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Your Personal Bank with Ferenc Toth

Your Personal Bank with Ferenc Toth

Von: Your Personal Bank with Ferenc Toth
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If you want to live like the wealthy, you need to think like the wealthy. Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry. Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime. It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.

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  • How Index Annuities and Index Universal Life provide Unlimited Upside Potential without Downside Market Risk
    Nov 17 2025

    This is the "Golden Era" of fixed assets. This is the best time in 40+ years to establish an index product! This is due to many factors, including higher bond yields (interest rates).

    Index annuities and Index Universal Life (IUL) allows you to:

    1. Grow your money safely, without market risk. Principle is guaranteed. Once gains are locked in, they are guaranteed against market loss.
    2. Double-digit potential annual returns on good market years with no losses on bad market years.
    3. Ability to lock-in gains at any time.
    4. Strong fixed interest option. If interest rates remain high and/or increase, you have good options.
    How to ensure you have the highest potential upside gains:
    1. We are independent and have access to 50+ annuity companies, including all the top carriers.
    2. There are 600+ index options.
    3. We have proprietary software that provides the one-, 5-, and 10-year historical returns of the index options. There is a wide variation in index returns (0 - 17% average 10-year annual returns). Without this information, an agent or advisor is "flying blind."

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    54 Min.
  • Reduce Your Market Risk with Indexes with up to 17% Average Annual Returns for the Past Decade with No Downside Market Risk.
    Nov 10 2025
    Ferenc Toth discusses the extreme overvaluation of the stock market, citing four major valuation indicators that are overvalued by three standard deviations, with the S&P 500 at its highest levels ever. He highlights that the top 10 US stocks account for over 41% of the S&P 500's market cap, and AI-related stocks make up 47%. He also mentions the risks of non-bank private credit and sovereign debt contributing to an economic bubble. Ferenc warns of potential market corrections or crashes, suggesting investors protect themselves with index products like annuities and life policies, which offer unlimited upside gains with no downside risk. Principle is guaranteed. Gains can be locked in at any time. There are 600+ index strategies. Ferenc has access to proprietary software that tracks the one, 5, and 10-year returns of the indexes. The indexes have up to 17% average annual return for the past decade. This ensures Ferenc can recommend the indexes that are most likely to have the highest upside potential. Very few advisors or agents have access to this info. Without the historical return info, the annuity agent is "flying blind". This is a game-changer.

    See omnystudio.com/listener for privacy information.

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    54 Min.
  • Index Products Provide Unlimited Upside Potential with No Downside Risk. Lock in Gains at Any Time. How to Obtain Index Historical Returns.
    Nov 3 2025
    Ferenc shares the S&P500 continues to rise despite historically high valuations. As the valuations rise, risk increases. This is driven by emotion, not logic. Index annuities and life provide unlimited upside potential with no downside market risk. The principle is guaranteed. This ensures you never lose money. Gains can be locked in at any time. Also, you can set automatic high and low bands to lock in gains. Ferenc has access to 600+ index options. He has access to proprietary software that includes 1, 3, 5, and 10-year historical returns. This ensures you have the indexes with the highest potential upside and strong track records. Ferenc is typically able to increase index returns 2-4X higher than competitive products because most people do not have the best index options with their index annuity and life products. If you want more info or compare products contact Ferenc at ferenc@yourpersonalbank.com. The info needed for a no-cost or obligation comparison quote: 1. Age 2. State 3. Amount considering to fund 4. Email

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    54 Min.
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