Major updates and impacts are happening in the retirement landscape. Social Security cost of living adjustments, Medicare premium increases, IRMAA surcharge increases, and new taxes. How are you affected, and how you best navigate the landmines? We also explore how create a guaranteed tax-free foundation of income throughout retirement that avoid social security taxation and IRMAA surcharges on Medicare.

When creating a retirement strategy, remember the acronym P.L.A.N.

Predictability - value predictability over potential

Low-correlation - strive include strategies and asset classes that do not require the market to perform in order for you to succeed

Alignment - ensure that each component of you strategy reinforces and compliments the others rather than (unknowingly) creating friction

Net-income - choosing tax-free/efficient strategies in place of tax-deferred/hostile strategies can be the difference between a retirement of plenty and one of scarcity

Also, follow along in our case study where we demonstrate P.L.A.N. in action and create 5 streams of tax-free income while increasing potential net-spendable income by 59%.

In today's episode, we dive into common questions: When should I claim my social security? What does the recent Fed rate cut mean for me? How can I lock in higher rates on my savings for for many years to come? How much and when should I convert to a Roth or IUL? What does the new senior bonus deduction mean for me?

Most people have more potential in their financial picture than they might realize. Poorly positioned assets, traditional approaches, and incorrect information keep that potential bottled up. In this episode, we’ll explore how to identify and unleash your financial picture’s hidden potential.

Tax-efficient retirement strategies can be an important part of your retirement, but what about ensuring you cannot outlive your money? What if life throws you curve balls and Murphy's law takes over? This week's episode demonstrates how to create 5 streams of tax-free income and "portfolio insurance" to protect against the unforeseen.