You have spent a few decades working, earning a salary, and saving into company and personal pensions along the way. Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and nonessentials in retirement? How will you make sure that you don’t run out of money in retirement? What do the UK pension freedoms mean for you?

In this one-of-a-kind audiobook, personal finance experts Richard Dyson and Richard Evans answer these questions. They equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement.

You will learn:

• How to take control of your pension savings by tracking down all of your pension pots and combining them
• How to identify when you can afford to retire
• What are the steps to take to avoid running out of money
• How to build an income-paying portfolio of fund investments from scratch
• How to withdraw a sustainable income from your portfolio
• How annuities work and whether they have a role for you
• How to make the most of the tax rules
• What is the importance of the state pension and how to maximise it
• When to seek professional advice

This is your complete, step-by-step guide to organizing your pension money and making the most out of it to pay yourself a retirement salary. Don’t enter retirement without it.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.