Good morning, afternoon, and good evening, everybody! Scott Carson here, jacked up to introduce you to a creative financing wizard who’s making serious lemonade out of lemons: the head honcho over at Wrap Academy, Philip Louden! If you’ve been feeling like a hamster on a wheel in the "wholesaling hustle" or dreaming of financial freedom beyond the 40-hour work week, Philip's story is your beacon of hope.

From digital nomad to debt dominator, Philip cracked the code on building sustainable, passive wealth through wraps, lease options, and seller financing. He's ditched the "always starting from zero" grind of wholesaling for a system that consistently delivers cash flow, leveraging an "opportunistic" mindset and an understanding that the market's always shifting, not stopping. This episode is your ticket to escaping the rat race and truly designing your lifestyle!

Here’s how Philip Louden helps investors build cash flow and freedom:

• Wholesaling vs. Wraps: The Scalability Showdown: Discover why Philip traded the "at war" feeling of transactional wholesaling for the scalable, passive cash flow of wraps and seller financing, turning $5-7k flips into $150k+ long-term profits.
• "Blue Ocean" Deal Sourcing & Automation: Learn how Philip finds his golden geese, from direct-to-seller (distressed, probate, pre-foreclosure) to agents, and now primarily leveraging wholesalers who bring him deals, automating the acquisitions process to free up his time.
• Targeting for Cash Flow & Equity: Uncover Philip's strategy for aiming for a minimum of $400-500 in monthly cash flow, often securing $700-800+, through "affordable housing" in C-class neighborhoods, creating massive equity cushions and minimizing risk.
• Creative Structuring: From Sub-To to the "Jacket Strategy": Get insights into his deal structuring, including taking over mortgages, negotiating seller financing, and the "jacket strategy" (BRRR + Wrap) to create significant equity and cash flow, even in today's market.
• The Wrap Academy Advantage: Learn how his community helps investors cut through "shiny object syndrome," master this passive exit strategy, and build a portfolio delivering $10k+ in monthly cash flow, offering hands-on coaching and resources for repeatable success.

Philip is living proof that you don't need a million bucks to get started, just a smart strategy and the guts to build your own damn prison (just kidding, it's a freedom machine!). If you're ready to make a whole lot of lemonade out of other people's lemons, this is the episode for you.

Check out Wrapacademy.net for his next master class and start your journey to true financial independence! Go out, take some action, and we'll see you at the top!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Happy, happy Friday, real estate investors! This first week of January has been wild, and I’m buzzing with news that's going to make your distressed-asset-loving heart sing. Forget New Year's hangovers; we just landed a list of over 4,200 distressed mortgages across the entire freakin' United States! This isn't just a list; it's a goldmine of opportunity, whether you're a note ninja, a sub-to specialist, or just looking to dive into the "sexy side" of real estate.

From 90-day defaults to 2+ years of delinquency, these first-lien, owner-occupied notes are ripe for the picking. We're talking hundreds of assets in Texas, Florida, California, and every other major market you can imagine. This isn't just about notes; it's about unlocking multiple exit strategies for any investor willing to get their hands dirty!

Here’s your VIP pass to the distressed mortgage party:

• The Motherlode of Distress: We've uncovered over 4,200 first-lien, owner-occupied distressed mortgages nationwide, from slight defaults to severely delinquent situations.
• Multiple Exit Strategies, One List: Whether you're eyeing non-performing notes, lucrative REOs, subject-to deals, or non-qualified assumptions, this list is your all-in-one resource.
• Cherry-Pick Your Profits: This isn't an all-or-nothing game! Cherry-pick individual assets that fit your buy box, or go big with multi-million dollar pools. (Warning: We're making offers on a huge chunk, so act fast!)
• Nationwide Goldmine: While Texas, Florida, and California are popping off, this list covers every state, ensuring there's distressed property opportunity no matter where you invest.
• Exclusive Live Access: Join me live on Monday, January 12th, at 7 PM Central for a special Zoom webinar. We'll go through the list, answer your questions, and you'll get your hands on this game-changing list just for attending!

