If you couldn’t speak tomorrow, who would decide what happens—to your care, your kids, and your money? We sat down with estate planning attorney Janelle Creme to make sense of wills, trusts, and the documents that actually keep your family out of court and in control. This conversation moves past buzzwords and into practical steps you can take to protect your wishes, avoid probate, and reduce conflict during the hardest moments.

We break down the real difference between a will and a properly funded revocable trust, why a pour-over will still matters, and how to title your home so you preserve homestead benefits while keeping probate at bay. Janelle walks through the essential toolkit: durable financial powers of attorney, medical powers of attorney, advanced directives, HIPAA releases, and guardian nominations for minor children. We also tackle hot-button issues like keeping inheritances separate from community property, using independent or corporate trustees for accountability, and setting terms that protect children from a spouse’s influence or from their own future mistakes.

Beyond the legal mechanics, we talk about values, clarity, and compassion—how a few thoughtful choices today can spare your family confusion tomorrow. You’ll hear simple examples, common pitfalls (like unfunded trusts or outdated wills), and why coordinating with banks and advisors ensures your documents actually work when needed. If you’ve wondered whether a will is “enough,” or how to handle funeral preferences and end-of-life decisions without burdening loved ones, this guide will help you move forward with confidence and calm.

Janelle Creme
Phone: 469-714-2280
Email: janelle@prosperattorney.com
Website: prosperattorney.com

To learn more about Stansell Wealth Planning visit:
https://www.StansellWealth.com
Stansell Wealth Planning
5550 Granite Pkwy, STE 270
Plano, TX 75024
469-606-2040

New year, new leverage. We’re resetting your money with a simple 2026 playbook that trades vague goals for specific actions you can automate and track. We walk through how to crush consumer debt with clear timelines, build an emergency fund that actually protects your life, and fix the silent gaps hiding in your 401k, Roth, and HSA contributions. It’s a practical blueprint designed for busy people who want results without financial jargon.

Plus, an annual maintenance sweep to cut bloated home and auto premiums, contest inflated property tax appraisals, rebalance 401k investments, spot lifestyle creep in your budget, and improve your savings yield with conservative options for excess cash. This is a straightforward, no-fluff reset that sets you ahead of the curve: less debt, more liquidity, smarter contributions, and better protection.

To learn more about Stansell Wealth Planning visit:
https://www.StansellWealth.com
Stansell Wealth Planning
5550 Granite Pkwy, STE 270
Plano, TX 75024
469-606-2040

What Are Smart Ways To Pay Off All Your Debts?

Feeling crushed under the weight of debt? You're not alone. The burden of financial obligations keeps countless Americans awake at night, affecting everything from their mental health to their family relationships. But there's a path forward that combines practical wisdom with spiritual guidance.

In this enlightening conversation, Cody Stansell breaks down a systematic approach to eliminating debt while honoring faith-based principles. The journey begins with establishing a proper emergency fund before tackling consumer debt – credit cards, student loans, car payments, and personal loans. Only after these are addressed should you focus on your mortgage, which comes as step six in the financial freedom journey.

The podcast explores two primary debt elimination strategies: the avalanche method (paying highest interest rates first) and the snowball method (tackling smallest balances first). Rather than declaring one superior, Cody emphasizes choosing the approach that resonates with your personal convictions. "Getting into debt wasn't a numbers issue; it was a spending issue," he reminds listeners. The spiritual dimension receives equal attention as Cody references Proverbs 22:7 – "the debtor is slave to the lender" – highlighting how financial freedom aligns with biblical teachings.

For practical application, Cody recommends a specific debt payoff sequence based on his extensive financial advising experience: first credit cards (with their shocking 23.9% average interest rate), then personal loans, followed by auto loans (to avoid being "upside down"), and finally student loans.

Throughout the episode, the message remains clear: freedom from debt isn't just about mathematical optimization; it's about creating a life where you "owe nobody nothing" and can live with purpose rather than obligation. Ready to break free from financial bondage? This episode provides your roadmap to debt freedom with faith as your foundation.

To learn more about Stansell Wealth Planning visit:
https://www.StansellWealth.com
Stansell Wealth Planning
5550 Granite Pkwy, STE 270
Plano, TX 75024
469-606-2040