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CreditGauge LIVE

CreditGauge LIVE

Von: VantageScore
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The most comprehensive and timely look at U.S. consumer credit health. Hosted by VantageScore experts Jeff Richardson, Susan Fahy, and Atif Mirza with special guests from across financial industries.

© 2026 CreditGauge LIVE
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  • Credit Conditions Improve as Consumers Pull Back on Borrowing
    Apr 24 2026

    In the April edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

    This month, they’re also joined by Matthew Komos, Founder and CEO at OGMA Risk and Analytics, who shares his research on VantageScore 4.0’s superior predictive performance.

    Read the research: https://vantagescore.com/resources/knowledge-center/press_releases/new-study-finds-mortgage-lenders-have-a-unique-opportunity-to-expand-home-ownership-to-more-first-time-buyers-and-reduce-costs

    Insights from the latest VantageScore CreditGauge™:
    ➡️ Credit Card Balances Fall
    ➡️ Delinquencies Decline
    ➡️ Unsecured Lending Drives Portfolio Growth

    Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.

    Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

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    11 Min.
  • Average VantageScore Increases to 701 as Lenders Boost New Credit Despite Macro Headwinds
    Mar 24 2026

    In the March edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

    This month, they’re also joined by Marcia Griffin, CEO and President at HomeFree-USA, who shares a look at consumers seeking homeownership.

    Insights from the latest VantageScore CreditGauge™:
    ➡️ Average VantageScore Credit Score Increases
    ➡️ Lending Increases Year-Over-Year
    ➡️ Early-Stage Delinquencies Return to Pre-Pandemic Levels

    Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.

    Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

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    14 Min.
  • Mortgage Delinquencies Rise as Early-Stage Credit Stress Broadens Across Borrowers
    Feb 26 2026

    In the February edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

    This month, they’re also joined by Tony Hutchinson, EVP and Head of Public Affairs at VantageScore, who shares the latest news regarding the FHFA's decision to include VantageScore 4.0 in the mortgage marketplace.

    Insights from the latest VantageScore CreditGauge™:
    ➡️ Early-Stage Delinquencies Rise
    ➡️ Lower Credit Tiers Grow
    ➡️ Originations Increase Month-Over-Month

    For more on how FICO Classic maps to VantageScore 4.0, visit: https://vantagescore.co/4b74sqt

    Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.

    Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

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    12 Min.
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