When Debt Collection Turns Extreme: Fires, Repossession & The Reality of Secured Debt
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When Debt Collection Turns Extreme: Fires, Repossession & The Reality of Secured Debt
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In this episode of the podcast, we go deep into a part of the legal world most people only hear about in whispers — debt collection.
Our guest, Kirsten, has spent 19 years in insolvency and debt recovery, handling everything from modest unpaid bills to multimillion-dollar defaults. She explains the real difference between debtors who can’t pay and those who won’t, and why that distinction matters more than the numbers on the page.
You’ll hear:
• What really happens during a repossession
• How secured vs. unsecured debt changes every legal decision
• Why emotions, crisis, and pride often drive financial disputes
• The extreme ends of the job — including a case where homeowners burned their house down twice
• The human side of debt: tragedy, survival, stubbornness, and principle
This episode pulls back the curtain on a part of the legal system that balances money, emotion, and human behaviour more than people realize.
