• 5 Years With My 2008 Lexus LS 460 – Real Ownership Cost, Reliability, & Maintenance
    Feb 19 2026

    Financial consultant detailing his 5-year, 60,000-mile ownership review of a 2008 Lexus LS 460, including maintenance costs, reliability, brake actuator failure, depreciation, and real-world cost of ownership.This long-term Lexus LS 460 review covers repairs, tires, brakes, common problems, and whether buying a used or salvage-title LS 460 is worth it.0:00 Intro – 5 Years With My Lexus LS 4601:36 What Reliability Really Means (Lexus LS 460)5:13 Stop Acting Rich & Buying Used Luxury Cars8:15 Was I Chasing Status? Luxury Car Psychology12:49 Vehicle History Report & Salvage Title Check14:25 Test Driving a Used Lexus LS 46017:58 What is Unique About MY Car's Build19:58 2020–21 Reset Year (Major Maintenance)29:20 2021–22 Stability & Routine Maintenance30:42 2022–23 Preventive Maintenance (Transmission & Suspension)32:45 2023–24 Optimization & Michelin Tires35:00 2024–25 Low-Cost Ownership Phase35:28 2025–26 Brake Actuator Failure & Repairs36:24 Year-by-Year Maintenance Cost Breakdown44:20 Best Tires for Lexus LS 460 (Michelin vs Continental)47:51 Lexus LS 460 Brake Pads & Rotors (60k Review)50:18 Gas Cap ($10) — Restoring Lost Performance54:16 Lexus LS 460 Brake Actuator Failure ($4,500 Repair)56:42 Should You Fix or Sell After a Big Repair?1:07:45 Does Owning an LS 460 Make Financial Sense?

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    1 Std. und 14 Min.
  • Behavioral Finance Analysis: More Than A Clarinet: Making Happier Decisions in Music and Money
    Dec 9 2025

    Why do we buy what we buy? What does it say about ourselves to ourselves?

    This year, while I was writing my financial course for business owners, I was also going through some cognitive dissonance regarding my clarinet. So I created this video and this video is the premise for an academic paper I have submitted for publication in the Journal of Personal Finance.

    I didn't time my presentation before recording it - I just 'did' it. If you make it all the way through... this must really speak to you.

    Earspasm has a tech test 2 $90 clarinets:https://www.youtube.com/watch?v=Gex9caO-F7kEarspasm blog article: https://www.earspasm.com/blogs/blog/just-how-hard-is-it-to-make-a-living-as-a-professional-clarinetist Earspasm: “How much do I make?”https://www.youtube.com/watch?v=aQhQt9m2O7o Earspasm: How Brand Endorsements Work!https://www.youtube.com/watch?v=XzJIxZJKyPk Clarinet Ninja reviews clarinet cases:https://www.youtube.com/watch?v=2VWcX_AQcsk Tom Ridenour:Classic Ridenour Articles: https://drive.google.com/open?id=1jRSTmpHTmQ4zrmvyoj8powWL-wMs_kNJ&usp=drive_fs Your Hierarchy of Values: https://www.youtube.com/watch?v=meD1HLv0zfs The Stradivarius Effect: https://www.youtube.com/watch?v=VeAhv9npGz8 What I did on my Spring Vacation (announcing new clarinet models): https://www.youtube.com/watch?v=1s9TodlGPBQ Something I don’t understand: https://www.youtube.com/watch?v=xN48wlBC-xo Fact vs Factoid: The case for hard rubber: https://www.youtube.com/watch?v=LQmZOWsTaEM The Case for Hard Rubber Part 1: https://www.youtube.com/watch?v=qFjShrYyNig The Case for Hard Rubber Part 2: https://www.youtube.com/watch?v=Sf9cIfAhWbI What is a professional clarinet pt 1: https://www.youtube.com/watch?v=pJL_QvozOAw What is a professional clarinet pt 2: https://www.youtube.com/watch?v=FL_OLm_EmiIBuffet 200th Anniversary Tosca clarinet selling for $15,499:https://prestomusicalrepairs.com/product/buffet-tosca-clarinet-new-mopane-limited-edition/

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    2 Std. und 14 Min.
  • Season 2: Ep 14: Long Term Care Overview: Going from “get to” to “forced to”
    Apr 17 2025

    What is Long Term Care? What is a Partnership LTC policy? What happened in Washington State about long term care? All that and more we'll cover today.

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    59 Min.
  • Season 2, Ep. 13: Financial Literacy Series: Planning for Business Owners and Professionals
    Apr 10 2025

    There are five ways out of business. Do you know what they are? Can you exit your business with the maximum profit for you and your family?

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    56 Min.
  • Season 2, Ep. 12, Financial Literacy Series: Understanding the U.S. Income Tax System
    Apr 3 2025

    We'll discuss how there are TWO U.S. Tax Codes, the difference between tax avoidance and tax evasion, tax incentives, and tax disincentives.

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    1 Std. und 2 Min.
  • Season 2, Ep 11: Financial Literacy Series: Maximizing Social Security and Minimizing Income Taxes
    Mar 28 2025

    This is a popular RETIREMENT workshop held all over the country by various insurance agents and financial advisors. Learn the same information from us! Of course, if you want advice for your own situation, be sure to reach out to us.

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    55 Min.
  • Season 2, Ep 10: Financial Literacy Series: Taxes, Government Spending, and the Economy
    Mar 12 2025

    How does Taxes and Government Spending affect the economy? Should we incorporate that information in our wealth & retirement planning?

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    1 Std. und 2 Min.
  • Season 2, Ep 9: Financial Literacy Series: Investments and Compounding Wealth
    Mar 5 2025

    What is the "Time value of money?" Where in finance does it say that to succeed financially, you have to lose 30-50% of your investment values every few years? We'll discuss all these things!

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    1 Std. und 7 Min.