Do you hesitate before buying groceries, clothes for your kids, or something small for yourself, even when you can afford it? This episode explains why budgeting feels heavy, why spending feels emotional, and how to create a system that lets you spend without guilt while feeling safe, stable, and in control.

What You’ll Learn

1. Why money guilt is not a spending problem. It is a safety problem
2. Why traditional budgeting creates restriction, rebellion, and burnout
3. How to reframe a budget into a spending permission system
4. The three requirements for guilt free spending
5. How to separate survival money from choice money
6. Why fun money regulates your nervous system and builds confidence
7. How to build trust with money even when income is inconsistent
8. A simple weekly reset to create calm cash flow

Key Topics Covered

1. Why fear gets louder after divorce and how it impacts spending
2. How giving every dollar a job reduces anxiety
3. Why consistency matters more than perfection
4. How to stop second guessing every money decision

Resources and Links

1. Calm Cash Flow Workshop. January 7 at 3 p.m. Eastern
2. join here: Calm Cash Flow Workshop

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Click here to open your Business Checking with NOVO today.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

Budgeting does not hurt because you are bad with money. It hurts because it was taught to punish you. In this episode, Lisa breaks down why traditional budgets trigger guilt, restriction, and avoidance and how to replace them with a conscious spending plan that actually works.

What You Will Learn

• Why budgeting feels restrictive and emotionally painful
• The three reasons budgets fail and how to fix each one
• How to shift from restriction to priorities with your money
• Why paying yourself first is non negotiable in business
• How to stop using your budget as a report card
• The power of building in guilt free fun money
• How awareness, not avoidance, multiplies money

Key Moments

• 00:01 Why budgeting hurts more than it helps
• 02:27 Why most people always feel broke
• 05:25 Defining what “enough money” actually means
• 06:30 Budgeting from priorities instead of punishment
• 07:52 Paying yourself first in business
• 09:55 Creating guilt free fun money
• 11:33 Why entrepreneurs underprice programs and retreats
• 14:38 The seven day conscious spending challenge
• 16:00 When budgeting finally stops hurting

Join the Calm Cashflow Workshop today

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Click here to open your Business Checking with NOVO today.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

What if one unexpected medical emergency wiped out years of saving, not because you were reckless, but because you thought you were being smart. In this episode, Lisa breaks down why skipping health insurance is one of the most dangerous cash flow decisions you can make, and how to protect yourself without fear or confusion.

• The real cash flow cost of going uninsured
• Why “I can’t afford health insurance” is a dangerous myth
• A real client story that shows a $17,000 difference from one decision
• How insurance actually protects your savings, credit, and future
• Why confusing plans cause people to overpay or avoid coverage
• What to look for in coverage so you are protected when it matters

• 00:01 Why one bad day can destroy years of saving
• 00:38 The Calm Cash Flow Workshop invitation
• 05:11 Alex’s real-life wake-up call
• 06:53 Insured vs uninsured. A $17,000 difference
• 09:19 Why praying it away is not a plan
• 10:37 The real purpose of insurance
• 12:58 How confusing plans cause financial harm
• 15:04 How cash flow confidence creates stability

Insurance is not about fear. It is about strategy. One unexpected emergency should not erase everything you have worked so hard to build. Cash flow confidence comes from planning for risk before it shows up.

• Register for the Cash Flow Confidence Workshop for $37

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Click here to open your Business Checking with NOVO today.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

If you make good money but still feel broke, confused, or guilty every time you spend, this episode is for you. Lisa Drennon explains why income alone will never create financial security, why high income does not equal security and how to finally feel confident with your money decisions, and what actually builds confidence, stability, and peace of mind after divorce.

What You Will Learn

• Why earning more does not fix money stress
• The real reason women feel guilty and fearful around spending
• How to shift from income focused to behavior focused money decisions
• Simple ways to create stability, even with inconsistent income
• How to start trusting yourself with money agai

Book your Profit Hour Call today: Find $500+

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Click here to open your Business Checking with NOVO today.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

You’re working late, juggling kids and clients, building a business from grit and lukewarm coffee. But the silent money leaks draining your income are hiding in plain sight. Today, we uncover the five credit card mistakes keeping mompreneurs in debt and show you how to break free with clarity and confidence.