Folks, 2026 is kicking off with a bang, and distressed real estate is where the action is. If you're tired of hearing about opportunities after they're gone, this is your chance to get in early. RSVP now at NoteNightInAmerica.com – bring your questions, your coffee, and your ambition. Let's make 2026 the year you truly level up your portfolio. Go out, take some action, and I'll see you Monday night!

#DistressedMortgages #RealEstateInvesting #NoteInvesting #SubjectTo #REO #NonPerformingNotes #RealEstateDeals #Foreclosure #InvestorOpportunity #TexasRealEstate #FloridaRealEstate #CaliforniaRealEstate #WealthBuilding

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Good morning, afternoon, and good evening, real estate investors! Get ready, because 2026 just brought some major shake-ups to Texas real estate laws that could make or break your rental business. We're diving deep into Senate Bill 38, a legislative game-changer streamlining evictions and finally giving you more power against those pesky squatters. Forget your old 'technicality gotchas' – this new bill is here to protect your ass(ets) and your sanity!

This episode is your no-nonsense guide to navigating these crucial updates, ensuring you're not left scratching your head (or losing money) due to outdated practices.

Here’s what you’ll uncover about Texas's new landlord/tenant laws:

• Squatter Smashing, Simplified: Unpack the new "summary disposition" process that allows judges to rule against unauthorized occupants without a full trial, getting those "nasty squatters" out faster than ever.
• Eviction Notices Get a Glow-Up: Discover how SB 38 modernizes notice delivery, allowing for electronic notices (with agreement!) and placement in "conspicuous places" within the unit, reducing landlord losses on technicalities.
• Tenant Protections with a Catch: Learn about the new 72-hour "cure period" for lawful renters who are first-time late on payments, providing a grace period while still empowering landlords to act decisively against repeat offenders.
• Strategic Lease Updates for 2026: Understand the critical importance of immediately updating your rental agreements to reflect these changes, especially for electronic notice consent, to fully leverage the new legal framework.
• The Big Picture for Texas Investors: Grasp how SB 38 aims to protect private property rights, expedite justice court hearings (10-21 days!), and restrict irrelevant counterclaims, focusing strictly on regaining property possession.

Whether you're battling squatters or just navigating tenant relations, Texas Senate Bill 38 is a must-know. This law could save you major headaches and protect your ass(ets) in the Lone Star State. Don't be a newbie; get ahead of the curve, update your leases, and make sure you know what the "hell" you're doing. Go out, take some action, and we'll see you at the top!

Watch the Original Video of this Episode HERE!

Link to the News Article HERE

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Good morning, afternoon, and evening, everybody! Happy 2026! We're already off rocking and rolling, and I'm thrilled to kick off the year with a true rockstar who's consistently dropping knowledge bombs on LinkedIn: Amanda Cruise! She’s not just consistent; she knows her "shiznit" when it comes to mobile home park and affordable housing investing, sharing the good, the bad, and the downright ugly.

Amanda's journey from a traditional career in chemistry/statistics to Capital One, and eventually to dominating the affordable housing space, is a testament to smart pivots and a nose for opportunity. Tired of "sucking at managing contractors," she found her sweet spot in mobile home parks, an often-overlooked niche that's less of a "dumpster fire" than other multifamily options. If you're ready to get past the stereotypes and unlock serious value, this episode is your golden ticket!

