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Whether you're a top-shelf corporate escapee, a fed-up middle manager or a young entrepreneur the e-ttraction method can help you set up a business to achieve your life goals. The 12-step process is separated into three sections to Understand who you are and what you want to achieve, to Build the strategy and assets for your new business, and finally to Leverage your unique assets into a realistic and manageable business model.

There are a lot of misconceptions around annuities. Most of them revolve around the sale of variable annuities from brokers, where there is a lot of overpromising done, in my humble opinion. For example, a variable annuity is a security and therefore is an investment that inherently carries risk and comes with high fees. For variable annuities, three to six percent in fees could come out of the overall account value annually versus just a zero to one percent annual fee with a fixed indexed annuity.