Is AI planning to take over the human race?

That’s the question Rich Brandt (The Loan Doctor) asks to kick off this deep dive into the world of Artificial Intelligence. Joined by Stephen Wang—an AI expert with a unique background in personal training and real estate—this episode moves past the sci-fi fear and gets straight to the practical business applications.

Stephen shares his journey from owning gyms to helping agents master technology, explaining how the discipline of fitness translates perfectly to the structure required for business growth.

In this episode, Rich and Stephen strip away the complexity of AI. They discuss why AI should be viewed as a power tool rather than a replacement for human connection. You’ll learn actionable strategies to reclaim your time, the economics of AI (and why big tech is burning cash), and why "speaking" to your AI is more effective than typing

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https://aubreighhutchison.exprealty.com/

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https://www.linkedin.com/in/richard-brandt/
https://www.northpointe.com/home-lending/get-started/richard-brandt/

In this episode of The Lone Doctor Podcast, host Rich Brandt of the Brandt Lending Team discusses the biggest challenges business owners face with his guest, Josh Blum of Ivolve and Thrive.

Josh Blum
https://ivolveandthrive.com/
https://www.linkedin.com/in/josh3837/

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https://www.linkedin.com/in/richard-brandt/
https://www.northpointe.com/home-lending/get-started/richard-brandt/

Richard Brandt, the "loan doctor," and Giselle Andres discuss the controversial 50-year mortgage proposal and its potential to improve home affordability for first-time buyers. While it may offer short-term help, they warn it's not a long-term solution, won't help build wealth, and could slow home sales. The conversation ties current housing issues to pricing, inventory, policy, a shortage of housing (especially affordable housing), and interest rates. Brandt and Andres detail the financial difference between a 30-year and 50-year mortgage on a $500,000 house, noting a 50-year term could result in paying three and a half to four times the house's worth. They also consider whether this increased demand could raise overall home prices. A potential "workable and fair" alternative discussed is the temporary buy-down, which lowers the monthly payment using a lower interest rate for a period.

Connect with us!
https://www.linkedin.com/in/richard-brandt/
https://www.northpointe.com/home-lending/get-started/richard-brandt/