In this episode of The Property Nerds, we sit down with Paige Hadley to unpack the side of elite sport most people never see, the uncertainty, the sacrifice and the brutal reality that a professional playing career has a time limit.

Paige Hadley is one of Australia’s most respected netballers, with a career spanning from world cups to commonwealth games and international representation for the Diamonds. Known for her consistency, leadership and longevity at the elite level, Paige has spent more than a decade performing in high pressure, high performance environments, where contracts are short, careers are finite and planning for life beyond sport is essential.

Paige shares what finally made her start thinking seriously about money, wealth, and life after netball, how she and her partner Jordan approached property investing with contract based income and why building the right “support team” (just like sport) was the turning point that made investing feel possible and repeatable.

We cover:

1. The BTS reality of pro sport: uncertainty, sacrifice and why career length changes how athletes think about money
2. How Paige started investing with contract income and the mindset shift that took her from “I’ll just save” to building real long term wealth
3. Why a support team matters, how data builds confidence, and why going borderless is often the smarter move

Timestamps:

02:40 - “Netball isn’t forever”: when life after sport became real

08:10 - Building a business alongside sport

14:20 - What athletes should know about income, career length, and wealth

17:10 - The mindset shift from living “contract to contract” to long term thinking

22:40 - “I wouldn’t have done it alone” why support systems matter

25:30 - Sydney prices and why most people do nothing

27:40 - Why helping women invest is personal for Paige

30:00 - What holds people back from starting

33:10 - Motherhood, money choices and freedom

36:00 - Taking the plunge, asking questions, building your future

If you’ve been waiting until you “earn more,” feel more confident or have it all figured out this episode is the reminder that confidence comes after action, and the right strategy + team can change everything.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-

financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we break down one of the most common investor assumptions: that chasing a higher rental yield will meaningfully boost your borrowing capacity.

Plus, we unpack a timely SMSF lending update that could change how some investors think about leverage and diversification: 90% LVR options without risk fees, and what that may mean in practice.

If you’ve been filtering suburbs based on yield, this episode is your reset.We cover:

1. Why yield obsession usually shows up too late and why it rarely moves borrowing capacity the way people think

2. How a 0.5% yield increase can equal only a modest borrowing bump once banks shade rent and apply DTI limits

3. The bigger levers that actually scale portfolios: income, strategy, savings rate, and lending options

4. What’s changing with higher LVRs and no risk fees, and why it matters for liquidity and diversification inside the fundTimestamps:

00:00 – “If you’re stressing about yield… it’s probably too late”

01:10 – Rental yield impact on borrowing capacity: the big misconception

03:17 – Why a higher yield feels logical

06:01 – The hidden cost: fewer markets, longer search time, missed upside

07:48 – “Cash flow isn’t king”

10:00 – Why higher prices often mean lower yields

11:01 – Fixed costs don’t scale like prices

16:30 – Why negative cash flow is more normal now

18:41 – Growth vs cash flow framing

21:05 – 90% LVR options and what’s changed

22:16 – Why that’s a meaningful difference

24:00 – Stop chasing yield, start building strategically

If you’ve been telling yourself “I just need a higher yield first,” this episode will help you zoom out, run the real numbers and focus on the variables that actually move the needle, without delaying your next purchase for the wrong reason.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we sit down with Peter and Serena to unpack how they built a $5.1 million property portfolio across six properties, starting in their late 40s after nearly a nine year gap of doing nothing.

They share the honest reality of what held them back, why “knowing” isn’t the same as acting, and how building the right team changed everything. From going borderless across four states to navigating doubt, timing, finance constraints and market cycles, this conversation breaks down what it really takes to go from your first property to a serious portfolio, without rushing, guessing, or chasing fast money.

If you’ve ever wondered whether it’s “too late” to start, how to invest with confidence, or how to avoid costly first-purchase mistakes, this episode is your reset.

We cover:

1. How Peter & Serena built a $5.1M portfolio (6 properties) starting in their late 40s and why it’s not too late

2. The 9 year gap and the mindset shift that finally got them moving (and what it cost them to wait)

3. The team & strategy that made it repeatable. Going borderless across multiple states, staying aligned as a couple, and balancing “don’t overpay” vs “don’t miss out”

Timestamps:

00:00 - “The hardest part was making ourselves start”

02:12 - From family life to first action: what really changed

04:51 - The 9 year investing gap explained

06:11 - Why most people think they have to do it alone

08:38 - Sitting on equity without realising it

09:19 - From first purchase to serious portfolio momentum

10:30 - Switching teams: what actually matters

12:01 - Regional investing fears and data-led confidence

14:54 - What a good team should never do

16:37 - Diversification across four states

18:24 - Overpaying vs missing out: the real valuation balance

19:17 - Investing as a couple: mindset, risk and communication

22:57 - Going borderless: buying without seeing the property

26:32 - Starting late and investing efficiently

29:41 - Biggest lessons from a $5.1M portfolio

32:50 - Financial habits that made it possible

35:13 - Building wealth for the next generation

37:51 - Consolidation, retirement and what comes next

If you’ve been sitting on the sidelines, waiting for the “perfect time,” this episode is a reminder that education without action changes nothing, but the right strategy, team and mindset can change everything.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/