Do you know what “Retirement Values” are? And if so, do you know what yours will be?

In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith dive deep into the often overlooked topic of retirement values. They explore how understanding your personal values can profoundly impact your retirement planning and fulfillment in life after work. Through engaging conversation and insightful anecdotes, Jeff and Lauren guide listeners through the process of identifying and prioritizing their values, emphasizing the importance of introspection and self-discovery. Together they discuss:

• Retirement as a transition from defining oneself by work to defining oneself by personal values
• The challenge of identifying values, which are deeply personal and unique to each individual
• Examples of retirement values, such as family, adventure, and philanthropy, and how they shape retirement lifestyles
• The evolving nature of values over time and the importance of periodic reevaluation
• Strategies for uncovering and prioritizing values, including mind mapping exercises and deep reflection
• The impact of aligning retirement activities with core values on overall happiness and fulfillment
• The role of gratitude in fostering positivity and enhancing retirement experiences
• And more!

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Picture this: your child is graduating and venturing into the real world. Do you feel confident that they’re financially prepared?

In this episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith share their top financial tips that they feel young adults need to understand by age 25. Together they discuss:

• The importance of financial literacy and starting good money habits early
• The three basic financial principles they feel all young adults need to embrace: living debt-free, establish an emergency fund and thinking about retirement early
• Understanding where your money goes each month (and how to create a budget)
• The importance of not over-relying on parents or family members for financial support
• Why you must look at the total compensation package when considering a job (benefits, not just salary)
• And more!

Resources:

• 25 Money Moves To Master By Age 25

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Are you nearing retirement and worried about navigating the complexities of taxes? Join Jeff Green and Lauren Smith, financial advisors at Green Financial Group, as they tackle the often-overlooked, but crucial, topic of taxes in retirement. While visions of pickleball and leisure may dance in your head, Jeff and Lauren warn that failing to plan for taxes can be a real "gut punch" to your nest egg. Together, Jeff and Lauren discuss:

• The four stages of retirement: Pre-Retirement, Go-Go Years, Slow-Go Years and No-Go Years
• Expense considerations in retirement including inflation, longevity and the shift from a structured workweek to "every day is a Saturday!"
• Understanding how your after-tax retirement savings will work BEFORE you retire
• Why it’s important to evaluate the next year's tax bill and project future tax implications, especially regarding Required Minimum Distributions (RMDs)
• Staying aware of potential tax traps with Social Security, Medicare and IRA withdrawals
• Why you should focus on estate planning, even if your estate doesn’t reach the federal tax threshold
• And more!

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Please note: Neither Raymond James Financial Services nor any Raymond James Financial Advisor renders advice on tax issues, these matters should be discussed with the appropriate professional.

Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.