A new rule in Oregon tries to limit real estate team names, and we ask the blunt question: does anyone hiring an agent actually care about the brokerage logo—or do they care about results? That debate launches us into a bigger conversation about AI’s real impact on housing: where the tools help, where they fail, and how smart pros can use them without losing the human touch.

From the lending seat, we talk through practical wins like faster guideline research, cleaner client emails, and better organization—all while admitting that judgment calls and complex conversations still need a person. On the agent side, we break down how AI can speed up market briefs, listing copy, and lead triage, yet why contract review, negotiation, and risk management remain human-led for now. The theme is clear: AI is a force multiplier, not a silver bullet.

We also dig into how trust is built today. DIY content on YouTube doesn’t just replace services; it proves expertise. Younger buyers search TikTok before Google, and the pros who teach clearly tend to win the call. Still, convenience economics rules: most people will outsource their largest purchase because time, risk, and emotion beat the urge to do it alone. Looking ahead, we explore policy pressure, data security, and liability—expect lobbying, stricter standards, and better audit trails as AI moves deeper into underwriting and contracts.

If you’re a curious homeowner, a future buyer, or a pro trying to stay relevant, you’ll leave with a practical framework: adopt the right tools, document your workflow, validate the output, and keep humans in the loop where stakes are highest. If this conversation helped you think differently about real estate and AI, follow the show, share it with a friend, and leave a quick review so others can find us.

A twelve-foot skeleton on the lawn might grab attention, but it won’t close the deal—clear facts and smart decisions will. We dive into the most persistent myths in real estate and lending and replace them with practical, real-world guidance you can use right now. From the misconception that you need 20% down to the belief that perfect credit is mandatory, we explain what actually matters, how programs differ, and why taking action beats waiting for the “perfect” moment.

We get candid about rent versus buy in today’s market. Renting can be flexible and sometimes cheaper month-to-month, but ownership channels payments into equity, protects you from surprise rent hikes, and builds long-term wealth. You’ll hear examples of house hacking, stepping stones to a “forever” home, and the hidden risks of relying on a landlord’s timeline. We also push back on the “wait for rates to drop” mantra. No one can time interest rates reliably. If the payment fits your budget and the home fits your life, you don’t need a crystal ball—you need a plan.

We also tackle negotiation and due diligence. When does a low initial offer make sense, and when does it cost you the house? What can a general inspection realistically catch, and when should you bring in specialists? And do you truly need an agent every time? We outline when going solo can work and why, in most cases, an experienced agent quietly protects your money, your timeline, and your sanity.

If you’re weighing a move, starting your first purchase, or just trying to see past the noise, this conversation gives you the clarity to act with confidence. Hit play, subscribe on Spotify or Apple, and leave a review with the biggest myth you’ve heard lately—we’ll tackle it on a future show.

We trade jokes for candor about a tough housing cycle, why purchase pipelines feel thin, and how to stay steady when wins are scarce. We map out practical ways agents and lenders can adapt with AI, consistent social content, and realistic success metrics that match this market.

• why the current market feels harder than 2008 for many
• lenders’ shift from refi booms to purchase scarcity
• managing slumps, mindset, and redefining success
• how AI and ChatGPT change homebuyer search
• social media as a free, high-ROI channel
• authentic content vs performance and burnout
• lenders’ underused video opportunities
• loyalty differences between agents and lenders
• staying top of mind without chasing likes
• simple, low-cost gear and a sustainable cadence
• long-game strategy: consistency over virality
• open invite to connect for help or questions

If anyone is listening and they're struggling and they want to talk about it Cody's there for the lending side I'm here for the real estate side