Personal debt is at an all time high. The economy isn't helping and people are looking for ways to make more money, which is great, but you could be saving a lot more of the money you already have made.

50 Top Money Saving Tips: The Ultimate Guide to Saving Money is here to help. Simply follow the money saving tips and get your creative juices flowing. It's easy to save money when you change your way of thinking a little. These 50 Top Money Saving Tips will get you started saving the money you already make and open your mind so you can come up with more money saving ideas on your own.

Experts report that only 4% of individuals retire debt-free. That means 96% of individuals retire in debt or broke. If you don't want to be one of the people in that 96%, it's time to take action and do something that can help you retire financially free.

This audiobook was designed to be a short listen with actionable items you can start implementing right away so you can start saving money very quickly.