As students or as fresh graduates we usually are naive about money. We tend to make some decisions with our money and when we think about it in hindsight some of them were good decisions, while some of them were not so good decisions. Here's me sharing six of my spends from my early 20s and what I think about them now. As they say; only a fool learns from his own mistakes, the wise man learns from the mistakes of others. So hopefully it helps those listening in taking more calculated decisions. Cheers!

Hi, my name is Shubhash. And this is my channel 'Listening Between The Lines'. The idea behind this channel is to create a community of people who are conversationalists, who like to talk, share stories and this way we can pick up on each other's wisdom and grow whilst not forgetting to have fun along the way. I'll talk about my learnings from the books I have read, the lectures I have binged, or something that I picked up from a conversation that I had. I'll also share my life learnings, reflections on the things I would want to do differently. I'll also invite friends and peoples and talk with them about their journey. By no means I say that I am an expert on the subject. I am a student who just loves to read and talk. And whatever I talk and the arguments I make are based on my wisdom accumulated so far and my understanding till date. If tomorrow I learn something new and find a better reasoning. I'll correct myself. And also we are not going to talk on very complicated subjects here. The stuff we'll discuss here are going to be simple and everyday topics. Looking forward to this new journey and making some amazing friends and memory along the way. Cheers.