Dr. Carmen Delia Ortiz, creator and host of the Transcendent Money Podcast shares the big why of the podcast and its four main topic categories: Transcendent Money Actions, Transcending Money Conflicts, Transcending Retirement and Transcendent Financial Planning.

As a certified financial planner committed to the expansion of consciousness, in this Episode we share a Unitive Narrative of personal finances that encompasses our values, higher purpose, holistic well-being, our local community, humanity, and mother earth. In a world that often prioritizes material wealth over spiritual and emotional well-being, it is crucial to look at our money through a lens of interconnectedness and Oneness.

These 5 key elements of Financial Well-Being are in fact interconnected and together represent a unitive narrative of conscious personal finance that supports the well-being of ALL.

1.OUR VALUES
Our values play a crucial role in how we manage our finances. By aligning our spending, saving, investing and gifting behaviors with our core values we can create a sense of purpose and fulfillment with our financial decisions. Whether it's supporting ethical businesses, investing in sustainable practices, or giving back to our community, our values guide us towards a more conscious and intentional approach to money management.

2.OUR SACRED MISSION/HIGHER PURPOSE
At the core of our financial practices we can find a higher purpose that goes beyond the mere accumulation of wealth. By connecting our financial goals to our Sacred Mission, we can find true meaning and fulfillment in our financial journey. Whether it's supporting social causes, investing in sustainable businesses, or creating and supporting our own heart-centered project, our higher purpose can guide us towards a more holistic and meaningful relationship with money.

3.OUR WELL-BEING
True wealth goes beyond financial capital to include our social, cultural, knowledge, experiential and spiritual capital. And our holistic well-being is essential in our approach to personal finances, going beyond money to include our physical, emotional, and spiritual well-being. By taking care of our health, relationships, and personal growth, we can create a foundation of well-being that supports our financial goals while empowering us to serve humanity and the planet.

4.OUR LOCAL COMMUNITY
Our local community plays a crucial role in shaping our financial decisions. By supporting local businesses, investing in community initiatives, and giving back to those in need, we can foster a sense of connection and solidarity that transcends financial transactions. Building strong relationships with our neighbors and actively participating in community activities can create a sense of belonging and purpose that enriches our financial journey.

5.HUMMANITY AND MOTHER EARTH
Humanity and mother earth are essential considerations in our financial practices. By recognizing our interconnectedness with all beings and the natural world, we can make decisions that do no harm, or minimize harm while maximizing positive impact. From supporting ethical and sustainable practices to investing in social causes that benefit marginalized communities, we can contribute to a more just and equitable world for all.

In conclusion, a Unitive Narrative of personal finances invites us to view our personal financial management as a holistic and interconnected practice that reflects our values, higher purpose, holistic well-being, our local community, humanity, and mother earth. By approaching our finances with awareness, intentionality, and compassion, we can create a more meaningful and fulfilling relationship with money that benefits not only ourselves but also the world around us.

As micro-cosmic creators of the new earth, we are committed to supporting a new economy that prioritizes the well-being of humanity and the planet. In order to achieve this goal, it is important to understand the various economies that shape our society and their connection to our personal finances. Consider which of these “new” economies resonate with you and how your current money behaviors support the shift towards them.

WELL-BEING ECONOMY
This economic model emphasizes the importance of measuring success beyond traditional indicators such as GDP, and instead focuses on societal well-being, happiness, and fulfillment. When it comes to our personal finances, this means prioritizing investments in companies that promote the well-being of their employees, customers, and the environment.

REGENERATIVE ECONOMY
One of the economies that aligns closely with my values is the regenerative economy, which focuses on restoring and revitalizing ecosystems while supporting local communities. This economy prioritizes the well-being of both people and the planet and aims to create a thriving and resilient society. As conscious leaders committed to co-creating a new economy, we can support regenerative businesses and initiatives that prioritize social and environmental well-being. By aligning our financial choices with regenerative principles, we can help build a more equitable and sustainable economy for future generations.

DOUGHNUT ECONOMY
Similarly, the doughnut economy framework, developed by economist Kate Raworth, emphasizes the need to balance social and environmental needs within the constraints of planetary boundaries. This model encourages us to consider the impact of our financial decisions on both people and the planet, and to strive for a more sustainable and equitable future.

CIRCULAR ECONOMY
The circular economy is another important concept to consider when managing our personal finances. This economic model is based on the idea of creating a closed-loop system where resources are reused and recycled, rather than disposed of after a single use. As individuals, we can support the circular economy by purchasing products that are made from recycled materials, and by recycling and repurposing items in our own lives.
CARE ECONOMY
The care economy is a crucial aspect of our society that is often undervalued in traditional economic models. This economy encompasses the unpaid work of caring for children, elderly relatives, and the sick, as well as the paid work of caregivers in professions such as healthcare and education. When it comes to our personal finances, it is important to recognize the value of care and to support policies and organizations that prioritize the well-being of caregivers and those in need of care.

BAREFOOT ECONOMY
Finally, the barefoot economy is a term used to describe a simple, sustainable way of living that prioritizes connection to the earth and community over material wealth. In our consumer-driven society, it can be easy to get caught up in the cycle of spending money on things we don't truly need. As a financial planner, I encourage my clients to consider what truly brings them happiness and fulfillment, and to align their spending, saving, investing, and giving with their values and goals.

In conclusion, the various economies that shape our world are interconnected with our personal finances in ways that are both complex and profound. As a conscious leader committed to co-creating a new economy that works for humanity and the planet, I believe it is essential to consider the impact of our financial decisions on the well-being of others and the health of the planet. By aligning our money behaviors with our values and goals, we can create a more sustainable and equitable planet that works for all of humanity and the planet.