• Why tailored ransom demands and the dark web ecosystem of services like ransomware-as-a-service are on the rise.
• Case studies of recent cyber attacks, including the Qantas data breach, and the importance of rapid and transparent incident response.

• The concept of third-party risk and the legal implications for companies, as highlighted by ASIC’s lawsuit against Fortnum Private Wealth.

In this episode of The ifa Show, host Keith Ford is joined by Andrew Saikal-Skea, founder of Saikal-Skea Independent Financial Advice, to discuss the value of providing completely independent advice and how it can help remove the invisible barrier that even the perception of third-party influence can create.

Saikal-Skea also breaks down how this focus on independence and being self-licensed, along with a specialisation in helping military personnel both while serving and as they transition, has led to another niche – providing global advisory services to clients in a range of foreign jurisdictions.

Listen as they discuss:

• The complexity of working with clients living overseas and the unique challenges different countries present.
• How specialising in specific client demographics or financial situations allows advisers to develop deep expertise and ensure clients receive the most appropriate and tailored advice.
• Why it’s vital to bridge the gap between providing quality financial advice and servicing everyday Australians.

The latest episode of Relative Return sees host Laura Dew chat with Richard Ivers and Mike Younger, co-portfolio managers at Prime Value Asset Management, on their newly launched Microcap Fund and opportunities in small and mid-cap shares.

Listen as they discuss:

• Small-cap opportunities presented by the macroeconomic environment.
• How Prime Value mitigates the risk of early-stage investment.
• Its new Microcap Fund and benefits of these companies.
• Sectors where the firm is seeing positive traction.
• How small-cap equities can fit in a client’s portfolio.