Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode of Investing for Doctors, we are joined by Rich Harvey, CEO and Founder of PROPERTYBUYER, to challenge the idea that property is simply about owning a home. We unpack why property remains a powerful long-term wealth creation tool for doctors, particularly as a hedge against inflation, and why many high-income professionals stall after one or two purchases due to fear, mindset, and analysis paralysis rather than lack of opportunity.

Rich explains how doctors can use leverage safely, choose the right type of property at different life stages, and avoid common traps such as over-supplied areas or poor structures. We also explore how to keep building when personal borrowing capacity runs out, using strategies across personal ownership, trusts, and self-managed super funds. This episode is a practical guide for doctors who know they have capacity but want a clearer, more confident path forward.

-----

TIME STAMPS:

00:00 Intro/Hook

01:23 Debate on Stocks vs. Property

03:00 Using Property as an Investment Tool

04:01 Doctors' Risk Aversion and Leverage

07:30 Strategies for Overcoming Analysis Paralysis

09:26 The Power of Property for Medical Professionals

13:54 Choosing the Right Property

45:59 Pitfalls to Avoid in Property Investment

44:15 The Role of a Buyer's Agent

47:18 Future Predictions and Market Trends

48:13 Predictions on Property Prices

50:00 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.propertybuyer.com.au/

https://www.linkedin.com/in/sydney-buyers-agent

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode, mortgage expert Alissa Childs joins us to unpack the real pathways young doctors can use to get onto the property ladder sooner. Many early career doctors feel priced out or overwhelmed by lending rules, not realising they may be eligible for tens of thousands of dollars in incentives, LMI waivers and tax saving strategies that can fast track their first purchase. Alissa shares practical examples from the front lines, including how one client saved $40,000 simply through a scheme change that most buyers never hear about until it is too late.

We break down the major options available to first time buyers, including the 5 percent deposit scheme, doctor specific LMI waivers, parental guarantees, and the First Home Super Saver strategy. Alissa clarifies how each works, the traps to avoid, and why forward planning matters, particularly for interns and registrars who want to buy earlier without needing a huge cash deposit. We also explore the lesser known differences between federal incentives and state based stamp duty or grant rules, and how choosing the right structure can affect borrowing capacity, growth potential and long term portfolio planning.

Whether you want to buy your first home to live in, start with an investment, or simply understand how to position yourself over the next twelve to twenty four months, this episode offers clear, evidence based guidance to help doctors make confident decisions. It is a practical roadmap for anyone who wants to move from feeling stuck to knowing exactly what steps will put them in the best position to buy.

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TIME STAMPS:

00:00 Intro/Hook

01:53 Alissa's Background

03:05 First Home Owners Gruarantee to 5% Deposite Scheme

03:51 Lenders Mortgage Insurance

06:04 Details of the 5% Deposit Scheme and LMI Waivers

13:50 Stamp Duty Concessions and First Home Owner Grants

18:26 First Home Super Saver Scheme (FHSS)

26:06 Parental Guarantees and Investment Strategies

36:53 Scenario Planning for New Doctors

40:04 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.twobirdsoneloan.com.au/

https://web.facebook.com/twobirdsoneloan

https://www.linkedin.com/in/alissa-childs-8816777a/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this follow up episode, fertility specialist Dr Becky Taylor returns to shift the spotlight onto male fertility, an often overlooked part of the conception conversation. While fertility planning is frequently framed as a women’s issue, Dr Taylor explains why male age, genetics and lifestyle play a critical role in embryo health, miscarriage risk and long term child outcomes, particularly for doctors who delay family planning due to training and career demands.

We unpack what actually affects sperm quality, from DNA fragmentation and genetic conditions to factors like smoking, BMI, sedentary work and heat exposure. Dr Taylor explains why semen analysis and early testing matter, how lifestyle changes can meaningfully improve outcomes, and why waiting until problems arise can limit available options for couples. We also explore why both partners should be assessed early, rather than assuming fertility challenges sit on one side alone.

