Money is always scarce. Even the wealthiest of people and companies don’t have enough of it. That’s why the smart move is to borrow money so as to do whatever it is you want to do. Even some financial experts argue that smart people borrow the money that dumb people save because they don’t know what to do with the money.

Armed with this knowledge, you may one day apply for a loan only for it to be rejected on the basis that your credit score is low. Even if your application for a loan is not rejected, the financial institution may offer to give you a loan at an interest that’s far too high for your liking. This can be one of those heart wrecking moments. Whether you decide to go on with the loan application or decline the offer, you need to make it your top priority to fix your credit.

How then can you do that without paying a fortune to the so called credit repair companies? Can you do it by yourself?

Well, you can do it yourself, and this book will focus on helping you to get enough knowledge on the process of repairing your credit to ensure what’s erroneous is removed and then resolve any issue that you can resolve to ensure your credit report reflects the true status of your credit worthiness.

More precisely, in this book, you will learn:

• What your credit score represents
• How to interpret the entries in your credit report
• Why you need to make it your top priority to repair your credit
• What makes the credit score to be good, bad or poor
• How to identify and initiate removal of negative items that appear on your credit report
• How to pinpoint credit score killers
• How to start a positive credit history
• Tried and tested tips on how to boost your credit score fast
• What you should expect when you fix your credit score
• And much, much more!