Geld sparen Tipps & Tricks

Most people earn income by working at jobs. However, jobs are not the only way to make money. People receive money as gifts, by selling something they make or own, and by investing. But did you know people don't get to keep all of the income they earn? From allowances and salaries to paying taxes, listen to this audiobook to learn more about income.

Making your money grow over time is easier than you might think. Investing is a great skill to learn. The sooner you start investing, the more money you can make. But what kinds of investments are there? Which ones are risky, and which ones are safer? Listen to this audiobook to learn how smart investors can grow their money.

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.

People spend money on food, fashion, and fun. But how can you spend money wisely? How do you figure out what you want to buy and what you need to buy? Money is a key part of our world, and knowing how to use it is especially important. Listen to this audiobook to learn how to save, to spend, and to build your own budget. As part of the Searchlight Books™ collection, this series sheds light on an important economics topic: How do we use money? Real-life examples will help you find the answers!

Do you get an allowance? Or have you ever been paid for doing chores, such as walking a neighbor’s dog or raking leaves? If so, you’ve earned money! Everyone has to decide what they will do with the money they earn. Will they spend it on things they want and need? Or will they save it? How can you decide what to do with your money? Listen to this audiobook to find out.

Have you ever put money into a bank account? Or withdrawn money to buy a video game? Then you’ve used a bank! Banks are businesses where people keep their money. Banks help us save and spend wisely. So how do banks work? What kinds of bank accounts do people have? Listen to this audiobook to find out!

Have you ever bought a toy at a store? Have you had a haircut or ordered food in a restaurant? Then you’ve used goods and services! Goods and services are everywhere. They’re in stores, homes, schools, restaurants, farms, and factories. So, what is a good? And what’s a service? Listen to this audiobook to find out.