Retirement isn’t what it used to be. People are living longer, retiring later, and facing decisions that go far beyond their investment accounts.

In this episode of Watts on Wealth Radio, Barry Watts and Jeremy Zickafoose explore what it really means to be ready for retirement. They break down why retirement readiness isn’t just about having enough money, but also about your health, your purpose, and your emotional preparedness for life after work.

Barry explains how the average retirement age has shifted over the decades and why understanding your personal “sitting on the porch” number, the monthly income you’ll need to live comfortably, is critical. Jeremy highlights the risks of relying too heavily on Social Security and why building multiple income streams can create greater stability and confidence.

They also tackle the often-ignored emotional side of retirement. What happens when your career ends but your life doesn’t? How do you replace the structure, identity, and purpose that work once provided?

If you want to retire with clarity, confidence, and a plan that supports both your finances and your life, this episode will help you rethink what retirement really means.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM



- 066. New Retirement Reality -

J. Barry Watts

Springfield’s WealthCare Corporation

On Watts on Wealth, Ralph Hipp sits down with J. Barry Watts for a practical conversation about estate planning and inheritance. Barry points out that while nearly everyone agrees these conversations matter, most families still avoid them. That silence can lead to unnecessary probate costs and family conflict. The discussion covers simple first steps like having a will, reviewing beneficiary designations, and when a trust might make sense. Barry also shares insights on consolidating retirement accounts for easier management and weighs in on the realities of starting a bed and breakfast, including using SCORE for guidance.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 065. Estate Planning and Inheritances -

J. Barry Watts

Springfield’s WealthCare Corporation

Barry Watts and Jeremy Zickefoose discussed retirement planning and market forecasts for 2026 on Watts on Wealth Radio. They stressed why prioritizing reliable income over chasing market growth matters, especially as AI continues reshaping industries and investment landscapes. The conversation covered the rapid surge in AI spending and its implications, the effects of Venezuela’s political upheaval on oil prices, and potential tax impacts tied to the Great Wealth Transfer. They also underscored the importance of solid estate planning and wrapped up with practical guidance on life insurance and financial education tools for listeners.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 064. Money, Myths, and Modern Strategies -

J. Barry Watts

Springfield’s WealthCare Corporation