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How to Get a Mortgage in Panama (Full Guide for Expats & Investors)

Getting a mortgage in Panama can seem complicated — but it doesn’t have to be. In this episode of The Panama Podcast, Melissa Darnay reveals the 7 insider secrets to successfully securing a mortgage in Panama. Whether you’re dreaming of buying a beachfront condo, a city apartment, or an investment property, you’ll learn what banks really look for, how much you’ll need down, and what hidden costs to watch out for.

✅ Discover why life insurance is required for all loans in Panama
✅ Learn the real down payment and interest rate expectations for foreigners
✅ Understand the role of mortgage brokers (and their milestone fees)
✅ Find easier financing alternatives like self-directed IRAs and home equity loans
✅ Plan your long-term strategy so your mortgage supports your Panama lifestyle

💬 Getting a mortgage in Panama is one of the most asked questions by future expats and investors. If you’d like personalized help reviewing your options, schedule your free 30-minute consultation at ChoosePanama.com/contact.

#ChoosePanama #MelissaDarnay #ThePanamaPodcast #PanamaRealEstate #InvestInPanama #PanamaProperty #PanamaMortgage #LivingInPanama #PanamaExpatLife #RetireInPanama #MovingToPanama #PanamaInvesting

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Ever wondered what a typical day living in Panama City, Panama really feels like? This video walks you through a real expat lifestyle in one of the most vibrant cities in Latin America. From drinking fresh Panamanian coffee on the balcony at sunrise to enjoying a glass of wine on a rooftop overlooking the Pacific, you’ll see exactly why so many people are choosing to live, work, and retire in Panama City.

Here’s what my daily routine looks like living in Panama City, Panama:

🟩 Morning coffee while watching the sun rise over the Pacific
🟩 A peaceful beach walk along the beach
🟩 A breakfast made with fresh local ingredients
🟩 Productive work sessions with ocean views
🟩 A fun mid-day Latin dance class
🟩 Lunch prepared by my maid
🟩 Online calls and meetings with clients
🟩 A quick grocery stop for fresh produce and wine
🟩 Evening wine on the rooftop at sunset
🟩 Dinner of fresh-caught fish and local vegetables
🟩 Reading a book on my balcony to end the day

If you're dreaming about moving to Panama, curious about retiring in Panama, or simply want to see what real expat life in Panama City looks like, this episode will give you an authentic look at the lifestyle you could be living.

To get personalized help planning your move to Panama, visit ChoosePanama.com/contact to schedule your free 30-minute consultation.

#choosepanama #melissadarnay #thepanamapodcast #LivingInPanama #ExpatLifePanama #PanamaCityPanama #MoveToPanama #RetireInPanama #PanamaLifestyle #PanamaRealEstate #PanamaExpat #LifeInPanama

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Stem cell therapy in Panama is changing lives — and today’s guest, Dr. Dan Briggs, is leading the movement. In this episode of The Panama Podcast, host Melissa Darnay sits down with the visionary founder of Auragens Panama, one of the world’s most advanced regenerative medicine centers.

Discover how Dr. Briggs’ own battle with a brain tumor at age 20 inspired him to create a clinic that blends science, hope, and healing. You’ll learn why Panama is at the forefront of global stem cell innovation, how umbilical-cord-derived stem cells work, and why patients from the U.S., Canada, and Europe are traveling to Panama for safe, effective, and affordable treatments.

In this episode:
✅ What stem cell therapy is — and how it actually works
✅ The difference between using your own cells vs. donor umbilical-cord cells
✅ Why stem cell therapy isn’t yet FDA-approved in the U.S.
✅ How Panama’s medical standards compare to Europe’s
✅ What a typical patient experience looks like at Auragens
✅ Real-life transformations from patients who’ve regained health and vitality
✅ What the future of regenerative medicine looks like — and why it starts here in Panama

If you’ve ever wondered whether stem cell therapy abroad could improve your health or quality of life, this episode will open your eyes to what’s possible — right here in Panama City, Panama.

🌎 Learn More
👉 Auragens Regenerative Medicine: https://www.auragens.com
👉 Choose Panama Real Estate: https://www.choosepanama.com
👉 Choose Panama Rentals: https://www.choosepanamarentals.com
👉 Free eBook – Panama Uncorked: https://www.choosepanama.com/free-book.html
👉 Learn to Salsa with Salsa Safari: https://salsasafari.com/

💬 Join the Conversation:
Would you ever travel abroad for a medical treatment that’s not yet available in your home country? Tell us in the comments below!

#StemCellTherapyPanama #AuragensPanama #RegenerativeMedicine #PanamaPodcast #MelissaDarnay #ChoosePanama #MedicalTourismPanama #StemCellTreatment #AntiAgingTherapy #StemCellsAbroad #LivingInPanama #PanamaExpatLife #HealthAndWellness #PanamaHealthcare #FromDreamingToDoing

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!