On this episode, Todd and Kyle speak with Berkshire Hathaway Real Estate agent, Jennifer Jackson about the rivalry between Rhode Island and Connecticut, Shawshank Redemption, nightmare deals and the joy of smoking cigarettes on your last day on Earth. Enjoy! 

Todd and Kyle interview CR Premier agent, Joe Murphy. Joe was in high finance for years before making the jump to full-time realtor. He also owns and operates Dayspring Farm right here in northeastern Connecticut. Find out more about Joe and what he's up to at www.joemurphyrealtor.com. 

Todd and Kyle talk about the challenging nature of automated underwriting in a volatile market. 

Todd and Kyle discuss whether any and every referral partner is a good partner to have? Or do we dare curate the people we choose to grow with professionally? 

On this episode, Todd and Kyle discuss working with "help phobic" borrowers. You can lead a horse to water, but you can't make him give you his bank statements. 

Todd & Kyle cover a wide range of mortgage and lending topics from appraisals to red flags - Fannie Mae vs VA customer service and all things in between. Join the conversation, get up to speed and enjoy this episode of Where Do We Start.

New element - using a sound effect to cover names who we haven't received consent to use yet. 

Kyle's recent trip to LA leads the guys down a rabbit hole discussing homelessness in urban areas in general and how it's an epidemic in our country. And how this unfortunate circumstance is a tough one to solve - let's discuss!