Host Tessa Norman is joined by PwC Partner Menicos Kouvaros and Director Duncan Scott to unpack the next phase of T+1 settlement reform - and why operational resilience should sit at the heart of firms’ readiness strategies.

The discussion explores where firms stand today on the journey to T+1, the biggest bottlenecks across the execution-to-settlement chain, and how resilience techniques such as service mapping, scenario testing and impact tolerance reviews can accelerate transition plans.

Our expert guests also share insights on regulatory expectations, practical actions firms should prioritise, and how embedding resilience thinking early can help maximise the benefits of T+1.

In the final episode of our three-part deep dive mini-series, host Tessa Norman is joined by Alex Bertolotti, PwC UK’s Insurance Leader, and Samantha Jones, Director in PwC UK’s insurance risk and regulation practice, to explore the dynamic forces reshaping the insurance sector.

Our guests unpack the growing pressures facing insurers – from cost inflation and consolidation trends to regulatory scrutiny and climate risks – and share insights on how firms can respond. The discussion covers the FCA’s evolving regulatory approach, technological transformation across underwriting and claims, and the implications of emerging AI use cases. We also explore how insurers can balance commercial sustainability with fair value, and the role of data and MI in driving better customer outcomes.

You can contact our PwC speakers if you’d like to discuss any of the topics covered, at tessa.norman@pwc.com, alex.bertolotti@pwc.com, and samantha.x.jones@pwc.com

You can access the publications mentioned in the podcast below:

• PwC Insurance Banana Skins: https://www.pwc.co.uk/insurance/assets/pdf/insurance-banana-skins-2025.pdf

To hear more from us on financial services risk & regulation, you can also access all our regular publications at this site: https://www.pwc.co.uk/industries/financial-services/understanding-regulatory-developments.html.

In this episode, guest host Laura Talvitie is joined by Elise Soucie Watts, Executive Director at Global Digital Finance, and Amanda Wick, Founder of the Women in Crypto Association and author of The Catalysts, to unpack the evolving regulatory landscape for stablecoins and central bank digital currencies (CBDCs).

Our expert guests explore the drivers behind the recent uptick in stablecoin adoption, how the United States’ GENIUS Act is catalysing digital asset activity, and the emerging policy development in the UK’s regulatory framework. We also examine the impact of global macroeconomic and political trends, the implications of CBDCs, and share views on the future of digital assets in a rapidly evolving financial services environment.

You can contact PwC’s Laura Talvitie if you’d like to discuss any of the topics covered at laura.talvitie@pwc.com.

To hear more from us on financial services risk & regulation, you can also access all our regular publications at this site: https://www.pwc.co.uk/industries/financial-services/understanding-regulatory-developments.html.