Buy my life changing new book "The Extraordinary Millionaire," here - https://amzn.eu/d/bpycPlB

Nick and Martin from the Extraordinary Millionaire dive into the fundamental money concepts that separate those who build wealth from those who stay stuck earning a salary.

"Money's a dirty word, isn't it? It's horrible. People sneer at it. They think it's bad to want to make money."

Watch as they dismantle the toxic mindset around money and wealth creation that keeps most people trapped in the 9-to-5 grind. The first mental shift is understanding that making money ethically is not only acceptable but essential for creating the life you want.

Assets vs Liabilities - The Truth About Your Home:
"An asset is something that grows and puts money into your pocket. A liability is something that takes money out of your pocket."

Your own home? It's a liability. Even if it doubles in value over 10 years, the house you're moving into has also doubled. Unless you're consciously downsizing or moving to a less affluent area, you're just trading one liability for another.

Nick shares how he turned his first property into an asset by renting out rooms, retiring in his early 20s on passive income that covered his mortgage, bills, and living expenses. He bought that property in 2000 for £137,000 - it's now worth £450,000.

Earning vs Making Money:
"Earning money is where you have to put time in. It's exchanging your time for money, which is not a good way to become wealthy. Making money is having that money make money for you."

Good Debt vs Bad Debt:
Bad debt: Using a credit card to buy a new car (a liability)
Good debt: Investing in assets, education, or your business

The Property Wealth Strategy:
Why did Nick choose property? He researched the top 100 rich list and found 80-90% either made their money in property or invested heavily in it. Deal size matters - you can make £200,000 from one property deal instead of selling 2 million widgets at 50p profit each.

Nick shares a recent client case study: Paul and Andrea made over £2 million gross profit on one HMO conversion, pulled out their initial investment, and now generate £10,000/month passive income. One deal created financial freedom.

The Inflation Reality:
"If you have £100 under your mattress for 10 years with 2% inflation, it's now only worth 80% of what it was. You're losing money by saving cash every single day."

This is why investing in real assets (property, gold, commodities, antiques) is crucial. They inflate with the money supply whilst cash loses value.

Getting Started:
You don't need thousands or millions to start. You need to learn how to find money, create win-win relationships with investors, and build your credibility. Nick teaches all of this through consultation and coaching at theextraordinarymillionaire.com.

One of his builder clients wanted to quit and do property full time. Nick told him: "You're absolutely mad. Build your current business first, get it more passive with a manager, then diversify into property." The client is now thriving with an improved website, YouTube channel, and automated systems whilst building his property business concurrently.

The Ultimate Goal:
"What makes you an extraordinary millionaire is if you're happy. And that comes from having options, choice, and freedom."

Passive income isn't about doing nothing - it's about having the choice to do what you love and get paid for it.

Visit theextraordinarymillionaire.com for free resources, ebooks on finance and property strategies, coaching programmes, and the Rock Bottom Paradox book.

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Buy my life changing new book "The Extraordinary Millionaire," here - https://amzn.eu/d/bpycPlB

What separates ordinary people from EXTRAORDINARY millionaires? In this raw, no-BS episode, Nicholas Wallwork reveals the exact mindset tools that took him from rock bottom to building multiple multi-million pound companies and how you could do it in FIVE YEARS instead of 25.

This isn't another "get rich quick" scheme. This is the distillation of 25 years of hard-earned lessons, failures, and breakthroughs that successful entrepreneurs DON'T want you to know. Martin Foster sits down with Nicholas to unpack:

Why your "why" is the difference between dreaming and DOING
The one-breath meditation that changes everything
How visualisation is NOT fancy daydreaming (and why it works)
The rock bottom moment that could save you YEARS of pain
Why being positive when you've lost everything isn't toxic positivity
The dream board technique that manifested a Ferrari, a TV show, and millions of £££

If you're stuck in the rat race, drowning in self-doubt, or wondering why success feels impossible, this episode will shake you awake.Get the books at extraordinarymillionaire.com

This is YOUR sign. Stop dreaming. Start doing.

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Welcome to this raw and honest episode of the Extraordinary Millionaire podcast where hosts Nicholas Wallwork and Martin Foster go right back to the beginning and share their personal rock bottom stories.

In this full episode, Martin reveals his rock bottom was a steady buildup over three to four years, starting with the sudden loss of his father, which he didn't have the tools to deal with at the time. COVID destroyed his business where he held a high position, leading to the breakdown of his marriage and family unit. Nicholas shares his rock bottoms, including building a seven figure revenue business in under a year, only to watch it collapse overnight during the 2008 credit crunch with 17 staff to support. More recently, his father passed away, his mother was diagnosed with the same condition and fell into a coma for 10 days, all whilst he was moving countries and feeling like he was abandoning his family.

The conversation explores the critical tools for overcoming rock bottom: accepting where you are, understanding that grief isn't weakness, reframing "why is this happening to me" into "why is this happening for me", the concept of positive selfishness, self acceptance and self love, the power of gratitude and forgiveness, taking responsibility versus blaming others, and recognising you can't control other people, only your response to their actions.

