Most parents want to give their children a better life — but very few are ever shown how to build real, generational wealth without already being wealthy themselves.

In this episode of This with Krish, I break down how ordinary families can create extraordinary financial outcomes for their children using discipline, time, and intentional planning — not hype, not seminars, and not complicated financial products that mostly benefit the people selling them.

I share personal stories from early marriage, the confusing season of earning more money but not seeing savings grow, and lessons learned from working with and alongside billionaires and nine-figure earners. We explore the common mindset that separates families who build generational wealth from those who simply earn income — and why most people miss the wealth window entirely.

We also ground this conversation in biblical principles of stewardship, legacy, and responsibility, and explain why fear-based finance often keeps families stuck instead of free.

This episode is not about getting rich quick. It’s about thinking long enough to change your family tree.

📌 WHAT YOU’LL LEARN IN THIS EPISODE

• Why making more money doesn’t automatically create wealth • The most common mindset shared by generationally wealthy families • How compound interest quietly turns thousands into millions • Why much of the financial advice industry is misaligned • Biblical wisdom around stewardship, diligence, and legacy • Three practical, realistic strategies to build wealth for your children

📊 FINANCIAL ACCOUNTS & INVESTMENTS MENTIONED

(Educational references only — not financial advice)

UGMA / Custodial Investment Accounts https://www.fidelity.com/open-account/custodial-account https://investor.vanguard.com/accounts-plans/ugma-utma

Custodial Roth IRA (for working teens) https://www.fidelity.com/retirement-ira/roth-ira-kids https://investor.vanguard.com/accounts-plans/iras/roth-ira

ETFs Referenced IVW – iShares S&P 500 Growth ETF https://www.ishares.com/us/products/239726/

VBK – Vanguard Small-Cap Growth ETF https://investor.vanguard.com/investment-products/etfs/profile/vbk

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