What if financial success isn't about finding the perfect investment, getting rich quick, or discovering the next hot stock tip—but about consistently making wise decisions with what you already have?

In this episode of the Uncaged Clinician Podcast, David Bayliff sits down with Tim Lewis, Certified Financial Planner and Certified Kingdom Advisor with Stewardly Advisors, to have an honest and practical conversation about money, retirement, debt, saving, generosity, contentment, and stewardship.

Tim is the author of Uncommon Wisdom: Clarity, Conviction, and Stewardship in a Confused Financial World, and he shares why he wrote the book as a response to the overwhelming—and often misleading—financial advice people encounter every day.

David and Tim unpack practical principles that can help clinicians, business owners, employees, and families take control of their financial future, including:

• Why long-term financial success usually isn't built on a "get rich quick" strategy
• How to shift your mindset from "my money" to stewardship
• What to do when you feel like you don't have enough money to save
• Why creating a budget and bringing your finances "into the light" is the first step
• How to identify and attack debt before it becomes a silent killer
• The power of consistently saving small amounts over a long period of time
• Why contentment is an important—and often overlooked—part of financial health
• How generosity can transform the way you view money
• Building a financial legacy for your family
• Taking small, consistent steps instead of waiting for the perfect financial plan
• Why your story, knowledge, and experience may be worth sharing with the world

Tim also shares the inspiring story of Emily, who quietly saved a percentage of her income for decades and ultimately created a comfortable retirement—not through flashy investments or financial shortcuts, but through faithful, consistent stewardship over time.

Whether you're a physical therapist, healthcare professional, entrepreneur, practice owner, or simply someone who wants to be more intentional with your money, this conversation will challenge you to think differently about finances and take the next step toward your future.

You don't have to have it all figured out. You just have to take the first step.

Listen in, share this episode with someone who is thinking about retirement or struggling with their finances, and discover what it means to pursue uncommon wisdom with your money.

You can connect with Tim Lewis by emailing him at tlewis@stewardly.com

What happens when you're an incredible clinician—but suddenly find yourself buried in HR, compliance, collections, phone calls, hiring, bookkeeping, and everything else that comes with owning a practice?

In this episode of the Uncaged Clinician Podcast, David Bayliff sits down with Amber Rice and Liz Aiello of Summited Solutions to talk about the behind-the-scenes challenges that can keep clinicians from actually growing their businesses.

Amber and Liz share why practice owners need to make the mindset shift from working in the business to working on the business, and how fractional support can give smaller and growing practices access to expertise without immediately adding full-time overhead.

They unpack practical strategies for identifying the gaps in your business, tracking the right KPIs, finding cash-flow leaks, improving operational workflows, delegating administrative tasks, and knowing when it's time to bring support in-house.

The conversation also dives into hiring and culture—why finding someone with the right skills isn't enough, why mission and values matter, and why relationships and word-of-mouth can be powerful tools for finding the right people.

Whether you're a solo clinician, a growing practice owner, or building toward multiple locations, this episode will challenge you to stop trying to do everything yourself and start building the infrastructure, team, and systems that allow your practice to grow with intention.

In this episode, you'll learn:

• Why clinicians need to shift from working in the business to working on the business

• How fractional support can help growing practices without the cost of a full-time executive

• How to identify operational and financial leaks in your practice

• Which KPIs actually matter—and why you don't need to track 25 different numbers

• How missed phone calls and poor intake systems can cost more than a single patient

• Why delegation can create mental space for the work you're actually gifted to do

• The difference between revenue, net income, and healthy margins

• How to build the right infrastructure as your practice grows

• Why culture and values should play a major role in hiring decisions

• How compliance, HIPAA, and cybersecurity become increasingly important as you grow

If you're ready to build a practice that supports your life instead of requiring your life to support the business, this conversation is for you.

Want to connect with Amber and Liz at Summited Solutions? Visit summitedsolutions.com

What does asking better questions have to do with growing a successful physical therapy practice—and helping your kids pay for college?

On this episode of the Uncaged Clinician Podcast, David Bayliff sits down with Matt Phillips to talk about leadership, business growth, problem-solving, asking for help, and serving people before selling to them.

Matt shares the story behind Your Scholarship Finder, a platform created after his family experienced firsthand how difficult it can be to find relevant college scholarships. Along the way, David and Matt uncover powerful lessons for PT practice owners, clinicians, entrepreneurs, leaders, and parents.

You'll hear why you don't have to know everything, how surrounding yourself with the right people can accelerate your vision, why humility matters in leadership, and how asking questions can completely change the way you serve your clients.

Plus, learn how thinking differently about college scholarships and financial aid can help families uncover opportunities they may otherwise miss.

Think differently. Do differently. Go Uncaged.

Learn more at YourScholarshipFinder.com.

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