Ciao! Welcome to a new episode of Helping YOU Build Wealth Through Real Estate...Brick by Brick with me, Nico James-Bock, Founder of The CondoWiz™ Group and Broker at Keller Williams in Toronto.

In this episode, we go beyond the headlines to dissect the most significant market shift we’ve seen in years. We are witnessing a collision of record-high inventory and the return of the 5-day work week. I break down the January 2026 TRREB stats to show you exactly where the "spread" is hiding and how you can use the current 5.8-month inventory high to your strategic advantage.

What you will learn in this episode:

• The $973k Reset: Why the 6.5% price dip from January 2025 is a gift for long-term investors.
• 5.8 Months of Inventory: How to navigate a "Balanced Market" that is tipping heavily into a Buyer’s Advantage.
• The RTO Catalyst: How sub-2% "Trophy" office vacancy and 5-day mandates are revitalizing the downtown core.
• Dynamic Awareness: Why identifying behavioral shifts—like the end of commute fatigue—is the key to outperforming the market.
• Brick vs. Mortar: The strategy behind buying assets now before the Spring Absorption wave consumes your leverage.

Ready to make your move? Let’s chat. Book a discovery call with me today!

Thank you for listening and for being part of this wealth-building journey!

Support the show

Helping YOU Build Wealth Through #RealEstate #BrickByBrick

Your support means the world. If you’ve found value in these conversations, the best way to keep them going is by subscribing. Support the show 🙏 Click the link to see support options.

Book a time for a quick 15min Chat - Discovery: https://calendly.com/thecondowiz/15min

Social:
https://linktr.ee/nicojamesbock

The Bank of Canada held its policy rate at 2.25 percent on January 28, 2026, confirming that interest rates have reached the lower end of what the Bank considers neutral. Inflation is close to target and core inflation is easing, yet the Canadian economy remains under pressure from trade uncertainty, weakening employment intentions, and a historic slowdown in new housing construction.

In this episode, you’ll learn:

• What the Bank of Canada’s “neutral rate” really means and why this hold signals a shift from rate policy to economic patience
• Why the Bank may be near the limit of what monetary policy can do, and what tools are no longer available
• How rising bond yields and market-driven rates are tightening conditions even without further rate hikes
• The real economic risks tied to US tariffs, the upcoming CUSMA review, and Canada’s limited ability to replace US trade
• What weakening employment data and slowing population growth mean for economic momentum in 2026
• Why the condo market correction is structural, not cyclical, and what record-low sales and project cancellations are telling us
• How household debt trends reflect an economy treading water rather than accelerating
• Where realistic opportunities may emerge for buyers, sellers, and investors over the next 12 to 36 months

If you’re trying to make sense of interest rates, housing, and the broader Canadian economy without the noise or fear-based headlines, this episode will help you see the next phase more clearly.

Nico

Let's Stay Connected - Nico's LinkTree

Support the show

Helping YOU Build Wealth Through #RealEstate #BrickByBrick

Your support means the world. If you’ve found value in these conversations, the best way to keep them going is by subscribing. Support the show 🙏 Click the link to see support options.

Book a time for a quick 15min Chat - Discovery: https://calendly.com/thecondowiz/15min

Social:
https://linktr.ee/nicojamesbock

Zoning changes are quietly reshaping property values across Toronto and the GTA, and most buyers and sellers don’t realize how much money is at stake.

In this episode of Helping YOU Build Wealth Through Real Estate, Brick by Brick, Nico James-Bock breaks down how zoning reform affects what a property is really worth, which homes are gaining hidden value, where risks still exist, and how zoning can influence smarter buy and sell decisions before it’s too late.

This is not about speculation or hype. It’s about understanding what zoning allows today, what it may allow tomorrow, and how that knowledge changes real-world outcomes for homeowners and buyers.

In this episode you’ll learn
• How zoning reform has evolved across Toronto and the GTA
• Why some homes are worth more than recent sale prices suggest
• How single-family homes, multiplexes, condos, and mixed-use properties are affected differently
• Where zoning changes create opportunity and where they create risk
• What buyers and sellers should understand before making a move

If you want more episodes that help you make confident, informed real estate decisions, subscribe to the podcast, leave a comment with your biggest zoning or valuation question, and share this episode with someone who’s buying or selling in the GTA.

Helping YOU Build Wealth Through Real Estate, Brick by Brick.

Ciao ciao 👋🏼

Support the show

Helping YOU Build Wealth Through #RealEstate #BrickByBrick

Your support means the world. If you’ve found value in these conversations, the best way to keep them going is by subscribing. Support the show 🙏 Click the link to see support options.

Book a time for a quick 15min Chat - Discovery: https://calendly.com/thecondowiz/15min

Social:
https://linktr.ee/nicojamesbock