Whether you are planning to have children soon, considering fertility preservation, or want clarity earlier rather than later, this episode offers practical, evidence based insights to support informed decision making. It continues our broader focus on investing not just financially, but in long term life planning, helping doctors align career goals with the realities of fertility and family.

-----

TIME STAMPS:

00:00 Intro/Hook

01:28 Becky's Background

02:35 Male Infertility and Age Factors

08:00 Miscarriage Problems Due to Male problems

10:28 Other Male Infertility problems

11:56 Biopsy and aspiration

16:51 Impact of male lifestyle in having a baby

20:23 Advise for female and male doctors in planning to have a pregnancy

27:26 Fertility Preservation and Embryo Creation

29:54 Companies supporting Egg Freezing

35:02 Challenges and Considerations in Fertility Preservation

38:23 Legislation and Donor Work for Same-Sex Couples

42:26 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

drbeckytaylor.com.au

instagram.com/dr.beckytaylor

facebook.com/drrebecca.beckytaylor

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode, fertility specialist Dr Becky Taylor from Genea, one of Australia’s largest IVF and fertility services providers, joins us to unpack the truth about egg freezing in 2026, and why more doctors are facing fertility decisions later than expected. Behind long hours, extended training pathways and delayed life milestones, many medical professionals are unknowingly trading time for certainty when it comes to family planning.

Dr Taylor shares what she is seeing on the front lines of fertility care, including the growing use of ovarian reserve testing, egg freezing and fertility preservation. We explore how age remains the biggest factor affecting egg quality, why freezing eggs later in life often delivers disappointing outcomes, and how conditions like endometriosis can quietly reduce fertility well before symptoms become obvious.

Whether you are early in your medical career or further along your training journey, this episode offers clear, evidence-based insights to help you plan ahead. It forms part of our broader focus on investing not just in finances, but in long-term life planning, bringing honest conversations and expert perspectives to decisions that shape both career and family.

-----

TIME STAMPS:

00:00 Hook/Intro

01:19 Introduction and Background of Dr. Becky Taylor

03:29 Trends in Fertility and Fertility Preservation

07:07 Ovarian Reserve Assessment and Fertility Preservation Advice

11:50 Impact of younger eggs in ovarian reserves

16:35 Impact of Endometriosis and Polycystic Ovary Syndrome on Fertility

32:59 IVF Process and Egg Freezing

46:28 Challenges and Considerations in Fertility Preservation

48:34 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

drbeckytaylor.com.au

instagram.com/dr.beckytaylor

facebook.com/drrebecca.beckytaylor

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this follow up episode, Nadine Udorovic, Partner at Nicholes Family Lawyers, returns to unpack what actually happens when a relationship ends. Most couples only learn the legal steps of separation when they are already overwhelmed, and Nadine brings almost two decades of experience to help shed light on the parts most people never think about until it is too late.

We explore how binding financial agreements work when they are tested in real life, including why a de facto agreement becomes invalid the moment you marry unless it was drafted to survive the wedding. Nadine breaks down the crucial difference between a parenting plan and a parenting order, and why only one is legally enforceable. She also guides us through the realities of modern families, from step-parents and grandparents to teenagers who now have a stronger voice in their own arrangements.

This second instalment goes deeper into the practical realities couples face once separation becomes a legal process, giving you the information most people only discover under pressure.

-----

TIME STAMPS:

00:00 Intro/Hook

01:40 Nadine’s background

02:20 Components of Binding Financial Agreements

03:49 Challenges and Updates in Binding Financial Agreements

05:57 Impact of Binding Financial Agreements on Relationships

11:05 Parenting Agreements and Orders

12:42 Complexities in Blended Families and Grandparental Rights

15:58 Alternative Dispute Resolution Methods

18:41 Mediation and Its Benefits

24:29 Challenges in Collaborative Approaches

27:10 Parenting Orders and Child Agency

38:05 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/nadine-udorovic-7a7a619/

https://nicholeslaw.com.au/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode, we sit down with Nadine Udorovic, Partner at Nicholes Family Lawyers, for a conversation most couples only have when it is too late. Nadine brings almost 20 years of experience helping families through separation, and she explains the legal side of relationships that many people misunderstand or never learn about.

