Setting Intentional Goals and Resolutions for Growth in 2026

In this episode, Josh and Elliot discuss their approaches to goal-setting and New Year's resolutions as they enter 2026. Josh shares his practice of yearly goal-setting with his wife while Elliot shares his preference for building sustainable systems over resolutions. They reflect on their journeys, including lessons learned from the financial independence (FI) community, the importance of planning, and the significance of maintaining health. They also commit to becoming each other's accountability partners for health goals in 2026. The episode ends with a request for listener support via YouTube subscriptions to help enhance the podcast's quality.

00:00 Introduction and Greetings

00:06 Setting Goals for the New Year

03:59 The Concept of Resolutions vs. Goals

04:58 Personal Experiences with Resolutions

16:05 Health and Wellness Goals

28:34 Podcast Journey and Future Plans

35:27 Conclusion and Call to Action

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Books mentioned in this episode:

James Clear's Atomic Habits: https://amzn.to/49zWfv7

Exploring Side Hustles: From Handyman Jobs to YouTube Success

In this episode, hosts Josh and Elliot dive into the world of side hustles, continuing their discussion from episode 21 - Winning With Side Hustles. Josh shares his journey starting in 2012 with handyman work and eventually transitioning into real estate investing. He highlights the flexibility and opportunities available through various side hustles such as YouTube content creation and flipping furniture. Elliot and Josh also discuss the importance of leveraging your unique skills, the evolving mindset of financial independence, and encouraging younger generations to explore side hustles. They conclude with reflections on their podcasting experience and the excitement of continuously learning and challenging themselves.

00:00 Introduction and Catching Up

00:38 Josh's Handyman Side Hustle Journey

03:26 Exploring YouTube as a Passive Income Source

05:30 Real Estate Investing and Flexibility

07:17 Monetizing Skills and Hobbies

18:20 Teaching Kids About Side Hustles

19:49 Reflections on Side Hustles and Financial Independence

24:22 Podcasting as a New Endeavor

27:42 Conclusion and Listener Engagement

We want to hear from you!

Contact Elliot: Elliot@ninetofipod.com

Contact Josh: Josh@ninetofipod.com

Come find us and subscribe on YouTube: http://www.youtube.com/@9toFI

Any of these products help the show. Thanks for your support!

Mint Mobile - We both use Mint Mobile and save a ton on our phone plan: https://fbuy.me/vgAmz

Empower is Josh’s choice for Net Worth and Budgeting

Wanna create a podcast? We use Descript

Looking for a new credit card? We’re big fans of Chase

Buy Us a Coffee - One time donation or monthly, it’s up to you

Want to save money on gas? Try Upside!

Books mentioned in this episode:

Navigating Gift Giving and Reflections on the Nine to FI PodcastIn this episode of the Nine to FI Podcast, hosts Josh and Elliot share their thoughts on gift-giving practices during the holiday season. Covering everything from family traditions to budgeting, they discuss their preference for experiences over material possessions and reflect on their personal approaches to giving gifts. Additionally, they touch on their podcast's progress, audience engagement, future topics, and improvements in audio quality. The episode ends with mutual appreciation for their listeners and plans for upcoming discussions in the new year.00:00 Introduction and Podcast Overview01:31 Discussing Gift Giving Philosophies02:55 Personal Gift Giving Experiences04:33 Gift Giving with Kids and Family06:12 Gift Giving Between Partners08:26 Wrapping Up the Conversation