• Episode 9 - Dad's Boots
    Dec 16 2024

    I am a real estate appraiser, and I love my job.

    I am in a different area every day. I get paid to wander through people’s homes. I see on occasion, incredible homes, views, pools, master suites, kitchens, etc.

    My favorite story however, is in a home in Santa Monica. Nice older Spanish home, not updated as is common, lots of books, and in the master bedroom, there was a sketch of some work boots. A simple sketch, but it caught my eye and I was taken with it.

    Find out what happens of this touching story on today's episode.

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    4 Min.
  • Episode 8 - How to Challenge a Poor Appraisal
    Dec 9 2024

    Focus on important factors to value, not minor things like not indicating gutters

    Was there something important about your property that was missed?

    Was the comp selection appropriate? Is there a comp that was missed?

    Were adjustments appropriate?

    Questions and more as we discusses how to challenge a poor appraisal.

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    4 Min.
  • Episode 7 - Pros and Cons of Appraisal Waivers
    Dec 2 2024

    What is an appraisal waiver?

    Fannie and Freddie both have been allowing appraisal waivers for both refinance and purchases since before COVID

    If a property has been appraised for a Fannie or Freddie recently, a loan may qualify for an appraisal waiver(now called value acceptance), meaning no appraisal, or might involve value acceptance + a property data inspection by a non-appraiser to confirm the condition of a property.

    In this episode I will talk about what are the pros and cons of appraisal Waivers.

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    4 Min.
  • Episode 6 - Zillow Divorce
    Nov 25 2024

    Is it a good idea to use Zillow as a starting point for divorce valuations?

    Let’s talk about the Zillow, et al algorithms.

    1. The algorithms are secret, we have no idea what drives them

    2. Zillow does not appear to take into account location or even city boundaries where values change

    There are 8 more points to answering the Zillow Divorce valuation, good idea or not?

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    4 Min.
  • Episode 5 - Rent Control
    Nov 18 2024

    Rent control has become a hot topic of late, so let’s discuss the impact of rent control on both rents and values

    I get it, in addition to housing costs being high, rents are high as well, but it is important to understand the economics of why that is the case.

    Let's talk about supply and demand.

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    5 Min.
  • Episode 4 - Public Records Not Source For Living Area
    Nov 11 2024

    Let’s talk about Living area

    Agents list the living area from public records in MLS.

    Agents use $/sf to determine a list price for a home.

    Lenders want permits if the measured living area does not match public records as a measurement significantly larger might include non-permitted areas.

    Is public records really the ultimate authority of the true living area of a home?

    In this episode we'll explore the living area in listings.

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    3 Min.
  • Episode 2 - Four Professionals Every Realtor Need in their Network
    Nov 4 2024

    Times have changed in the Real Estate industry, nothing new there.

    Listings are down, there is now the NAR settlement with Buyer/Broker agreements, commission confusion and a slow market with high interest rates

    It’s tougher to get listings and find clients and according to NAR Surveys, 75% of sellers do not use the same agent on their next sale!

    So how do you set yourself apart as a real estate agent from all of the other agents out there?

    On this Episode of The Cold Hearted Appraiser I will share some good information about referral network of professionals.

    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    5 Min.
  • Episode 3 - Why Cold Hearted
    Nov 4 2024

    People ask me all the time, "Why do you call yourself the cold heart appraiser?"

    In this Episode I spill it all and answer that question.


    Vlog: https://gaappraisalsinc.com/vlog/
    Website: https://gaappraisalsinc.com/

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    3 Min.