🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲.

💡 What if the “best” way to start investing in real estate isn’t buying a rental… but becoming a passive partner first—so you can learn the game, reduce risk, and still build real wealth?

In today’s episode, I’m joined by Dr. Yasser Rodriguez—a Harvard-trained cardiac electrophysiologist and founder of Cardia Real Estate Investments, where he helps physicians build passive, tax-efficient wealth through commercial real estate.

Yasser shares his story of being $386,000 in student loan debt, paying it off in ~25 months, and realizing that even a strong W-2 isn’t enough if you want true agency over your time. We go deep into why physicians get stuck (fear + lack of financial education), how to break through analysis paralysis, and why commercial real estate syndications can be one of the most powerful wealth vehicles when you focus on the operator, the underwriting, and the downside protection.

This episode is a blueprint for physicians who want financial freedom—not to quit medicine… but to practice it because they WANT to.

🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:
✔️ Why physicians often get shamed for investing—and how to tune out the noise
✔️ How Yasser paid off $386K of student loans fast (and why “raw horsepower” + strategy matters)
✔️ The real reason W-2 income is a trap at high tax brackets—and how real estate flips the tax equation
✔️ First steps for new physician investors: education → community → first LP deal
✔️ Why becoming a passive investor (LP) can be the best “training wheels” in real estate
✔️ How to avoid shiny object syndrome: sample asset classes first, then pick your lane
✔️ Commercial real estate basics: how value is created through NOI + cap rates (not comps)
✔️ Depreciation + cost segregation: why “paper losses” can supercharge passive investing
✔️ The importance of conservative underwriting + sensitivity analysis (“punch in the face” planning)
✔️ Med tech investing: what to look for (track record, FDA experience, execution, team) and why returns can be asymmetric

🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:
✅ Your financial education is your responsibility—this stuff is easier than boards, but you must start.
✅ You don’t need to pick the “perfect” asset class on day one—take a sample, then commit.
✅ Passive investing isn’t “lazy”—it can be the smartest way to learn and build wealth while staying focused on your career.
✅ The deal should survive rough seas: conservative assumptions + downside planning matters more than hype.
✅ Your WHY is the fuel—agency, family time, and freedom are the real reasons we do this.
✅ There’s something for everyone: multifamily, assisted living, STRs, RV parks, med tech—pick the lane that fits your goals.

🎧 𝗟𝗶𝘀𝘁𝗲𝗻 𝘁𝗼 𝘁𝗵𝗲 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 𝗻𝗼𝘄.

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

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🎙️ Welcome back to another eye-opening episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the fastest way to build real wealth isn’t finding the perfect deal… but getting in the right rooms with the right people and letting relationships compress your timeline?

In this episode, Alex sits down with return guest Dr. Kyle Stephenson—orthopedic surgeon, investor, community builder, and founder of the Legacy Rx Conference and the Doctors Investor Club. Kyle shares what he’s learned over the past year of building events, growing physician investor networks, navigating wins and painful lessons, and why he’s shifted from chasing “home runs” to stacking consistent singles with high-integrity partners.

This conversation is a blueprint for physician investors who want to build wealth with faith, family, and freedom at the center—and avoid the mistakes that cost real money (and stress) along the way.

🔥 What you’ll learn:

• Legacy Rx behind the scenes: What Kyle learned from hosting his first real estate conference—and why execution is harder than the vision
• The “right rooms” principle: Why most people say they want growth… but don’t take action to show up
• Doctors Investor Club explained: How Kyle partnered with the Family Office Club to give physicians access to elite investor rooms
• Networking at the next level: Rubbing elbows with pro athletes, family offices, and high-level operators—and why that matters
• Hard lessons from bad deals: Ponzi schemes, underperforming assets, and what Kyle now does differently to protect capital
• Walk every property: Why Kyle refuses to invest (or bring investors) into deals he hasn’t personally visited
• Sponsor alignment > IRR: Why faith, integrity, and family values matter more than projected returns
• Velocity of money: Using tools like whole life cash value + borrowing + cash-flowing assets to make one dollar work twice
• Macro matters: Why young physicians must understand inflation, currency debasement, and why “saving cash” quietly loses

🔥 Key Takeaways:

• Your network is your net worth. The right rooms accelerate belief, confidence, and opportunity.
• Most people don’t have an information problem—they have an action problem. Showing up is the real separator.
• If the deal feels too good to be true… it probably is. Trust your instincts and verify everything.
• Bet on the operator first. The sponsor is the jockey—don’t ignore character and alignment.
• Integrity is expensive in the short-term—but priceless long-term. Your reputation is an asset.
• Stop letting money sit idle. Inflation is real, and cash is quietly losing value every year.
• Freedom is the goal. Build wealth so you can practice medicine because

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another eye-opening episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the fastest way to financial freedom isn’t “starting small”… but taking bold action on a deal so good you figure out the money later?

