We’re back! In this episode of the Retirement Concepts Podcast, co-hosts Lionel O'Mally and Peter Graham return to explore why retirement isn’t just about having enough money—it’s about knowing what to do with it.

🎙️ Hear how a financial planning session in rural Australia and a conversation with a top adviser in Singapore revealed the same truth: lifestyle is the real retirement challenge.

🔍 Topics covered:

• The difference between being financially ready and truly prepared
• Why lifestyle planning matters just as much as savings
• How to avoid "falling off a cliff" into retirement
• 70 questions you may not even know to ask

Whether you’re close to retirement or just starting to plan, this episode will shift your thinking.

📘 Grab yur copy of The Little Book of Retirement Concepts at lbrc.au (Start here with purchasing a guide to help you understand the possibilities in retirement to prepare you for the golden years!)

🔔 Subscribe to our Youtube, Spotify and right here on Acast, to stay updated as new episodes drop—each one packed with practical advice and real stories.

📱 And connect with us on Facebook, Instagram.

#RetirementPlanning #LifeAfterWork #RetirementConcepts #LifestyleInRetirement #FinancialFreedom #RetireWithPurpose

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In this episode of the Retirement Concepts Podcast, Peter and Lionel dive into the exciting "go-go years" of early retirement—a phase filled with energy, exploration, and new opportunities. They emphasise the importance of embracing this time to travel, create unforgettable experiences, and make the most of your retirement while health and mobility allow.

Learn why the go-go years are the ideal time to tick off your bucket list, invest in meaningful memories, and enjoy the financial freedom you've worked so hard to achieve. From adventurous travel tips to creating your own personalised bucket list, Peter and Lionel share practical advice and inspiring stories to help retirees make the most of this vibrant chapter in life.

Discover why these experiences are not just moments but "memory dividends"—joyful returns that continue to enrich your life long after the event. Whether it's a surprise trip to a hidden gem like the Faroe Islands or making small, meaningful adventures part of your journey, this episode will leave you inspired to plan, explore, and enjoy.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, LinkedIn, and Instagram.

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In this episode of the Retirement Concepts Podcast, Peter and Lionel explore the essential elements of pre-retirement planning, focusing on both financial and lifestyle strategies to help you achieve a worry-free and fulfilling retirement.

You'll learn the importance of developing the right mindset early, understanding how financial preparation can reduce stress and create opportunities for a vibrant lifestyle. Lionel highlights critical financial planning topics, including superannuation, income strategies, and the role of the Centrelink pension, while Peter offers practical advice on housing decisions, downsizing, and the emotional challenges of moving.

Discover how to strategically plan for retirement, balance lifestyle dreams with financial realities, and avoid common pitfalls like delaying crucial decisions or underestimating the costs of retirement goals. From deciding when to retire to navigating life changes such as downsizing or embarking on that long-awaited caravan journey, Peter and Lionel guide you through practical steps to create a personalised retirement plan.

After listening, you'll feel empowered to take control of your retirement journey, armed with the knowledge to make informed financial and lifestyle decisions. For more tips and tools, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au and connect with us on Facebook, LinkedIn, and Instagram.

Hosted on Acast. See acast.com/privacy for more information.