We cover when a relationship officially becomes de facto, why prenups and binding financial agreements are becoming more common, and how to protect inherited or gifted assets before they are at risk. Nadine also shares the personal story behind her work and the legacy of her late father, John Udorovic QC, who founded the firm.

Whether you are living together, thinking about taking the next step, or simply want to protect what you have built, this episode shows why early advice can save years of emotional and financial stress.

If you have ever wondered when love becomes law, or what happens if a relationship ends, this episode gives you the clarity most people only seek once things go wrong.

-----

TIME STAMPS:

00:00 Hook/Intro

01:49 Nadine's Introduction and Background

05:53 Continuing the Legacy of John Udorovic QC

06:51 Role of a Family Law Specialist

12:53 The Role of Binding Financial Agreements (BFAs)

16:49 Independent Legal Representation and Client Demographics

23:32 Legal Definitions and Complexities of De Facto Relationships

41:30 The Process of Divorce and Financial Settlements

48:20 Challenges of Parenting Cases

51:18 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/nadine-udorovic-7a7a619/

https://nicholeslaw.com.au/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

We are back with Dina Titkova, Senior Manager at UNSW Founders and the original programme manager of the Health 10x Accelerator, to unpack how Australia’s most promising medical innovation actually becomes a startup. Dina explains why the classic three-month accelerator model does not work in healthcare, and why real progress relies on deep expertise, patient capital, and the right commercial and regulatory guidance at the right time.

In this episode, Dina walks us through the hidden pathway from research discovery to investable company. From grants and non-dilutive funding, to prototyping support, to connecting founders with key opinion leaders, she shows how UNSW helps researchers and clinicians avoid the costly mistakes that slow down most med tech ventures. We also touch on the fast-growing opportunities in women’s health, cardiovascular disease and precision medicine, and why these areas are now attracting serious global interest.

If you are a doctor looking to invest beyond property, or simply curious about how health startups get de-risked and scaled, this conversation will give you a clear window into the future of medical innovation in Australia.

-----

TIME STAMPS:

00:00 Hook/Intro

01:45 Dina Titkova's Role and UNSW Founders

06:41 The Role of Accelerators in Deep Tech

12:49 Case Studies of Health 10x Program Successes

25:21 Challenges and Opportunities in Women's Health Innovation

36:56 The Future of Health Innovation and Global Collaboration

42:40 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/dinatitkova/

https://unswfounders.com/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode, we’re joined once again by Lisa Hiscock, founder of Hakea Insurance Brokers and former reinsurance specialist, for a conversation every doctor needs to hear, what your medical indemnity actually covers, and more importantly, what it doesn’t.

Drawing on her decades of experience across insurance, reinsurance, and medical risk, Lisa breaks down the misunderstood world of protection for clinicians. From malpractice and practice indemnity to property, management liability, and the rising threat of cyberattacks, she reveals how even well-insured doctors can still be dangerously exposed.

We unpack why obstetrics and neurosurgery are among the most expensive specialties to insure, how Australia’s government-backed safety net keeps the system fairer than in the US, and what practice owners need to know before hiring staff or storing patient data online.

Whether you’re starting your first private clinic or already running a busy practice, this episode will help you see insurance not as a box-ticking exercise but as a business survival tool.

If you’ve ever assumed your indemnity has you covered for everything, this is the episode that might just save your practice.

-----

TIME STAMPS:

00:00 Hook/Intro

01:38 Lisa's Background

02:27 Overview of Medical and Dental Insurance Ecosystem in Australia

03:55 Specialty-Based Insurance Risk and Pricing

05:20 Ogden Rates and Severity of Loss

08:06 High-Risk Specialties and Litigation

12:34 For-Profit vs. Membership-Based Organisations

12:54 Medical Indemnity System in Australia

18:44 Practice Indemnity and Its Importance

25:58 Management Liability and Employment Practices

28:24 Property and Business Interruption Insurance

31:28 Cyber Security and Insurance

44:35 Prevention and Preparedness

45:17 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/lisa-hiscock-7308a259/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personal