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The Curve

The Curve

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The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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  • Billionaires Are Selling, Tennis Is Pushing Back & Elon Is Suing.

    Billionaires Are Selling, Tennis Is Pushing Back & Elon Is Suing.
    Jan 25 2026
    Before we get into the absolute avalanche of finance and investing news, Soph cracks open a margarita for moral support and the girls have a quick catch-up on nerves, public speaking and… boyfriends. Then it’s straight into the investing news: are billionaires selling shares actually a market crash warning, or just rich people doing rich people things? They break down Buffett’s cash pile, founder stock sales, and the ethics of investing in companies whose leaders are getting a bit too cosy with politics. Plus: the Australian Open pay dispute, China’s record trade surplus and what it could mean for global trade, and a quick check-in on luxury stocks. We also introduce our new “techspert” segment with Nat, explaining the tech behind major events and why AI research (especially China’s) is a bigger deal than most people realise. And to finish: Elon Musk suing OpenAI and Microsoft for $134B, and Soho House’s latest financial wobble.Watch our previous episode with Natalie Piucco: https://youtu.be/kQ3dKKSFbWI?si=mHObEuOvfYK6JlGcWTF does that mean? A guide to all the jargony bits:Founder Stock Sale – A founder cashing out some shares. Not necessarily drama.Market Crash – Shares drop hard, everyone screams.Trade Surplus – Country sells more than it buys.Trade Deficit – Country buys more than it sells.Tariffs – Extra tax on imports. Price goes up.Ethical Investing – Investing, but with a conscience.Revenue Share – Who gets what cut of the money.Prize Pool – Total winnings up for grabs.AI Research – The nerdy work that powers AI.Not-For-Profit – Made for the mission, not profit.For-Profit – Made to make money (and returns).Going Private – Company leaves the stock market spotlight.Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Coming up in this episode... (00:01:49) Boyfriend catch-up + margaritas (00:08:14) Billionaires selling: should we worry? (00:20:19) Australian Open pay dispute (00:28:31) Our BRAND NEW series: IOU (00:31:15) China’s record trade surplus (00:46:16) Techspert Nat: AI + event tech (00:50:20) Elon sues OpenAI (00:54:32) Soho House update (00:57:47) Wrapping up (00:58:24) Thank you for listening! (00:59:00) Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    1 Std.
  • Navigating Mortgage Overwhelm.

    Navigating Mortgage Overwhelm.
    Jan 21 2026

    Mortgage rate changes can bring new considerations for homeowners. In this episode, Vic shares her experience from 2023, when her mortgage rate nearly tripled, offering a real-world example many homeowners can relate to. In this episode, we break down what actually happened, why rate changes can feel challenging, and what history shows us about mortgage cycles so you’re better prepared for future changes. You’ll come away with five practical, actionable steps to take if you’re feeling mortgage stress right now, including how to assess your numbers, when to speak to your bank, where to find flexibility, and who can help you explore better options. This episode is designed to help you feel calmer, more informed, and more in control of your mortgage - even when interest rates are moving fast.

    We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way.


    👉 To learn more, head here.


    BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Coming up in this episode...(00:01:31) BNZ x The Curve(00:02:31) Vic’s mortgage story(00:28:04) A history of mortgage rates(00:42:22) Steps to take if you feel overwhelmed(00:51:51) Thank you BNZ!(00:53:26) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    54 Min.
  • How the Bank of Mum & Dad Is Shaping an Inheritocracy, with Dr Eliza Filby.

    How the Bank of Mum & Dad Is Shaping an Inheritocracy, with Dr Eliza Filby.
    Jan 14 2026
    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Money chats are awkward enough… but money you didn’t earn? That’s next-level uncomfortable.In this episode, Soph sits down with Dr Eliza Filby, author of Inheritocracy, to unpack the Bank of Mum & Dad and how it’s quietly reshaping everything from the housing market to our friendship groups. We dig into why “inheritocracy” makes people squirm, how Eliza defines it (starting with her own story), and the less obvious privileges that come with family support: free rent, childcare, career safety nets, and the ability to take risks without everything collapsing. We also talk about why you can’t always spot who has family money, what a financial backstop does to your choices, when help can become too much (strings, guilt, and guardrails), plus Eliza’s take on raising resilient kids, what Gen Alpha is up against, why entrepreneurship is the new rock’n’roll, and her best advice for building financial independence, whatever your starting line.Eliza’s book: Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad (https://www.penguin.co.uk/books/476298/inheritocracy-by-filby-eliza/9780753561904)Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Episode preview(00:00:56) Meet Dr Eliza Filby(00:01:35) Why “inheritocracy” makes everyone squirm(00:05:53) Eliza’s story + what “inheritocracy” actually means(00:12:05) The quiet perks: childcare, free rent, safety nets(00:15:00) You can’t always “tell” who has family money(00:17:51) The power of a financial backstop(00:23:19) When help becomes harmful: money, guilt, and guardrails(00:26:51) Parenting with privilege (and how to not spoil them)(00:29:09) Gen Alpha’s future: resilience in a chaotic world(00:30:44) Why entrepreneurship is the new rock star dream(00:34:18) Eliza’s advice for building financial independence(00:39:27) Thank you for listening to Raising The Curve!(00:39:52) Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    40 Min.
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