In this episode Angela explains everything you need to know about handling your cable bills when moving and how they can affect your credit.  

What You Will Hear:

• Reporting public utilities on your credit report.
• Instructions on how to handle moving. Returning equipment.
• Old equipment and upgraded equipment.
• Owning multi unit real estate.
• The ending bill.
• Collection companies.
• Mid-west companies.

Quotes:

“Nobody actually buys their cable equipment.”

“In all situations you need to care about yourself and you need to care about your business.”

“The collection companies that actually collect for all of these cable companies are very, very  difficult to negotiate with.  A lot of these companies are not willing to delete this information.”

Mentioned:

Angelas@conquercredit.com

Troy Carter has managed the careers of some of the world's icons all the while being the best dad, husband leader and friend to so many.  Opening his home and heart for great causes to help heal our nation and of course, his big passion, changing the way digital music expands.  His class, experience and true grit are admirable. Troy is quick, sharp, a game changer and the true meaning of a conqueror and friend. Troy is the founder and CEO of Q&A, a technology and media company focused on powering the business of music via distribution, services and data analytics.  Formerly Troy was founder and CEO of Atom Factory where he rose to prominence nurturing the careers of global superstars including Lady Gaga and John Legend.  He most recently served at Spotify as its Global Head of Creator Services overseeing the company's growth strategy for artists and record labels.  In 2017 Troy was also named Entertainment Advisor to the Prince estate.  His interest in the intersection of technology and culture resulted in the formation of AF Square investments.  Early investments include Uber, Lyft, Dropbox, Spotify, Warby Parker, theSkimm, Blavity, Gimlet Media, Thrive Market, PlayVs, and FazeClan.

What You Will Hear:

• What inspired Troy to take on the world of music.
• Advice for 15 year old Troy Carter.
• Early experience in the music industry.
• Financial advice and becoming a real business man.
• Troy’s Why and what keeps him motivated.
• Fear of failure vs. field of possibilities.
• Humility and Philanthropy.
• Best advice received and best advice given.
• Understanding and capturing value.
• Financial literacy.  Access.
• Changing financial awareness in America.
• Understanding the credit system, compound interest and tech investing as platforms.
• Financial PTSD: Getting past stigma and embarrassment around money.
• Worthiness and survivor’s guilt.

Quotes:

“When you make some money from music, buy real estate.”

“My why is more of a why not.”

“What you do speaks so loud I can’t hear what you say.”

“As long as the cat is bigger than the shit you keep the cat” - Jimmy Iovine

“Showing up is 65% of the battle and most people don’t show up.”

“You can’t ask directions to a street you don’t know that exists.”

“The music industry has done a lot for me, but investments have done a way more in terms of platform.”

“Your credit is an investment tool to build wealth.”

“When you invest yourself in understanding how something works and how it can work for you there is so much you can do.”

Mentioned:

DJ Jazzy Jeff and Fresh Prince

Kenny Gamble Philadelphia International Records

Jimmy Iovine

The Atom Factory

Adrienne Ballion Houghton is a daytime Emmy award-winning television host, acclaimed pop vocalist, lifestyle personality, producer, and founder of the faith-based jewelry brand and luxury fashion label La Voute.  Houghton co-hosts The Real, a one-hour daily talk show on Fox television stations that premiered in 2013 and made Houghton the first Latina daytime talk show host on English language television.  Throughout its 8 seasons, Houghton has offered the show’s engaged audience fresh points of view, youthful energy, and passion.  Along with her bold, diverse, and outspoken co-hosts, Houghton won a 2018 Daytime Emmy Award as Outstanding Entertainment Talkshow Host and a 2018 NAACP Image Award for Outstanding Talk Series.  Houghton launched her weekly Youtube series, All Things Adrienne, April 2018.  Serving as executive producer and fearlessly bridging viewers into her daily life through real conversations centered around her core values and relatable everyday topics.  From fashion and beauty to cooking and home decor to family and faith.  Since its launch, the channel has grown to over 1 million subscribers and has generated more than 100 million total views.  Extending her digital footprint into the fashion space, Houghton debuted the Facebook watch series, Wear It Well, in October 2019 aiming to provide women of all shapes and sizes tips for dressing confidently,  In each episode, Wear It Well challenges Houghton to style and dress a group of friends with diverse body types, guiding viewers along the way with a body positive approach to fashion and insight into finding wardrobe staples that are a perfect fit for anyone.  In November of 2018, Houghton released X1X1, an affordable jewelry brand inspired by signature pieces from her personal jewelry collection that have been passed down through generations of her family.

What You Will Hear:

• Inspired by her hard-working mother and her immigrant, hard-working father.
• Adrienne’s Why.
• Creating generational wealth.
• Teaching our children about finances.
• Best advice ever received.
• Self-discipline.  Saying no.
• Perspective and goals.
• One thing Adrienne never knew about credit that she now knows and thinks is important for our youth.
• The importance of building credit, credit score, and being responsible with your credit

Quotes:

“Self-discipline is the greatest form of self-love.”

“Learning that it’s ok to say no and self-discipline go hand in hand.”

“What am I doing today that is going to benefit me tomorrow.”

“Never spend the money you don’t have.”

“You can have millions of dollars but no one trusts you if you have bad credit.”

“Credit is a risk assessor, and what it does is help  the bank understand what kind of risk you are.”

Mentioned:

The Real

La Voute

XIXI

Santorini, Greece