In this episode, Alex sits down with Dr. Erin Hudson (Doctor of Chiropractic)—a physician-turned-investor and serial entrepreneur who went from 0 doors to 26 doors in 24 months, completed 231+ buy/sell transactions, and eventually scaled into multifamily ownership with 2,600+ units.

Erin breaks down how she bought six rentals at once in Indianapolis from Southern California (without knowing exactly where all the capital would come from), how she used relationships, negotiation, double closes, and scarcity to scale, and why integrity matters most when real estate punches you in the mouth.

This is a masterclass in momentum, mindset, and building a legacy that outlives you.

🔥 What you’ll learn:

• 0 → 6 in one move: Why Erin bought all six rentals (not one) when the barrier to entry was low—and committed before she felt “ready”
• Finding the money later (responsibly): How she pulled together capital through creative options (including lending + leverage) because the deal was too strong to ignore
• Investing outside your backyard: Why she chose landlord-friendly markets with lower barriers to entry instead of overpriced coastal real estate
• The “law of the first deal”: Why the first leap is the hardest—and how momentum follows action
• Rinse-and-repeat deal stacking: How she structured deals to sell two and keep one “for free,” then repeated the process
• Integrity under pressure: The story of the fraudulent title company, the financial loss, and the decision to still do right by her investors
• Single-family → multifamily pivot: The moment she realized she’d been playing “Monopoly on Vermont” and could start aiming for “Boardwalk”
• How to pick sponsors/operators: Why the property is the horse—but the operator is the jockey
• Legacy + kids + money: Practical ways Erin teaches her kids wealth, ownership, and discipline through real assets and transparency

🔥 Key Takeaways:

• The deal can pull you forward. If it’s truly a home-run, you can often solve the capital stack after you commit.
• You don’t need to invest where you live. Go where the math works and the rules protect landlords.
• Confidence comes after action. Most people wait to feel ready—winners move, then grow into the identity.
• Real estate is a team sport. Relationships and operators matter as much as underwriting.
• Integrity compounds. Your reputation is an asset—protect it, even when it costs you in the short term.
• Bet on the jockey first.

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Welcome back to another enlightening episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if you could “recycle” your money—pay down debt, invest in real estate, and keep control of your cash flow—by adding just one step to your financial system?

In today’s episode, Alex is joined by Dr. Brent Kessler, creator of the Money Multiplier Method and a leading teacher on the Infinite Banking Concept. Brent shares how he went from nearly $1,000,000 in debt to paying it off in 39 months—without “working harder” or changing his income—by restructuring how money flows through his life.

You’ll hear why this strategy is controversial (because it uses properly-designed whole life insurance) and why Brent argues the real conversation is about control + liquidity, not hype.

🔥 What you’ll learn:

• Infinite Banking in Plain English: What it is and what it’s actually designed to do
• The Money Multiplier Method: How Brent paid off ~$984,711 in debt in 39 months by adding one step
• Whole Life (Done Right): Why policy structure matters (mutual company, dividend-paying, high early cash value)
• Recapture & Recycle Your Money: The “car example” and how the same dollars can be reused strategically
• Control + Liquidity: Why Brent says sending money directly to lenders = money leaving your family forever
• Guaranteed vs Non-Guaranteed: Contractual guarantees vs dividends—and why the floor matters
• Not an Investment—A Financing Tool: Why Brent says this is about financing everything you do, not chasing returns
• The Biggest Risk Is You: Why discipline matters—and how canceling/violating the policy contract creates problems

🔥 Key Takeaways:

• This strategy is about control—keeping your money working inside a system you own before deploying it.
• The “secret sauce” isn’t life insurance—it’s how the policy is engineered and implemented.
• This is not “any life insurance.” It’s a specifically designed policy built for accessible cash value.
• The goal isn’t to replace real estate—it’s to create a stronger financing foundation for investing and debt payoff.
• This is a marathon, not a sprint—consistency + discipline is the game.