Here’s what you’ll uncover to build wealth in the MHP space:

• Why MHPs Outperform: Learn how mobile home parks offer stable, high-demand affordable housing, avoiding the turmoil seen in other real estate sectors (and why that old "dumpster fire" apartment analogy fits elsewhere!).
• The "No Secret Sauce" Deal-Sourcing Strategy: Amanda reveals her straightforward approach: target mom-and-pop owners of smaller parks (under 100 lots) who are simply "tired of managing" and collecting rent door-to-door.
• Maximizing Value Beyond Rent Hikes: Discover key value-add plays like essential infrastructure improvements (paving, mailboxes, cleaning) and infilling empty lots with new homes to significantly boost park income and valuation.
• Creative Financing for Killer Returns: Understand how Amanda leverages bank financing, owner financing, and private lenders (offering 10% annual interest, paid monthly!) to acquire parks, even with 100% loan-to-cost, for rapid equity growth.
• Crucial Lessons & Investor Pitfalls: From "walking the park-owned homes" (a "whole 'nother level of couldn't believe" mistake!) to avoiding wastewater treatment plants and the critical role of consistent follow-up, get the real talk on what to watch out for.

This isn't just about mobile homes; it's about smart, recession-resistant investing with a massive social impact. Amanda's candid insights, combined with her commitment to keeping her "head down and rocking and rolling," prove why she's at the top of her game. And don't forget the "nugget of the day": for notes on individual mobile homes on land, call 21st Mortgage – they're a game-changer for insurance!

Ready to diversify your portfolio or find your next cash-flowing gem? Check out Amanda Cruise at Voyage Investing (voyageinvesting.com) and follow her on LinkedIn. Because consistent action and knowing your market are what separate the hobbyists from the heavy hitters.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Good morning, afternoon, and evening, real estate investors! As the year wraps up (or kicks off!), many of us are either panicking about last-minute "shit to get done" or making grand New Year's resolutions for financial prowess. Let's be real: when it comes to the nuts and bolts of your operations, accounting isn't always "sexy." But today, we’re making it downright irresistible! We're talking with the absolute financial rockstar, Vonmarie Thomas, an investor, entrepreneur, and fractional CFO who helps entrepreneurs like us achieve financial clarity and peace of mind. If your books look like a crime scene, or you're just looking to seriously step up your game for 2026, Vonmarie's got the magic wand (and the strategy) you need!

Here’s what you’ll uncover to get your investor finances in fighting shape:

• Wrangle Your W9s & Master Your Contractors: Forget the mob-boss vibes! Learn why getting W9s, signed contracts, and using protected payment methods (like credit cards) for every contractor isn't just good practice – it's crucial for IRS defense and avoiding sketchy surprises.
• Structure for Success (and Sanity): Discover why proper entity structuring (LLCs, operating agreements, separate bank accounts) isn't just about asset protection; it's about avoiding commingled funds, ensuring business continuity, and making sure your spouse isn't left wondering "what the hell is this?"
• Pay Yourself First (Seriously!): Uncover why many ambitious entrepreneurs neglect to pay themselves, jeopardizing their financial well-being and business health. Vonmarie emphasizes that if you're the management company, you need to account for (and pay for!) your own vital role.
• Beyond the Basics: Leveraging Tax-Smart Strategies: Explore often-missed opportunities like self-directed IRAs for investing, Keyman insurance for partnerships, and even the "Augusta discount" for clever tax write-offs – turning expenses into advantages.
• Build Your Financial Dream Team (No DIY Disasters!): Stop trying to wear all the hats! Understand why bringing in a team of financial professionals like Vonmarie isn't a luxury, but a necessity for growth, avoiding costly mistakes, and ensuring your financial house isn't a "house of cards."

If you've been sticking your head in the sand about your finances, this episode is your wake-up call (without the cold water!). Vonmarie proves that financial clarity isn't just for the big guys; it's essential for every entrepreneur looking to build a sustainable, profitable business. Because let's face it, all work and no play makes for a very dull investor! Don't let another year go by with messy books and missed opportunities. Give yourself the gift of clarity: book a 90-minute Money Clarity Session with Vonmarie Thomas for just $297. It's the smartest investment you can make for your business (and your peace of mind!) in the New Year.

Connect with Von Marie Thomas:

Book a Money Clarity Session HERE!

LinkedIn: https://www.linkedin.com/in/vonmariethomas/

Go out, take some action, get your finances in order, and we'll see you at the top!

