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The Mortgage Update with Dan Frio Podcast

The Mortgage Update with Dan Frio Podcast

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Dan Frio has been the TOP Mortgage Advisor in the Nation and also a Radio Personality. Dan is a graduate of West Virginia University with a Degree in Economics and has been Advising Home Buyers and Home Owners for over 30 Years. To Speak with Dan Personally, call (844)775-LOAN Email Dan@TheRateUpdate.com WWW.TheRateUpdate.COM (http://WWW.TheFrioTeam.COM) Bildung Persönliche Finanzen Ökonomie
  • S2025 Ep238: Presidential Power Check | Supreme Court Limits Trump on Tariffs
    Feb 23 2026

    BREAKING: The Supreme Court rules against tariffs under IEEPA — now what?

    Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative?

    Today we break down:
    • What IEEPA actually is
    • Why the Court ruled the way it did
    • How this impacts the $37 trillion deficit
    • Whether tariffs raise inflation
    • What this means for Treasury yields & mortgage rates
    • What happens next

    No hype. No partisan spin. Just facts, market mechanics, and how this affects homeowners and buyers.

    Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.

    Transparent. Data-driven.

    🔔 Start Here

    📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call
    👉 https://shorturl.at/SCIGL

    📝 Apply — One App • One Credit Pull • 30+ Lenders
    👉 https://257781.my1003app.com/246527/register

    🧮 TRU Mortgage Calculator Toolkit (All Pro Tools in One Place)
    👉 https://friodan.gumroad.com/l/aejabs

    • Home Affordability
    • Refinance & Debt Consolidation
    • Cost-of-Waiting™
    • Break-Even & ROI Calculator

    ⚖️ Compliance
    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Educational purposes only. Not financial advice.

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    13 Min.
  • S2025 Ep237: Fed’s Preferred Inflation Gauge Ticks Up as GDP Crashes — Mortgage Rates React
    Feb 20 2026

    Today’s report delivered a mixed signal that markets don’t like:

    📉 Economic growth just fell sharply
    📈 Core PCE — the Fed’s preferred inflation gauge — moved higher

    That combination matters.

    When growth slows but inflation stays sticky, bond markets reprice fast.
    And when the 10-Year Treasury and MBS move… mortgage rates follow.

    In this episode, we break down:

    • What the GDP print actually means
    • Why Core PCE matters more than CPI
    • How the 10-Year Treasury reacted
    • What happened to mortgage-backed securities (MBS)
    • What this means for locking vs. floating

    We don’t speculate.
    We follow the data.

    If you’re buying, refinancing, or just tracking the market — this is the real-time breakdown you need.

    🔔 Start Here

    📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call
    👉 https://shorturl.at/SCIGL

    📝 Apply — One App • One Credit Pull • 30+ Lenders
    👉 https://257781.my1003app.com/246527/register

    🧮 TRU Mortgage Calculator Toolkit (All Pro Tools in One Place)
    👉 https://friodan.gumroad.com/l/aejabs

    • Home Affordability
    • Refinance & Debt Consolidation
    • Cost-of-Waiting™
    • Break-Even & ROI Calculator

    📲 Follow The Rate Update

    YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram: https://instagram.com/therateupdate

    TikTok: https://tiktok.com/@therateupdate

    Facebook: https://facebook.com/therateupdate

    LinkedIn: https://www.linkedin.com/in/danfrio

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Educational purposes only. Not financial advice.

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    12 Min.
  • S2025 Ep236: Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 3
    Feb 19 2026

    What Mortgage Rate Do You Actually Qualify For in 2026?

    If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

    Most mortgage rate websites show marketing rates.
    We show real lender pricing from 30+ lenders.

    In this live mortgage rate breakdown, we cover:

    • How mortgage rates are determined
    • Advertised mortgage rates vs real mortgage rates
    • How credit score impacts mortgage rates
    • Debt-to-income (DTI) and loan pricing
    • FHA vs Conventional vs VA rate differences
    • How to shop mortgage lenders without hurting your credit
    • Lock vs float strategy based on CPI, Jobs data, MBS & the 10-Year Treasury
    • How inflation and Federal Reserve policy affect mortgage rates

    If you're asking:
    “What mortgage rate can I really get?”
    “Should I lock my mortgage rate today?”
    “Are mortgage rates going up or down?”
    “Why is my quote different than what I saw online?”

    This is your data-driven answer.

    We tie mortgage pricing directly to:
    • CPI (Consumer Price Index)
    • Jobs Reports (Nonfarm Payrolls)
    • Mortgage-Backed Securities (MBS)
    • The 10-Year Treasury Yield
    • Federal Reserve rate policy

    No hype. Just math.

    🔔 Start Here

    📈 RateWatch 2.0 — Get Notified When Mortgage Rates Hit Your Target
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Mortgage Strategy Call
    👉 https://shorturl.at/SCIGL

    📝 Apply — One App • One Credit Pull • 30+ Lenders
    👉 https://257781.my1003app.com/246527/register

    🧮 TRU Mortgage Calculator Toolkit (Professional Tools)

    Compare loan programs and run real scenarios:
    👉 https://friodan.gumroad.com/l/aejabs

    Includes:
    • Home Affordability Calculator
    • Refinance Calculator
    • Debt Consolidation Analysis
    • Cost-of-Waiting™ Calculator
    • Mortgage Break-Even & ROI

    📲 Follow The Rate Update

    YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram: https://instagram.com/therateupdate

    TikTok: https://tiktok.com/@therateupdate

    Facebook: https://facebook.com/therateupdate

    LinkedIn: https://www.linkedin.com/in/danfrio

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781
    For educational purposes only. Not financial advice. Loan approval subject to underwriting guidelines. Not a commitment to lend.

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    10 Min.
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