Most people know their bank balance — but have no idea what their health net worth looks like. In this episode, we break down how everyday habits either deposit into or withdraw from your long-term health.

In today's episode, we introduce the concept of health net worth — a simple but powerful way to understand why you may not feel your best, even if nothing feels "that bad" on its own. Using financial analogies, we explain how sleep, nutrition, stress, movement, and lifestyle habits compound over time, just like money. Rather than chasing symptoms or quick fixes, this conversation encourages you to zoom out and look at the full picture of your health. If you've ever felt overwhelmed trying to "do everything right," this episode brings clarity, perspective, and a much calmer way forward.

What You'll Learn

In this episode, we discuss:

• What "health net worth" actually means
• Why small habits matter more than extreme overhauls. Consistency > Intensity
• How sleep, food, stress, and movement compound over time and why chasing symptoms keeps you stuck
• How foundations act like compounding interest for your health
• Why supplements amplify foundations — but don't replace them

Chapters & Timestamps

00:00 Intro

00:28 Welcome to The Wellness Effect + What Is Health Net Worth

00:41 Why We Understand Money Better Than Health

02:05 Life Update: Jensen & Kira's Low Lift Updates, and Lacey's Winter Holiday Break

22:23 Health Net Worth + Small Habits Add Up (Even When They Don't Feel That Bad)

24:58 Foundations as Your Health "Bank Accounts"

27:02 Your Health Deposits vs. Withdrawals Explained

29:07 Why Symptom-Chasing Doesn't Work

29:47 Compounding Interest: Why Foundations Matter Most

30:02 Supplements vs. Foundations (Investment Analogy)

31:00 Long-Term Health vs. Quick Fixes

33:54 How to Start Raising Your Health Net Worth: Awareness Without Perfection

40:20 Health Is the Ultimate Investment

Want to Work With Us? Join us in the Root Cause Reset Program: https://www.lifestyleucoaching.ca/wellness-effect-906145 and use code "Wellness Effect" for a FREE functional lab test when you join the program.

Follow us on Instagram:

The Podcast: https://www.instagram.com/wellnesseffectpod/

Lacey Iskra - https://www.instagram.com/laceeiskk/

Jensen - https://www.instagram.com/wellnesswjensen/

Kira Iskra - https://www.instagram.com/kiraiskk/

Video Podcast available on YouTube: https://youtu.be/TzpiYNXqJZs

Subscribe to our Channel: https://www.youtube.com/@TheWellnessEffectPodcast

Lifestyle U have helped over 1,000+ women transform their mind and body and become the best version of themselves. Want to be next? Click Here to Apply! - https://www.lifestyleucoaching.ca/apply

If you loved this episode and want to hear more, subscribe and leave a review! Share this episode with a friend who's ready to start their own wellness journey. Follow us on Instagram at @wellnesseffectpod (https://www.instagram.com/wellnesseffectpod/) to stay up-to-date with the latest episodes and tips.