldwide prioritize this period as much, if not more, than pregnancy itself. She highlights how this sacred window can impact a mother's health and longevity for decades.

• The Power of a Support System: Bre outlines how other cultures rally around new mothers, providing them with nourishment, rest, and emotional support. In contrast, she notes that the U.S. often glorifies "bounce-back" culture, which can neglect the essential recovery process for new moms.

• Nutrition and Wellness Post-Birth: Bre discusses the importance of nutrition, advocating for nutrient-dense, warming foods to help moms recover after childbirth. She also emphasizes mental well-being, sharing how meditation, journaling, and breathing exercises can aid in postpartum recovery.

• Movement After Baby: A slow, intentional return to movement is crucial in the postpartum phase. Bre encourages new mothers to start with gentle breath work and focus on reconnecting with their bodies before resuming any strenuous exercise routines.

• Preventing Postpartum Depression: Bre shares research-backed insights that show how holistic postpartum care—nutrition, mental health practices, and gentle movement—can significantly reduce the risk of postpartum depression.

• Full Bloom Mama: Bre also talks about her subscription service, Full Bloom Mama, designed to support women throughout pregnancy and postpartum. Full Bloom Mama offers curated boxes filled with items to educate and nurture new moms physically and mentally.

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Where to Find Bre Johnson:

• Website: https://www.fullbloommama.com

• Instagram: https://www.instagram.com/fullbloom.mama

• Pinterest: https://www.pinterest.com/fullbloommama

Bre is passionate about connecting women with resources and practitioners to empower them in their postpartum journey.

Book Recommendation:

The Midnight Library by Matt Haig

The opinions voiced in this show podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision

Connect with Jennifer Aube Wealth Management:

W: https://www.jenniferaube.com

IG: https://www.instagram.com/jenniferwaube

PH#: (978)-874-3253

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Contemplating the mysterious world of trusts? Wondering if setting up a trust is the right move for you? What if you could demystify this crucial aspect of estate planning and make informed decisions about your financial future?

On this week's Financial Quick Tips we demystify the realm of trusts and decide if setting up one is right for you. Understand that a trust is a legal arrangement providing control of assets to a trustee for the benefit of others. Trusts can offer tax benefits, prevent inheritance disputes, and ensure fair treatment of beneficiaries. Explore the various types of trusts, such as those minimizing inheritance taxes, avoiding probate, or providing for specific family situations. Consult a professional team, including financial advisers and estate planning attorneys, to determine the best path for your short and long-term interests. Maintain an ongoing relationship with these professionals to adapt to life changes and legal updates.

What you'll hear:

Understanding Trusts:

• A trust is a legal arrangement granting control of assets to a trustee for the benefit of others.

• It can offer tax benefits, prevent inheritance disputes, and ensure fair treatment of beneficiaries.

Types of Trusts:

• Various trusts serve different purposes, such as minimizing inheritance taxes, avoiding probate, and maintaining financial privacy.

• Trusts can provide for disabled family members, address second marriage situations, or support charitable giving.

Consulting Professional Team:

• Engage with a professional team, including financial advisers, estate planning attorneys, and accountants, to determine the most suitable trust for your needs.

• Regularly update your plan based on life changes, tax laws, and other legal considerations.

Ready to secure your legacy?

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

The opinions voiced in this show podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision

Connect with Jennifer Aube Wealth Management:

W: https://www.jenniferaube.com

IG: https://www.instagram.com/jenniferwaube

PH#: (978)-874-3253

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849