Bombs, Basis Points, and Breaking Free From Property Taxes
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Bombs, Basis Points, and Breaking Free From Property Taxes
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Mortgage interest rates hit a 30-day low, dropping 25 basis points today amid international tensions, while Florida's Governor DeSantis proposes eliminating property taxes on primary residences, which would impact billions in state revenue.
• Interest rates for 30-year fixed mortgages falling to around 6.5%, with volatility expected in coming weeks
• Recommendation to contact clients in purchase agreements about locking in rates during market fluctuations
• DeSantis proposing zero property tax for primary residences in Florida, challenging the concept of true home ownership
• Property tax rate comparison across states: New Jersey highest (1.89%), Hawaii lowest (0.27%)
• Florida collects $50.54 billion annually in property taxes compared to Minnesota's $12.3 billion and Arizona's $8.51 billion
• Significant variations in property taxes between counties affect buyer decisions and monthly payments
And More!!
TIP - If you have buyers currently under contract or considering offers, call them about their rate lock strategy with the expected market volatility this week. Make sure they speak with their lender immediately to determine whether locking in now is their best option.
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