#RealEstateInvesting #FinancialClarity #Bookkeeping #Accounting #LLC #W9 #IRS #CashFlow #SelfDirectedIRA #BusinessGrowth #Entrepreneur #TaxStrategies #FinancialPlanning

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Good morning, afternoon, and evening, real estate investors! Scott Carson here, bringing you another special episode that's all about making money move. Today, we're heading to the true heart of north Texas – Fort Worth (sorry, Dallas) – to chat with one of our note investing rockstars, Brian Dills. This part-time investor is still rocking his full-time gig in education but is building a killer cash flow portfolio, one sweet performing note at a time!

Brian’s journey is a masterclass in evolving your investing strategy. He started in property management, built and sold a successful company (a feat many just crash and burn!), and even dipped his toes into being a realtor. But it was note investing that truly moved the needle, especially after he "paid the tuition" on a tricky Pennsylvania deal – a valuable lesson that shifted his focus to the steady rhythm of performing notes. Now, he's got a gem on his hands, and you're getting an inside look!

Here’s what makes this Fort Worth performing note a true Texas-sized opportunity:

• A-List Asset, Prime Location: Dive into the details of a single-family, first-lien deed of trust in a desirable Fort Worth zip code, boasting a conservative market value of nearly $200,000.
• Borrower Commitment is King: Discover why the borrowers' history of consistently overpaying to catch up makes this a low-risk, high-reward scenario – they're serious about keeping their home!
• Sweet 8% Passive Return: Learn how you can plug your idle capital (hello, Self-Directed IRA!) into this deal for a solid 8% interest-only return over 24-36 months, with Brian still banking nearly $300/month in cash flow.
• Equity Cushion & Texas Speed: Understand the massive equity gap, making this a super secure investment, and why Texas's fast foreclosure laws offer an extra layer of protection (though the goal is always win-win!).
• The Power of Consistency: Hear how Brian sourced this "in-his-backyard" deal through consistent networking on LinkedIn, proving that showing up and following up works to find off-market opportunities.

This isn't just about a single deal; it's a blueprint for building passive income, leaving the rat race, and becoming AI-searchable (if you've been listening!). Brian is living proof that consistent effort and a laser focus on cash flow can get you where you want to go. If you're looking to fund this gem or other future deals, reach out to Brian at brian@heritagefinancialholdings.com or call him directly at (682) 203-7789. Don't let your money sit on the sidelines when you can earn an above-average return and help a fellow investor succeed. Go take some action, everybody – and we'll see you at the top!

#NoteInvesting #RealEstateInvestor #PerformingNotes #FortWorthRealEstate #TexasInvesting #PassiveIncome #SelfDirectedIRA #CashFlow #RealEstateDeals #InvestorMindset

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Good morning, good afternoon, good evening, everybody! Scott Carson here, and today's episode dives deep into a story that's all too familiar in today's market: a real estate deal gone sideways. If you or someone you know is struggling with properties caught in a changing market, plummeting values, or non-performing notes, this is a must-listen. I'll walk you through a recent, real-life situation where "karma" brought an IRA investor and a fix-and-flipper to my doorstep, looking for a way out of a financial quagmire. We're talking about a "shit sandwich" situation, and I'll share how a proactive, empathetic approach can turn it into something much more palatable.

In this eye-opening episode, you'll discover:

