Doesn't it always seem people move when they retire? It's not required, but it can be quite beneficial.

In this episode of the Last Paycheck, CFP Professionals Rob Hoxton and Archie Hoxton explore what role your choice of state plays in shaping your retirement lifestyle. (This episode is about retiring in the USA, if you need an episode about retiring internationally, leave a comment below).

With a focus on taxes, including state income, property, sales, and Social Security taxes, they break down how moving to different states can dramatically affect your retirement finances. The hosts discuss examples like the low property taxes in Alabama versus the high ones in New Jersey, changes to Social Security taxation in states like West Virginia, and highlight states with no income tax or unique benefits for retirees.

They also cover the importance of understanding inheritance and estate taxes, and share practical strategies for maximizing your retirement income by making smart location choices. If you're approaching retirement and thinking about relocating, this episode offers essential guidance to ensure your nest egg goes further.

🎧 Listen now and get your free Year-End Tax Planning Calendar at https://hoxtonpm.com/worksheets/tax-strategy-planning-calendar/

Whether you want to reduce your tax bill, optimize your retirement plan, or simply plan smarter, this episode is packed with actionable advice and free tools to help you save time, money, and stress.

Get their book! - Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell - https://hoxtonpm.com/think-ahead-book/

Call or text Hoxton Planning & Management: +1 (304) 876-2619 and visit their website www.hoxtonpm.com

Watch on YouTube: https://youtu.be/Us6eHI1mDfk

Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

Visit: http://www.thelastpaycheck.com

Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

In this episode of The Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton tackle a major financial problem: forgotten 401(k) accounts. 🚨

💡 Did you know there are over 32 million lost 401(k)s worth nearly $2 trillion in unclaimed retirement savings? Rob and Archie explain why so many people leave old accounts behind, the hidden costs of doing nothing, and how you can track them down before it's too late.

In this episode, you'll learn:
✅ Why 401(k)s get "lost" when you change jobs
✅ How to find old retirement accounts using federal databases
✅ Smart record-keeping and tracking tips
✅ The risks of ignoring old accounts
✅ Simple steps to reclaim your money and protect your retirement future

If you've ever switched jobs or think you might have a forgotten account out there, this episode is a must-listen. Rob and Archie share expert insights, actionable advice, and a few laughs along the way to help you make the most of every dollar you've earned.

🎧 Tune in now and secure your retirement savings!

Get their book! - Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell - https://hoxtonpm.com/think-ahead-book/

Call or text Hoxton Planning & Management: +1 (304) 876-2619 and visit their website www.hoxtonpm.com

Watch on YouTube: https://youtu.be/6AxNqwrIGrA

Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

Visit: http://www.thelastpaycheck.com

Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

As the year winds down, CFP Professionals Rob Hoxton and Archie Hoxton share essential year-end tax planning strategies to help you finish strong financially. 💰

In this episode of The Last Paycheck Podcast, Rob and Archie break down everything you need to know before December 31:
- Required Minimum Distributions (RMDs)
- Roth Conversions & Retirement Contributions
- Capital Gains & Loss Harvesting
- Smart Charitable Giving (DAFs & QCDs)
- Maximizing FSAs & HSAs
- Checking Your Beneficiary Designations

🎧 Listen now and get your free Year-End Tax Planning Calendar at https://hoxtonpm.com/worksheets/tax-strategy-planning-calendar/

Whether you want to reduce your tax bill, optimize your retirement plan, or simply plan smarter, this episode is packed with actionable advice and free tools to help you save time, money, and stress.

Get their book! - Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell - https://hoxtonpm.com/think-ahead-book/

Call or text Hoxton Planning & Management: +1 (304) 876-2619 and visit their website www.hoxtonpm.com

Watch on YouTube: https://youtu.be/wU3Ni4n1Gwg

Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it’s excitement, anxiety, or anything in between, this show is for you.

Visit: http://www.thelastpaycheck.com

Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.