One overlooked conversation can quietly reshape your entire retirement.
In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the real-world dynamics that influence retirement decisions long before the paperwork is signed. They explore why spousal involvement matters, how income sources fit together, and what taxes and required minimum distributions can mean over time. The discussion also touches on healthcare planning, longevity, and the emotional weight behind choices like when to claim Social Security. Rather than focusing on formulas alone, Rick and Granger look at the human side of retirement—how clarity, communication, and context shape confident decisions. The result is a broader view of retirement planning that reflects both the numbers and the lives behind them.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

See omnystudio.com/listener for privacy information.

What happens when retirement surprises hit before you’re ready?
In this episode of The Retirement Playbook, Rick and Granger Hughes dig into the real-world pressures that can derail even well-intentioned retirement plans. They explore why unexpected expenses matter more than most people anticipate, how open enrollment decisions can ripple through long-term finances, and what today’s economic conditions mean for retirees. The conversation covers fixed income strategies, the rising role of long-term care planning, and how Medicare costs can reshape retirement cash flow. Throughout the discussion, Rick and Granger emphasize the value of a personalized retirement approach—one that reflects individual goals, risks, and timelines—and the importance of working with trusted advisors to navigate complex financial choices with clarity and confidence.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

See omnystudio.com/listener for privacy information.

What if one overlooked enrollment window could reshape how you approach retirement?
This episode, Rick & Granger Hughes break down the often‑misunderstood Medicare Advantage open enrollment period and why clarity matters when evaluating your coverage. The Hughes Retirement Group shares insights on staying connected with your financial team, understanding shifting market conditions in 2026, and aligning your plan with your personal risk tolerance. You’ll also hear a grounded discussion on long‑term care considerations and how to evaluate income options without relying on guesswork or assumptions. Throughout the conversation, the focus stays on creating a personalized retirement strategy and keeping communication open so your financial plan adapts as life evolves.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

See omnystudio.com/listener for privacy information.