Connect with Dr. Brent Kesler:

• Website
• LinkedIn
• Podcast

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

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Welcome back to another enlightening episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if freedom wasn’t a number… but a calendar?
In today’s episode, Alex shares a no-fluff 2025 year-in-review—the year freedom became real. He opens up about separating from the U.S. Air Force after seven years, designing a life where he practices medicine because he wants to, not because he has to, and how real estate and entrepreneurship created more time, presence, and flexibility for his family.

You’ll hear the wins (raising over $2M for senior living projects), the lessons (a $40,000 development “tuition” that sharpened his underwriting forever), and the lifestyle moments that made it all worth it—from a month camping through America’s most iconic national parks to spontaneous cliff jumping in Malta with his son.

🔥 What you’ll learn:

• Freedom Is a Calendar: Why true freedom isn’t the absence of work—it’s choosing the work you love
• Leaving the Air Force: How Alex transitioned into a new season of medicine and life after military service
• Direct Primary Care & Joy in Medicine: Why DPC is a model that restores relationships, prevention, and physician fulfillment
• Buying Back Time With Assets: How real estate can fund experiences—not toys—so you can be present with your kids now
• Development Isn’t a Hobby: The painful $40K lesson and why utilities (sewer/water/power) can kill a deal fast
• The First Jump Principle: Why your first offer, LOI, or underwriting session is the hardest—and momentum follows action
• Get in the Right Room: How masterminds and community stretch your vision and compress your timeline

🔥 Key Takeaways:

• Freedom isn’t a net worth target—it’s your ideal week. Define the calendar you want, then build assets to buy it back.
• Practice medicine by choice, not pressure. Real financial stability restores autonomy and joy.
• De-risk development early. Investigate utilities and entitlements before you spend big on plans and pre-construction.
• Momentum follows courage. Do the first jump scared—confidence comes after the leap.
• Community accelerates growth. The right rooms normalize action and expand what you believe is possible.
• Wealth is a tool for presence. The best “returns” are time, memories, and flexibility with the people you love.

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

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🔁 EPISODE REPLAY 🔁
Originally aired — replaying by popular demand

Welcome back to another episode of the Physicians and Properties Podcast! 🎙️
In this special replay, Dr. Alex Schloe dives into an inspiring conversation with Dr. Calvin Lowe, a highly accomplished physician in the Division of Emergency and Transport Medicine at the Children’s Hospital of Los Angeles and a savvy real estate investor with an incredible story to share.

Dr. Lowe has been practicing in academic medicine for 31 years and served as the Medical Director of the Alan Perwin Emergency Transport Program, earning national and international recognition. Beyond his impressive medical career, Dr. Lowe and his wife, Peggy, have built a multifamily real estate portfolio of 850 doors across Arizona, California, Texas, and Utah—transitioning from limited partner (LP) to general partner (GP) roles.

In this episode, Dr. Lowe shares his journey of balancing a demanding medical career, real estate investing, and being a devoted husband and father to his kids, Elizabeth and Austin. Together, Alex and Calvin dive deep into the importance of wellness, mental health, and building a life that prioritizes what truly matters.

What You’ll Learn:

➔ Balancing Medicine and Real Estate: How Dr. Lowe and Peggy manage a thriving real estate portfolio alongside long medical careers.
➔ LP vs. GP Investing: The key differences between being a limited partner and a general partner—and how to make the transition.
➔ The Role of Family Support: Why having your spouse aligned with your vision is critical to long-term success.
➔ The Power of Networking and Masterminds: How surrounding yourself with the right people accelerates growth and opportunity.
➔ Prioritizing Wellness and Mental Health: Why presence, balance, and health are the true foundations of success.

Key Takeaways:

➔ Your spouse is your biggest partner—alignment creates momentum and resilience.
➔ Real estate creates options—moving from LP to GP unlocks greater control and income potential.
➔ Masterminds and networks matter—who you surround yourself with shapes your trajectory.
➔ Health and family come first—real estate is a tool to build a life where you can show up for what matters most.

Subscribe and Stay Updated:

If Dr. Lowe’s journey resonated with you, make sure to subscribe to the Physicians and Properties Podcast.
⭐ Leave a five-star review to help other physicians discover how real estate can create freedom—without sacrificing family, health, or purpose.

Connect With Dr. Calvin Lowe:

• LinkedIn

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

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Welcome back to another enlightening episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if you could build long-term wealth and freedom through real estate—without sacrificing your calling as a physician or taking on another full-time job?

In today’s episode, Alex is joined by Clint Harris, professional real estate investor, capital raiser at Nomad Capital, founder of Going Coastal Property Management, and host of the Truly Passive Income podcast. Clint has raised over $150M in stabilized assets and brings a rare blend of experience from medical device sales, active real estate operations, and large-scale passive syndications.

Clint shares his journey from early real estate mistakes to scaling Airbnbs, building a property management company, and ultimately focusing on self-storage conversions—turning underutilized big-box buildings into high-performing, cash-flowing assets through forced appreciation. Throughout the conversation, Clint and Alex explore how physicians can use syndication and passive investing as powerful tools to regain time, clarity, and independence of purpose.

🔥 What you’ll learn:

• From Medical Sales to Real Estate Freedom: How Clint transitioned from a demanding medical sales career into full-time real estate investing while preserving relationships and purpose.
• The Golden Handcuffs Problem: Why lifestyle creep traps many high-income physicians—and how real estate can help break the cycle.
• The 3 Pillars of Real Estate Success: Why every deal requires time, experience, and money, and how physicians can win by partnering when they don’t have all three.
• Self-Storage Conversion Strategy: How buying $2–3M vacant buildings and investing another $2–3M can create stabilized assets worth $9–17M through NOI-based valuation.
• Syndications Explained for Physicians: Why most commercial real estate is owned through syndications—and how passive investing lets your capital work while you’re in the hospital.
• Operator Due Diligence: What to look for in sponsors, why communication matters most when things go wrong, and how recent market stress revealed who was truly prepared.
• Money as Stored Life Energy: A powerful reframe on capital, responsibility, and why investing should align with your family’s goals, values, and long-term vision.

🔥 Key Takeaways:

• Passive investing can be an ideal lane for physicians with capital but limited time.
• Lifestyle creep—not income—is often the biggest barrier to freedom.
• Self-storage conversions create value by changing how assets are valued, not just by improving buildings.
• In syndications, the operator matters more than the deal on paper.
• Define your life goals first—then choose investments that support them.
• Money is stored life energy and should be stewarded with

Financial freedom might be a few properties away… but disability can wipe out the plan overnight if you’re not protected. Get a free disability quote today at: Leveragerx.com/physiciansandproperties

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Welcome back to another meaningful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if the life you dreamed of—the parent you hoped to be, the spouse you wanted to become, the physician you envisioned—can’t be built inside the limits of your current medical schedule?
What if the real path to freedom isn’t time off or a lighter call schedule…
…but cash-flowing assets, ownership, and autonomy?

In today’s episode, Dr. Alex shares the deeply personal story of the night everything changed during residency—a night in the middle of peak COVID when exhaustion, fear, and a single text from his pregnant wife forced him to confront a truth he had never allowed himself to consider. Medicine alone was not enough to build the life he wanted for his family.

This episode is an invitation for physicians to rethink freedom, redefine identity, and reclaim the autonomy they were never taught to build in training.

🔥 What you’ll learn:

• The Night Everything Changed: How a moment of fear during peak COVID uncovered the unsustainable reality of modern medical training—and sparked the search for a different path.
• Your Identity Beyond the White Coat: Why your degree is not your entire identity, and why separating who you are from what you do is essential for long-term joy and fulfillment.
• The Power of Your First Passive Income Check: How a $1,000/month short-term rental fundamentally reshaped Alex’s view of freedom, work, identity, and what was possible for his life.
• The Lie Physicians Are Taught: Why “just work harder and someday it gets easier” is a myth—and how physicians unintentionally sacrifice their health, families, and dreams waiting for a future that never arrives.
• The Three Freedoms Every Physician Needs: Time freedom: Control over your hours. Financial freedom: Income not tied to patient volume. Mental freedom: Space to breathe, dream, and build a life outside the hospital
• Why Real Estate Isn’t an Escape—It’s a Launchpad: How entrepreneurship and investing bring physicians back to the best version of themselves in medicine: more present, healthier, grounded, and fulfilled.

🔥 Key Takeaways:

• Freedom doesn’t come from time—it comes from cash-flowing assets.
• Your first passive income check flips a switch you can never unsee.
• You’re allowed to build a bigger life—without being ungrateful for medicine.
• Burnout isn’t a personal failure; it’s a systems failure.
• Real estate creates options, and options create life.
• Medicine was designed to serve others—not to give you financial freedom.
• You are more than the white coat. More than the stethoscope.
• Your medical degree is not your identity—it’s your launchpad.
• The dream you’re chasing is often hidden inside the work you’ve been avoiding.
• When you reclaim time, financial margin, and mental space, you become the physician—and the person—you always hoped to be.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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