Watch this episode on YouTube: https://youtu.be/rVNpCHMlk8M

This special end-of-year episode of the Agency Navigators Podcast is a little different—in the best way. Instead of charts and spreadsheets, the full AgencyCFO™ team comes together to reflect on 2025, celebrate meaningful wins, and share what they’re most excited about heading into 2026!

From promotions and professional growth to deepened client relationships, the conversation highlights what truly makes AgencyCFO™ unique: the people. Team members share personal milestones, proud moments with agency partners, and even a few lighthearted pet cameos that remind us work and life are deeply connected.

You’ll hear:
• Reflections on a year of stability, growth, and connection
• Behind-the-scenes insight into budget model enhancements, dashboards, and best-practice wins
• Celebrations of client success—including nationally recognized performance
• Honest discussion about why agency ownership can feel lonely, and how having the right partners makes all the difference
• A forward-looking vision for 2026, centered on value creation, strategic growth, and long-term planning

The episode wraps with gratitude—toward clients, partners, and each other—and a heartfelt holiday message rooted in trust, purpose, and optimism for the year ahead.

If you’ve ever wondered what it looks like when financial intelligence meets real human connection, this episode captures it perfectly!

Peace, love, and happiness for the holidays—from all of us at AgencyCFO™. 🎄✨

Click here to listen to the audio:
https://www.buzzsprout.com/917515/episodes/16483496
-OR-
Apple: http://apple.co/3sAQGoZ
Amazon: https://amzn.to/3nZGO4n
Spotify: https://spoti.fi/4anuTaB

Connect with us!
Meet us: www.agencycfo.com
LinkedIn: www.linkedin.com/company/theagencycfo
Facebook: www.facebook.com/AgencyCFO
YouTube: www.youtube.com/@AgencyCFOAgencyNavigators

#AgencyNavigators #AgencyCFO #InsuranceLeadership #InsurancePodcast #AgencyLeadership #AgencyGrowth #IndependentAgent #PeopleBehindTheNumbers #YearInReview

Watch this episode on YouTube: https://youtu.be/-H68BYPMKJw

In this Expertise Files episode, Don and Roe sit down with someone who has become far more than a client over the years — Christopher Cook, President of Alliance Insurance Services. What began with a single unexpected phone call has grown into one of the most meaningful professional partnerships of our AgencyCFO™ journey.

This conversation isn’t about dashboards or formulas. It’s about the real work of running an agency — the moments of momentum, the moments of doubt, and the people who help us stay grounded through both.

Together, we talk about:

• How shared experiences build trust and long-term partnership
• The human side of retention, culture, and leadership
• Why candor and transparency matter more than perfection
• The seasons when agencies (and agency owners) hit despair — and how to move through it
• The generosity behind developing your people and helping them grow into the roles they’re meant for
• The importance of knowing your numbers not as abstractions, but as stories about real people and real outcomes

What makes this episode special is simple:
It’s three people who genuinely care about each other, talking honestly about what it takes to build something that lasts.

If you’re looking for strategies, there are plenty in here.
If you’re looking for encouragement, there’s even more of that.
But most of all, you’ll hear what AgencyCFO™ is built on — relationships, sincerity and the belief that we’re better when we grow together.

Click here to listen to the audio:

https://www.buzzsprout.com/917515/episodes/16483496

-OR-

Apple: http://apple.co/3sAQGoZ

Amazon: https://amzn.to/3nZGO4n

Spotify: https://spoti.fi/4anuTaB

Connect with us!

Meet us: www.agencycfo.com

LinkedIn: www.linkedin.com/company/theagencycfo

Facebook:

Watch this episode on YouTube: https://youtu.be/QiaLQlsa1xs

How do you really know if your agency is winning? In this episode of Agency Navigators, Roe and Don unpack the true scoreboard every agency owner should be watching — value creation.

CFOs don’t just crunch numbers — they measure impact. From growth and profitability to long-term agency valuation, Roe and Don reveal how to track the value you’re building every year and why it matters more than you might think.

You’ll learn:
📈 The three buckets of value creation — paycheck, profit, and intrinsic agency value
💼 How to calculate and interpret the Rule of 20 (growth + profitability)
💡 Why value growth matters even if you’re not planning to sell anytime soon
📊 How to turn your agency’s financial data into a true performance scorecard
🤝 How Agency CFO helps owners feel safe, stay profitable, and keep growing

Because at the end of the day, CFOs keep score—and the ultimate score is value.

Key takeaway:

“At the core of financial wellness is value creation. Measure it, grow it, protect it.”

👉 Subscribe for more Agency Navigators episodes that turn insight into action.

If you need our expertise and outside perspective to implement needed changes in your agency - we’d love to hear from you - reach out today!

Connect with us!
Meet us: www.agencycfo.com
Listen to the audio: https://agencynavigators.buzzsprout.com/
Apple: http://apple.co/3sAQGoZ
Amazon: https://amzn.to/3nZGO4n
Spotify: https://spoti.fi/4anuTaB