Your TSP’s Hidden New Year: Roth Conversions, Deadlines, and Smarter Retirement Moves for 2026
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The New Year brings critical retirement decisions for federal employees, and Fed Gov Today with Francis Rose breaks down what matters most.
Jim Kaplan, Director of External Affairs at the Federal Retirement Thrift Investment Board, explains why the TSP has two New Year milestones—and how year-end deadlines affect withdrawals, taxes, and required minimum distributions. As 2026 approaches, Kaplan urges participants to review account details, update beneficiaries, and consider increasing contributions as pay raises and step increases take effect.
The conversation also previews the long-awaited Roth in-plan conversion launching January 28, including new tools to help participants decide if converting makes sense for their tax and estate plans. Plus, an update on TSP’s approach to cybersecurity and artificial intelligence risk management heading into the new year.
Subscribe and listen to the Fed Gov Today Podcast anytime on Apple Podcasts, Spotify, or at FedGovToday.com