Martin and Nicholas explain how The Rock Bottom Paradox takes readers through accepting loss and building a solid foundation, whilst The Extraordinary Millionaire applies the same tools towards entrepreneurship and wealth creation. They discuss how rock bottom is normal, can sneak up quickly or take years to develop, and ultimately becomes the solid foundation upon which to build your future success.

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Buy my life changing new book "The Extraordinary Millionaire," here - https://amzn.eu/d/bpycPlB

"I remember turning around to my wife Louise, and saying, don't I do not know what's coming next. But all I can tell you is that I feel like a weight has been lifted off my shoulders and this is the best thing that's ever happened."

Scott Marshall's journey from engineering failure to building Roma Finance demonstrates that success often comes through embracing failure rather than avoiding it. Having been sacked four times, made redundant five times, and watched his family's 53-year engineering business collapse, Scott understood that putting customers first - not assets - was the key to revolutionary lending.

The transformation from "property pawnbroking" (where only asset values mattered) to relationship-based lending where good borrowers can create value from bad assets, whilst bad borrowers destroy value in perfect assets. This customer-first philosophy, combined with the mantra that "borrowers pay our wages," created a lending business that genuinely loves to lend.

Support the show

Buy my life changing new book "The Extraordinary Millionaire," here - https://amzn.eu/d/bpycPlB

"There is always space for people who are good" - the BBC head of radio advice that launched ‪@MartinRobertsPropertyTitbits‬ extraordinary career.

From joking about phosphorescent yellow lemon meringue pie in a BBC canteen to becoming one of Britain's most recognised TV presenters with 1860 episodes of Homes Under the Hammer, this is the remarkable story of random opportunities and making your own luck.

Martin reveals how his granny predicted he'd be on television, why successful people never feel successful, and the three words that changed his perspective on happiness: "Be more dog."

Career Highlights:
22 years of Homes Under the Hammer starting this week, originally commissioned for just 10 episodes. The show has aired internationally and made Martin recognisable from Australia to Holland.

The Random Break:
Standing in a BBC cafeteria queue, Martin joked about glowing lemon meringue pie with a stranger who turned out to be the head of television. That conversation led to his TV career.

Beyond Fame:
Martin's passion for making a difference through the Hendri Hotel project, working with excluded young people aged 15-17, giving them construction experience and qualifications. One mother called to say her son, who hadn't left the house for three years, cycled to his granddad's grave to tell him about his work.

The Mindset:
"For me it's not money, for me it's making a difference." Martin discusses the law of attraction, taking risks, and why visionaries are essential for positive change in the world.

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"I quite like earning money and I quite like working" - the simple statement that launched a £500 million finance empire!

Lucy Waters reveals her incredible journey from an 18-year-old photocopying assistant to building the UK's largest specialist finance brokerage. When her boss told her to "stay in your lane," she walked out and started Aria Finance with a friend - right before the 2007 financial crisis nearly destroyed everything.

The Extraordinary Journey:

• Left college for a £12k/year mortgage brokerage job at 17
• Started own business at 18 after being told to "keep doing the photocopying"
• Built 6-figure profits by 2007, then lost everything in the financial crisis
• Spent 18 months contemplating quitting during the darkest period
• Emerged stronger, pivoting into commercial and bridging finance
• Now processes £500 million in loans annually with 50+ staff

Key Success Principles:

• Fear of failure as a driver (not limitation)
• "Discipline is prioritising future you over present you"
• Hard work beats talent when talent doesn't work hard
• Just keep going + look for opportunities = breakthrough moments
• Stay involved in the business, not just managing it

This is about resilience, reinvention, and the power of refusing to give up when everything seems lost.

Don't forget to follow for more extraordinary millionaire stories!

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"The Extraordinary Millionaire Podcast – Episode One" – How Rock Bottom Rebuilt a Brand

This first episode kicks off with Nicholas Wallwork and Martin Foster diving into the mindset behind success and how their own rock bottom moments led them to write The Rock Bottom Paradox and The Extraordinary Millionaire. They talk openly about grief, burnout, and rebuilding – and why mindset, not money, is the real foundation of everything.

You’ll learn why the books were written as stories rather than manuals, how the characters reflect real-life struggles, and how the tools inside them helped both authors get through the darkest points of their lives. They also discuss the trap of the “rat race,” the power of gratitude, dealing with failure, and building habits that actually last.

This is more than an introduction – it’s a deep, honest look at why mindset shapes your future, and how you can use it to climb out of any situation, whether you're starting at the bottom or stuck in a plateau.

Topics covered:
🔹 Writing during personal rock bottoms
🔹 How mindset shaped their business success
🔹 Why storytelling beats dry advice
🔹 The ‘rat racer’ vs the ‘extraordinary millionaire’
🔹 Building resilience, gratitude, and mental tools that stick

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