Interest rates are on the move again, and this time it's good news. The latest RBA rate cut has a lot of people asking, "What does this mean for me?"

In this episode of The Broker's Lounge, Eddie and Carlo break down what the cut means for homeowners, first-time buyers, and investors. They explain how lower rates are affecting borrowing power, property prices, and loan repayments, and why now might be the right time to act.

They also cover real changes in the market, from buyer sentiment to auction clearance rates, and why some lenders are slow to pass on cuts. Whether you're looking to refinance, buy your first home, or make your next move, this episode is packed with practical insights to help you stay ahead of the game.

If you haven’t had a loan check-up in a while, now’s the time. Eddie and Carlo make it easy to understand what’s changing and what you can do about it.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

From amateur MMA fighter to concreter to financial adviser and director at Link Wealth - Josh Lee’s journey is anything but typical. But it’s exactly that mix of grit and experience that makes his advice hit different.

In this episode of the Broker's Lounge, Josh shares the biggest financial mistakes he sees every day - and how to avoid them.

Josh breaks down simple, actionable ways to build and protect your money from getting your ownership structure right to managing your cash buckets and mastering delayed gratification.

We talk wealth creation, protection, and everything in between without the fluff.

If you’re serious about getting ahead, this episode is the wake-up call you didn’t know you needed.

In this episode of the Broker's Lounge, Josh shares the biggest financial mistakes he sees every day - and how to avoid them.

Josh breaks down simple, actionable ways to build and protect your money from getting your ownership structure right to managing your cash buckets and mastering delayed gratification.

We talk wealth creation, protection, and everything in between without the fluff.

If you’re serious about getting ahead, this episode is the wake-up call you didn’t know you needed.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Thinking about buying a property before it’s even built? Let’s talk about what buying off the plan really means.

Locking in a property today with settlement 18 months - or even 3 years - down the line can seem like a smart move. Lower upfront costs, more time to save, and a brand-new home at the end? It’s easy to see the appeal.

But off-the-plan comes with risks too like falling market values, delays in construction, and financing issues if your situation changes before settlement.

In this episode of The Broker’s Lounge, Eddie breaks down the real pros and cons of buying off the plan. From stamp duty savings and builder incentives to hidden pitfalls that could cost you thousands, we cover it all.

If you’re thinking about this strategy for your next property, don’t miss this episode. The right timing and the right advice can make all the difference.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Thinking about investing in property? Before you sign on the dotted line, let’s talk structure.

It’s easy to get swept up in the excitement of buying property - but when it comes to tax, the structure you choose can have a massive impact on your short- and long-term financial outcomes.

Should you buy in your personal name to take advantage of negative gearing? Or do the benefits of asset protection and income distribution make a trust more appealing? What about using your super? The answer, as always: it depends.

In this episode of The Broker’s Lounge, Eddie dives deep into the world of tax structures for property investment with guest speaker Richard Ferraro, head of accounting at Link Wealth Group - unpacking personal ownership, trusts, companies, and SMSFs.

They’ll explain how the wrong setup could cost you thousands in lost deductions or tax inefficiencies, and how the right structure from day one can open doors to smarter borrowing, stronger cash flow, and better growth potential.

If you’re planning to build a portfolio, or even just buy your first investment property, don’t miss this one. Getting it right now could save you a fortune later.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Working overseas and earning foreign income? It may sound like a ticket to financial freedom, but when it comes to securing a home loan back in Australia, things can get tricky.

From currency fluctuations to complex documentation and tax systems, the process isn’t always as simple as it seems. So, what do you really need to know to navigate foreign income and land your dream home?

In this episode of The Broker’s Lounge, Eddie and Carlo will be breaking down the must-know details of securing a home loan as an expat - because the right strategy could make all the difference in your home-buying journey.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Thinking of building your dream home? A construction loan might seem like a complex, even intimidating process - but it could be a lot simpler than you think.

From staged payments to interest-only phases and valuation traps, there’s a lot of noise out there - but not all of it is as complicated as it sounds.

So, what’s the real cost of building, and how do you avoid budget blowouts before you even break ground?

Let’s just say, the right loan structure could make or break your build - and your future wealth.

Join us in this episode of The Broker’s Lounge as Eddie and Carlo unpack the hidden truths about construction loans - and what smart borrowers are doing differently.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

The 2025 Federal Budget is out, but does it really offer a solution, or is it just another political play?

From housing supply to first home buyer schemes, some big promises are on the table.

But will they deliver, or is it just smoke and mirrors? There’s more to this budget than meets the eye - what does it mean for your wealth-building plans?

Let’s just say, the real opportunities might not be where you expect. Join us for another episode of the Broker's Lounge where we'll break it all down.

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Smart Business Finance - Insurance Premium Funding & ATO Debt

Most business owners don’t realize they can finance their insurance premiums instead of paying monthly with extra fees – and still get the full-payment discount.

That’s where Insurance Premium Funding (IPF) comes in, and it’s a game-changer for cash flow.

We’re also diving into a big one – ATO debt. If you owe the ATO, can you still get finance? How does it impact borrowing? And what are your options if the banks say no?

We break it all down – from smart lending strategies to why the right broker makes all the difference. Tune in!

-------
Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation