This is the final episode of the Exposing Australia’s Collapse series.

Over the past five episodes, we’ve unpacked the rise of fatherless homes, the housing affordability crisis, collapsing birth rates, the education system’s decline, and Australia’s growing physical and mental health crisis.

In this finale, we connect the dots.

These aren’t isolated issues. They’re systemic.
Education shapes behaviour.
Family stability shapes children.
Housing affordability shapes family formation.
Health reflects culture and incentives.

When the incentives reward fragility instead of strength, the outcomes are predictable.

In this episode, we break down:

• How weak standards in education ripple into long-term societal decline
• Why family breakdown is a structural issue, not just a personal one
• How housing policy and migration levels amplify financial pressure
• Why prevention in health is ignored while treatment explodes
• The single thread tying it all together: incentives

Then we lay out a practical rebuild blueprint:

• What individuals must take responsibility for
• What communities can strengthen locally
• What policymakers must address structurally

No outrage. No panic. Just clarity.

If Australia is drifting, it won’t be fixed by emotion.
It will be fixed by standards, structure, and responsibility.

Share this episode with someone who can handle the conversation.

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Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Christmas Eve has a way of slowing everything down and bringing perspective into focus. In this special episode, we talk about money, clarity, and what it really means to feel “behind” financially, plus how to reset your thinking before the new year begins.

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Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Most investment properties don’t fail loudly... they underperform quietly.
In this episode, we unpack the silent killers smart property investors learn to avoid before they buy.

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🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Buying property is one of the biggest financial decisions you’ll ever make — and choosing the wrong “advisor” can cost you years and six figures. In this episode, we break down what a real property investment advisor actually does, how they connect you with the right dream team (broker, accountant, conveyancer, property manager), the red flags to avoid, and the non-negotiables you should check before trusting anyone with your next move.

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🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Welcome back to The Finance Bible Podcast with Zeke Guenthroth and Oscar Don — and yes, the boys are back in the same room again!

Following on from last week’s deep dive into compound interest, this episode breaks down the next step in your wealth journey: building your first $100K.

You’ll learn how to set up a practical, disciplined framework to move from saving to investing — including how to structure your cash, when to start investing, and the traps that stop most people from ever reaching that milestone.

📘 In this episode:

• Why 4 weeks of expenses is your safety net before you invest
• How to automate your surplus and make saving effortless
• Where to put your money — savings, ETFs, or shares
• How small weekly contributions can hit $100K faster than you think
• Why lifestyle inflation kills progress (and how to beat it)
• Real examples of clients hitting $100K through smart property and ETF plays

🎯 The first $100K is the hardest — but with the right structure, discipline, and compounding, it’s absolutely achievable.

💡 “Security first, growth second. Protect the downside, then multiply the upside.”

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🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

In this episode, Zeke and Oscar break down compound interest — the simplest concept in finance that most people still don’t understand. You’ll learn the difference between good compound interest (shares, ETFs, property, superannuation) and bad compound interest (credit cards, personal loans, and late fees that snowball into debt traps).

Using real calculations and case studies, they show how starting early can turn a few dollars a week into millions — and how ignoring it can cost you just as much.

📈 Topics covered:

• How compounding actually works — and why time matters more than money
• The difference between earning and paying compound interest
• Real-life examples using the MoneySmart calculator
• Credit card traps that compound against you
• How small spending habits kill your long-term growth
• Simple ways to automate good compounding through shares and ETFs

🎯 Whether you’re 20 and starting out or 40 and restructuring, this episode gives you a practical framework to make compound interest work for you, not against you.

🔗 Tools mentioned: MoneySmart Compound Interest Calculator

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🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

The happiest-looking couples often hide the messiest money fights. We pull back the curtain on the small financial signals that predict big relationship stress, then map the green flags that make building a life together feel calm, fair, and forward-moving.

We start by identifying the four major red flags: secretive spending, a lifestyle that outpaces income, avoidance of basic money conversations, and fundamentally opposing financial goals. Along the way, we explain why these patterns snowball into debt, resentment, and lost time, and how to spot them early without interrogations or awkward dinners. Then we shift into the good news—three practical green flags: partners who discuss money with ease, live within their means, and set realistic goals that show direction and growth. You will hear simple, respectful ways to bring up money while dating, questions that reveal values, and a quick framework for deciding whether to lean in and grow together or step away before it gets costly.

If you want a relationship built on trust, transparency, and shared progress, this is your field guide. Learn how to read the cues around spending, debt, and priorities; how to align timelines for saving, investing, and big purchases; and how to turn money from a source of friction into a team sport. Hit play to get practical scripts, clear examples, and a mindset that favors alignment over aesthetics. If this helped you spot a red or green flag, follow the show, share it with a friend, and leave a quick review telling us your top non‑negotiable.

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🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Most people think they’re “saving” — they’re really just parking cash and calling it progress. In this episode, Zeke and Oscar break down the six most common saving mistakes they see every week and show you how to fix each one fast. We cover separate banks for savings vs spending, a simple budgeting model that actually works, cash drag and inflation, “saving to spend” (holidays, cars), automation that removes willpower, and why you should clear high-interest debt before you “save”. We also hit DCA vs lump sum, lifestyle creep, emergency funds, and the small wins that keep you consistent.

You’ll learn:

• The separate-bank setup that stops impulse transfers
• 3-bucket budget (fixed / variable / discretionary)
• How to avoid cash drag and set a cash threshold
• Why “saving for a holiday” isn’t wealth building
• Quick automation wins (+$10/month growth buffer)
• A simple rule for debt vs investing decisions

Did you like this episode?

Support the show

🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.