Financial fraud is becoming more sophisticated, and retirees are being targeted in ways most people don’t expect. In this episode, we explain the most common scams we’re seeing today and how to reduce your risk without overcomplicating your life.

• (00:32) -  Introduction and Overview
• (01:01) - Shocking Statistics on Financial Fraud
• (10:57) - Protecting Yourself: Tips and Tools
• (31:18) - Spotting Email Scams and Phishing Tactics
• (33:03) - Credit Freezing and Monitoring: Pros and Cons
• (39:08) - Elder Abuse and Financial Fraud
• (50:00) - Ponzi Schemes and Investment Scams

• Visit our website: https://makingretirementmakesense.com
• Wall Street Journal: https://www.wsj.com/tech/cybersecurity/disney-employee-ai-tool-hacker-cyberattack-3700c931
• The Street: https://www.thestreet.com/retirement/got-a-letter-from-the-supreme-court-its-a-scam
• Hive Systems: https://www.hivesystems.com/password-table
• Retirement Income Institute: https://www.protectedincome.org/wp-content/uploads/2023/12/IN-10-Heye_v1.pdf
• Report Fraud to FTC: https://reportfraud.ftc.gov/
• AARP Fraud Hotline: https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/

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Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

Curious about safe withdrawal rates in retirement? In this episode, we delve into their evolution, misconceptions, and practical applications for a financially secure retirement.

• (00:00) - Introduction and Overview
• (01:11) - The 4% Rule and Its Origins
• (06:58) - Customizing Retirement Plans
• (10:16) - Budgeting Approaches for Retirement
• (17:30) - Sequence of Returns Risk
• (20:58) - Exploring the Guardrails Approach
• (26:06) - Planning for Longevity and Withdrawal Rates
• (30:52) - Dynamic Asset Allocation and Income Ladders
• (38:42) - Case Study: Spending Strategies in Retirement

• Visit our website: https://makingretirementmakesense.com
• William P. Bengen book: https://a.co/d/b1d78sr

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:

• Facebook: https://www.facebook.com/profile.php?id=61580093698229
• Instagram: https://www.instagram.com/MakingRetirementMakeSense
• LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
• X: https://x.com/MRMSPodcast

Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.