• Why mixing personal and business spending destroys clarity and profits
• The minimum payment trap that quietly costs thousands
• How rewards points trick you into overspending
• The truth about credit utilization and how to protect your score
• Why closing old cards damages your credit history
• How these mistakes create fear, instability, confusion, and loss of confidence
• The simple shifts to reclaim control, stability, and financial freedom

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Open your business checking account with NOVO

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

If you make good money but still feel broke, this episode shows you exactly why. We dig into the psychology that keeps you stuck in fear, guilt, and overspending so you can finally feel safe, steady, and in control with your money.

• Why you still feel broke even as income rises
• The emotional cycle behind overspending and guilt
• How your nervous system drives your money behaviors
• Why more income doesn’t create stability
• The survival money story many divorced mompreneurs carry
• How to break the cycle and create real financial clarity
• The simple spending shift that brings immediate relief
• Why giving every dollar a job changes everything

00:01 Why high earners still feel broke

00:35 The stories you believe about money

01:10 The “I deserve this” spending cycle

02:27 Why budgets fail: going through the motions

03:35 Nervous system safety and money

04:30 Why you keep repeating the same pattern

05:35 Survival mode money stories from childhood

06:01 Rewriting your money story

06:45 Are you buying relief instead of what you need

07:35 Why simple planning shifts your entire spending pattern

08:19 Training your brain to feel safe with money

09:14 Buying calm, not chaos

09:35 Survival spending and shiny objects

10:10 Why making more money doesn't fix instability

10:45 Debt isn’t the enemy. Lack of clarity is

11:36 How the Money Multiplier System creates stability

12:20 Invitation to join The Smell of Money

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

If you’re constantly borrowing from buckets, shuffling money around, and feeling like you’re failing with money no matter how much you earn, this episode will change everything. You’re not bad with money. You’re missing a stabilizing system that finally makes you feel safe.

Episode Highlights:

• Why high earners still feel broke
• The real reason you keep borrowing from savings and tax buckets
• The emotional toll of constant money shuffling
• The root cause behind “just making ends meet”
• How to build a simple money bucket system that holds, even with fluctuating income
• Why your nervous system can’t feel safe without structure
• The essential first steps of the Money Multiplier System
• How to assign every dollar a job and stop reacting to money
• What happens emotionally and financially when bucket borrowing ends

Timestamps:

00:00 The moment you realize you’re working hard but barely breathing financially

01:20 Why you’re not failing with money

02:10 The divorced mompreneur money pattern

03:15 The trap of “I’ll just make more money”

04:30 The real reason income feels unpredictable

06:00 Borrowing from buckets: symptom, not the cause

07:20 The emotional burden: guilt, shame, fear

09:00 The stabilizing Money Multiplier framework

10:20 Assigning every dollar a job

12:00 Paying yourself first and fixing fluctuating income

13:30 Building safety through structure

15:00 What changes when you stop bucket borrowing

16:00 Why The Smell of Money is the system that finally works

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily

You’re earning good money, yet your account balance keeps surprising you. Today I’m breaking down the hidden spending that drains your financial stability and the personal story that forced me to confront my own money leaks.

• The day I realized my “small” expenses were costing me thousands

• Why hidden spending patterns create guilt, confusion, and instability

• The three biggest red flags in every divorced mompreneur’s budget

• How to find the recurring charges you’ve stopped noticing

• Simple methods to track spending without spreadsheets

• How emotional spending ties directly to fear and stress

• The first step to creating a spending system that pays you

Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸

Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money, you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving.

Join The Smell of Money today: Click Here to join.

Remember, it doesn't matter how much money you make; it's what you do with it

🗝️🌬️💖💸

Intro/Outro music "IDM" by Christa Lily