• A Real-Life Distressed Deal: Unpack the details of a Plano, Texas property financed by three IRA investors to a fix-and-flipper. With a $280,000 purchase and an estimated $150,000-$170,000 rehab, the flipper walked with $50,000 up front, only for the deal to unravel.
• The Market Shift Strikes: Learn how rapidly changing market conditions, especially over the last six months in Texas and beyond, caused property values to drop significantly, leaving a gutted, unlivable property with a non-performing note and silent borrower. The note balance stood at $396,000, far exceeding the current market value and potential rehab costs.
• Scott Carson: The Unlikely Mediator: Hear how a chance encounter (or "karma") linked Scott to both the investor (Harry) and the fix-and-flipper, whom he recognized from past events. Scott steps in as a third-party neutral to facilitate communication and find a pragmatic solution, saving both parties from further, costly pain.
• The Power of Deed-in-Lieu & Friendly Foreclosure: Explore why a Deed-in-Lieu of Foreclosure or a "friendly foreclosure" where the borrower deeds the property back can be a win-win. This strategy avoids prolonged, expensive legal battles, protects the borrower's record, and allows the lender to regain control of the asset quickly, even if it means accepting less than the full amount owed.
• Turning Lemons into Lemonade (or a "Shit Sandwich" into Something Tastier): Understand the empathetic approach to these tough situations. Scott emphasizes that bad things happen to good people and that sometimes the best solution is to cut losses, regain control of the asset, and market it strategically (e.g., with pre-approved hard money financing) to recover as much as possible, moving forward instead of being dragged down.

This episode is a testament to the fact that even in the toughest real estate scenarios, solutions exist. By prioritizing communication, empathy, and smart legal strategies like Deed-in-Lieu, you can navigate market downturns and distressed assets more effectively. Don't let bad deals linger and drain your resources.

If you're facing a similar "shit sandwich" situation with a fix-and-flip gone wrong or a non-performing note, please reach out. I'm here to help, act as that third-party mediator, and leverage my experience to find a solution that works for everyone involved.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Good morning, afternoon, and evening, investors! 📈 Kick off 2026 with an essential look into the Texas foreclosure market! In this power-packed episode, we dive deep into the numbers for January, revealing where the opportunities lie across the Lone Star State. From residential to commercial properties, discover what's heading to auction and how you can position yourself for success.

Welcome to our January 2026 Texas Foreclosure Update! While last month saw 4,000 properties, this month we're tracking just over 3,700 combined residential and commercial properties heading to auction on January 6th. Texas continues to lead the nation in defaults, offering significant opportunities for savvy investors.

In this episode, we cover:

• State-wide Foreclosure Numbers: A detailed look at the 3,767 residential and commercial properties slated for auction.
• Key County Foreclosure Counts:
• Harris County: 678 properties
• Dallas County: 363 properties
• Tarrant County: 268 properties
• Bexar County: 389 properties
• Travis County: 165 properties
• Hidalgo County: 152 properties
• Other notable counties: Collin (119), Denton (82), Williamson (111), Bell (68), Bastrop (52), Nueces (47), Comal (35), Hays (20), Galveston (31), and more!
• Texas Commercial Foreclosure Breakdown:
• Total Statewide Commercial: 432 properties
• Central Texas: 131
• North Texas: 117
• South Texas: 107
• East Texas: 83
• West Texas: 26
• Exclusive Resource: Learn about Roddy's List (f4closure.info) – your go-to for pre-foreclosure listings.
• Special Discount: Use code 'weclosenotes' for $20 off your monthly subscription!
• Future Outlook: Our predictions for increasing foreclosure activity in February, March, and April.
• Opportunity Spotlight: How to use these lists to find distressed deals, connect with private money lenders, and explore subject-to opportunities.

Don't miss these critical insights to navigate the Texas real estate market effectively. Whether you're looking for residential, commercial, or land opportunities, the foreclosure market is ripe with potential.

Connect with Scott Carson:

📞 Have questions or need guidance? Reach out at talkwithscottcarson.com

Don't miss out on these crucial insights! The Texas foreclosure landscape is shifting, and staying informed is your biggest asset. Whether you're a seasoned investor or just starting, leveraging resources like Roddy's List can unlock incredible deals. Ready to take your business to the next level? Connect with us, and let's make 2026 your year for distressed property success! See you at the top!

#TexasForeclosure #RealEstateInvesting #DistressedProperties #ForeclosureAuction #InvestmentOpportunities #CommercialRealEstate #ResidentialRealEstate #RoddyList #WeCloseNotes #TexasRealEstate #PropertyInvestment #January2026 #InvestorInsights #ScottCarson #RealEstateMarket #TexasInvestors

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!