Ever wonder where your paycheck goes? 💸 In today’s episode, D. Saul explains the 50/20/30 budget rule to help you manage and grow your money. Learn how to divide your income into needs, wants, and savings to make the most out of every dollar with this simple budgeting strategy.

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Watch the video version on YouTube: https://youtu.be/sUxUeBDCLCQ

Download my 50 20 30 budget chart for free here: https://bit.ly/43KoUt5

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

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About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

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money management

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Are you living paycheck to paycheck and wondering how to save money? On this episode, D. Saul shares simple, actionable tips that can help you cut expenses, grow your savings, and take control of your finances this year.

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Watch the video version on YouTube: https://youtu.be/SqIUe6vd6TA

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

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About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

Money-saving tips 2025

Save money every month

Personal finance

How to manage money

money management

personal finance tips

financial freedom

how to save money

financial podcast

money tips podcast

finance for beginners

Wondering if your credit score is high enough to get approved for a mortgage? In this episode, D. Saul explains what lenders are looking for in 2025. From FHA to VA to conventional loans, we break it all down and give you tips to boost your chances of approval.

What You’ll Learn:

• The minimum credit scores required for different types of loans.
• Why your credit karma score is wrong
• Actionable tips to improve your credit score before applying.

Links and Resources

Credit monitoring tools:

MyScoreIQ - Get your true FICO score and reports from all 3 bureaus here: https://bit.ly/3pU1U7e

Smart Credit - Get a 3-Bureau Credit Report each month here: https://www.smartcredit.com/creditrepairhacks

First-time homebuyer guide:

https://forms.gle/tTFYtcdtWKtVwqEs7

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Watch the video version on YouTube: https://youtu.be/7Yq9ABClOJ0

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

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About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

Credit score for home loans 2025

Credit score for FHA loan

Minimum credit score for mortgage

Home buying tips for bad credit

How to buy a home

First-time homebuyer tips

Real estate podcast

Financial podcast

🚨 CREDIT BUREAUS ARE IN TROUBLE! Now is the BEST time to dispute negative items on your credit report.

On this #FICOFridays episode, D. Saul discusses the CFPB lawsuits and breaks down the exact steps to properly dispute and challenge collections, charge-offs, and derogatory accounts to be removed from your credit profile during this time.

🔗 Resources & Links:

✅ Purchase the eBook "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

✅ Best Credit Monitoring App for Tracking Disputes: Credit Repair Hacks. Try it for FREE here: https://creditrepairhacks.net/pages/free

✅ Get your $1 FICO Report with MyScoreIQ and email it to dsaul@centralave.co for a free Action Plan to boost your credit scores: https://myusn.link/1SikIY

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Watch the video version on YouTube: https://youtu.be/91H-0Cw_wRY

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

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About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

CreditRepair

Dispute Credit Report

Credit Bureaus Sued

Remove Negative Items

Credit Score Boost

FICO

Financial Freedom

Credit Hacks

Struggling to stick to a budget? On this episode, D. Saul reveals his genius 2 checking account system for managing expenses, saving more, and creating long-term wealth. Tap in and learn the two account system that makes managing money easy.

************** Watch the video version on YouTube: https://youtu.be/K0UzLYy3Ir0

Get $25 for starting a new account with SoFi Bank here:

https://bit.ly/41urILK

Start your credit building checking account for free with Go2Bank here: https://myusn.link/17AcJx

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

**************

About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

2-account budgeting system

how to manage money with two accounts

money management

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financial freedom

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finance for beginners

Ready to start investing in real estate but don’t know where to begin? On this episode, D. Saul and Steven breaks down the basics of real estate investing. You’ll learn key concepts, rookie real estate terms, and entry-level methods to buy your first investment property. Tap in.

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Watch the video version on YouTube: https://youtu.be/qq2jdXNxi-k

Apply with Steven here: https://rapalomortgageteam.floify.com/r/d-saul

Follow Steven on Instagram: @rapalomortgage

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

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About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

Real estate investing for beginners

Basics of real estate investment

How to invest in real estate in 2025

Building wealth through real estate

Passive income with real estate

Investing tips

Financial freedom

Wealth building

Are you looking for the best credit monitoring apps in 2025? On this episode, we review the top 3 apps to help you track your credit score, repair negative items, and build it high enough for you to buy a new home.

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Watch the video version on YouTube: https://youtu.be/bCHxcWEN-Go

Try Credit Repair Hacks for FREE here: https://creditrepairhacks.net/pages/free

Get your true FICO score and reports from all 3 bureaus here: https://bit.ly/3pU1U7e

Try Smart Credit and get a 3-Bureau Credit Report each month here: https://www.smartcredit.com/creditrepairhacks

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

**************

About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

Best credit monitoring apps 2025

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Ready to add an extra $500, $1,000, or even $2,000 a month to your income? 🤑 On this episode, D. Saul breaks down the most lucrative and realistic side gigs in 2025 you can start right now. Whether you have a few hours a week or want to build a long-term income stream, these ideas fit into anyone’s schedule. Tap in.

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Watch the video version on YouTube: https://youtu.be/wPXAtBE511I

Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7

Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free

Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months

Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A

Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays

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About D. Saul

D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.

Connect with D. Saul on Social Media @teamdsaul

Connect with D. Saul via email dsaul@centralave.co

Meta Tags Below:

Side hustles

Side jobs 2025

Earn extra income

Work from home

Passive income ideas